Banco Nacional de Crédito, C.A., Banco Universal (CCSE:BNC)
Venezuela
· Delayed Price · Currency is VES 1,470.00
-10.00 (-0.68%)
At close: Apr 28, 2026
CCSE:BNC Balance Sheet
Financials in millions VES. Fiscal year is January - December.
Millions VES. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 201,086 | 67,945 | 10,362 | 8,676 | 3,435 | 951.06 | Upgrade
|
| Investment Securities | 11,200 | 7,428 | 5,507 | 604.86 | 1,591 | 19.74 | Upgrade
|
| Total Investments | 11,200 | 7,428 | 5,507 | 604.86 | 1,591 | 19.74 | Upgrade
|
| Gross Loans | 165,125 | 93,531 | 14,236 | 7,043 | 2,185 | 196.95 | Upgrade
|
| Allowance for Loan Losses | -7,014 | -3,446 | -431.4 | -216.37 | -59.19 | -9.7 | Upgrade
|
| Net Loans | 158,111 | 90,085 | 13,805 | 6,826 | 2,126 | 187.25 | Upgrade
|
| Property, Plant & Equipment | 2,964 | 1,818 | 1,155 | 881.08 | 597.94 | 49.94 | Upgrade
|
| Accrued Interest Receivable | 1,149 | 729.73 | 197.21 | 4.27 | 9 | 0.52 | Upgrade
|
| Other Receivables | 6.59 | 414.21 | 1.5 | 722.04 | 145.96 | 21.99 | Upgrade
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| Restricted Cash | 112,958 | 63,339 | 4,620 | 4,196 | 200.06 | 23.95 | Upgrade
|
| Other Current Assets | - | 1,755 | - | 325.47 | 101.47 | 15.68 | Upgrade
|
| Long-Term Deferred Tax Assets | - | 230.53 | - | 7.08 | 5.21 | 0.14 | Upgrade
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| Other Real Estate Owned & Foreclosed | 26.95 | 33.17 | 58.05 | - | 8.38 | 5.9 | Upgrade
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| Other Long-Term Assets | 28,427 | 22,532 | 6,532 | 2,439 | 627.86 | 73.47 | Upgrade
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| Total Assets | 515,930 | 256,481 | 42,238 | 24,783 | 8,920 | 1,355 | Upgrade
|
| Accounts Payable | - | 3,701 | - | 481.78 | 69.98 | 12.34 | Upgrade
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| Accrued Expenses | 48,328 | 1,146 | 4,282 | 91.15 | 59 | 2.97 | Upgrade
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| Interest Bearing Deposits | 28,036 | 20,663 | 3,384 | 3,456 | 937.87 | 128.72 | Upgrade
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| Non-Interest Bearing Deposits | 301,898 | 116,654 | 23,331 | 12,498 | 4,621 | 845.26 | Upgrade
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| Total Deposits | 329,934 | 137,318 | 26,715 | 15,954 | 5,559 | 973.98 | Upgrade
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| Short-Term Borrowings | 4,962 | - | 1,191 | 620.56 | 18.12 | 22.65 | Upgrade
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| Current Income Taxes Payable | - | 5,525 | - | 213.5 | 52.16 | 1.16 | Upgrade
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| Accrued Interest Payable | 99.55 | 42.99 | 30.53 | 34.92 | 3.05 | 1.94 | Upgrade
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| Other Current Liabilities | 272.15 | 1,050 | 22.89 | 1,656 | 342.73 | 46.74 | Upgrade
|
| Long-Term Debt | - | 2,912 | - | - | - | - | Upgrade
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| Long-Term Leases | - | - | - | 14.32 | 1.19 | - | Upgrade
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| Long-Term Unearned Revenue | - | 653.07 | - | 44.19 | 29.62 | 0.62 | Upgrade
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| Long-Term Deferred Tax Liabilities | - | 57.96 | - | 20.62 | 3.39 | - | Upgrade
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| Other Long-Term Liabilities | 21,466 | 25,703 | 13.86 | 443.48 | 347.43 | 2.25 | Upgrade
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| Total Liabilities | 405,062 | 178,110 | 32,255 | 19,574 | 6,486 | 1,065 | Upgrade
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| Common Stock | 257.92 | 257.92 | 128.96 | 128.96 | 28.96 | 0.03 | Upgrade
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| Additional Paid-In Capital | 1,393 | 1,393 | 377.38 | 300 | 82.82 | - | Upgrade
|
| Retained Earnings | 21,625 | 22,504 | 1,723 | 1,049 | 266.5 | 23.79 | Upgrade
|
| Comprehensive Income & Other | 87,592 | 54,216 | 7,753 | 3,731 | 2,056 | 266.84 | Upgrade
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| Shareholders' Equity | 110,868 | 78,372 | 9,982 | 5,209 | 2,434 | 290.67 | Upgrade
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| Total Liabilities & Equity | 515,930 | 256,481 | 42,238 | 24,783 | 8,920 | 1,355 | Upgrade
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| Total Debt | 4,962 | 2,912 | 1,191 | 634.88 | 19.31 | 22.65 | Upgrade
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| Net Cash (Debt) | 198,914 | 66,975 | 12,804 | 8,042 | 4,816 | 937.56 | Upgrade
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| Net Cash Growth | 2796.10% | 423.10% | 59.22% | 66.96% | 413.72% | 685.05% | Upgrade
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| Net Cash Per Share | 771.23 | 259.67 | - | 31.18 | 83.16 | 16.19 | Upgrade
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| Filing Date Shares Outstanding | 257.92 | 257.92 | - | 257.92 | 57.92 | 57.92 | Upgrade
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| Total Common Shares Outstanding | 257.92 | 257.92 | - | 257.92 | 57.92 | 57.92 | Upgrade
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| Book Value Per Share | 429.86 | 303.86 | - | 20.20 | 42.02 | 5.02 | Upgrade
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| Tangible Book Value | 110,868 | 78,372 | 9,982 | 5,209 | 2,434 | 290.67 | Upgrade
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| Tangible Book Value Per Share | 429.86 | 303.86 | - | 20.20 | 42.02 | 5.02 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.