Banco Nacional de Crédito, C.A., Banco Universal (CCSE:BNC)
Venezuela
· Delayed Price · Currency is VES 414.00
+2.00 (0.49%)
At close: Dec 5, 2025
CCSE:BNC Balance Sheet
Financials in millions VES. Fiscal year is January - December.
Millions VES. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Cash & Equivalents | 39,660 | 10,362 | 8,676 | 3,435 | 951.06 | 121.24 | Upgrade
|
| Investment Securities | 3,604 | 5,507 | 604.86 | 1,591 | 19.74 | 1.65 | Upgrade
|
| Total Investments | 3,604 | 5,507 | 604.86 | 1,591 | 19.74 | 1.65 | Upgrade
|
| Gross Loans | 47,906 | 14,236 | 7,043 | 2,185 | 196.95 | 45.18 | Upgrade
|
| Allowance for Loan Losses | -1,778 | -431.4 | -216.37 | -59.19 | -9.7 | -1.9 | Upgrade
|
| Net Loans | 46,128 | 13,805 | 6,826 | 2,126 | 187.25 | 43.28 | Upgrade
|
| Property, Plant & Equipment | 1,529 | 1,155 | 881.08 | 597.94 | 49.94 | 4.55 | Upgrade
|
| Accrued Interest Receivable | 415.81 | 197.21 | 4.27 | 9 | 0.52 | 0.16 | Upgrade
|
| Other Receivables | 3.03 | 1.5 | 722.04 | 145.96 | 21.99 | 2.84 | Upgrade
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| Restricted Cash | 34,091 | 4,620 | 4,196 | 200.06 | 23.95 | 13.34 | Upgrade
|
| Other Current Assets | - | - | 325.47 | 101.47 | 15.68 | 1.27 | Upgrade
|
| Long-Term Deferred Tax Assets | - | - | 7.08 | 5.21 | 0.14 | - | Upgrade
|
| Other Real Estate Owned & Foreclosed | 39.39 | 58.05 | - | 8.38 | 5.9 | 0.3 | Upgrade
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| Other Long-Term Assets | 12,545 | 6,532 | 2,439 | 627.86 | 73.47 | 8.64 | Upgrade
|
| Total Assets | 138,015 | 42,238 | 24,783 | 8,920 | 1,355 | 197.58 | Upgrade
|
| Accounts Payable | - | - | 481.78 | 69.98 | 12.34 | 2.93 | Upgrade
|
| Accrued Expenses | 15,968 | 4,282 | 91.15 | 59 | 2.97 | 0.77 | Upgrade
|
| Interest Bearing Deposits | 7,990 | 3,384 | 3,456 | 937.87 | 128.72 | 28.12 | Upgrade
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| Non-Interest Bearing Deposits | 71,239 | 23,331 | 12,498 | 4,621 | 845.26 | 107.93 | Upgrade
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| Total Deposits | 79,228 | 26,715 | 15,954 | 5,559 | 973.98 | 136.05 | Upgrade
|
| Short-Term Borrowings | 1,730 | 1,191 | 620.56 | 18.12 | 22.65 | 1.84 | Upgrade
|
| Current Income Taxes Payable | - | - | 213.5 | 52.16 | 1.16 | 0.83 | Upgrade
|
| Accrued Interest Payable | 32 | 30.53 | 34.92 | 3.05 | 1.94 | 0.02 | Upgrade
|
| Other Current Liabilities | 34.56 | 22.89 | 1,656 | 342.73 | 46.74 | 11.3 | Upgrade
|
| Long-Term Leases | - | - | 14.32 | 1.19 | - | 0.05 | Upgrade
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| Long-Term Unearned Revenue | - | - | 44.19 | 29.62 | 0.62 | 0.08 | Upgrade
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| Long-Term Deferred Tax Liabilities | - | - | 20.62 | 3.39 | - | 0.35 | Upgrade
|
| Other Long-Term Liabilities | 5,092 | 13.86 | 443.48 | 347.43 | 2.25 | 1 | Upgrade
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| Total Liabilities | 102,085 | 32,255 | 19,574 | 6,486 | 1,065 | 155.22 | Upgrade
|
| Common Stock | 35,930 | 128.96 | 128.96 | 28.96 | 0.03 | 0.01 | Upgrade
|
| Additional Paid-In Capital | - | 377.38 | 300 | 82.82 | - | - | Upgrade
|
| Retained Earnings | - | 1,723 | 1,049 | 266.5 | 23.79 | 3.12 | Upgrade
|
| Comprehensive Income & Other | - | 7,753 | 3,731 | 2,056 | 266.84 | 39.22 | Upgrade
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| Shareholders' Equity | 35,930 | 9,982 | 5,209 | 2,434 | 290.67 | 42.35 | Upgrade
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| Total Liabilities & Equity | 138,015 | 42,238 | 24,783 | 8,920 | 1,355 | 197.58 | Upgrade
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| Total Debt | 1,730 | 1,191 | 634.88 | 19.31 | 22.65 | 1.89 | Upgrade
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| Net Cash (Debt) | 38,557 | 12,804 | 8,042 | 4,816 | 937.56 | 119.43 | Upgrade
|
| Net Cash Growth | 461.37% | 59.22% | 66.96% | 413.72% | 685.05% | 5373.65% | Upgrade
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| Net Cash Per Share | 149.49 | - | 31.18 | 83.16 | 16.19 | 2.06 | Upgrade
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| Filing Date Shares Outstanding | 257.92 | - | 257.92 | 57.92 | 57.92 | 57.92 | Upgrade
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| Total Common Shares Outstanding | 257.92 | - | 257.92 | 57.92 | 57.92 | 57.92 | Upgrade
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| Book Value Per Share | 139.31 | - | 20.20 | 42.02 | 5.02 | 0.73 | Upgrade
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| Tangible Book Value | 35,930 | 9,982 | 5,209 | 2,434 | 290.67 | 42.35 | Upgrade
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| Tangible Book Value Per Share | 139.31 | - | 20.20 | 42.02 | 5.02 | 0.73 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.