Alm. Brand A/S (CPH:ALMB)
| Market Cap | 20.98B |
| Revenue (ttm) | 14.02B |
| Net Income (ttm) | 1.33B |
| Shares Out | 1.40B |
| EPS (ttm) | 0.92 |
| PE Ratio | 18.78 |
| Forward PE | 13.21 |
| Dividend | 0.66 (4.32%) |
| Ex-Dividend Date | Apr 10, 2026 |
| Volume | 8,444,136 |
| Average Volume | 1,685,467 |
| Open | 15.63 |
| Previous Close | 15.28 |
| Day's Range | 14.01 - 16.33 |
| 52-Week Range | 14.01 - 19.14 |
| Beta | 1.15 |
| RSI | 35.08 |
| Earnings Date | Apr 28, 2026 |
About Alm. Brand
Alm. Brand A/S, together with its subsidiaries, provides non-life insurance products and services in Denmark. It offers car, travel, home, contents, accident, and holiday home insurance; as well as salary security, dog, health, change of ownership, seller’s liability, veteran vehicle, motorcycle, moped, boat, youth, drone, horse, caravan, and child accident insurance. In addition, the company provides business, workers’ compensation, professional liability, electric car, truck, construction, building, and cyber insurance. Further, it offers oth... [Read more]
Financial Performance
In 2025, Alm. Brand's revenue was 14.02 billion, an increase of 3.29% compared to the previous year's 13.58 billion. Earnings were 1.33 billion, an increase of 77.67%.
Financial StatementsNews
Alm. Brand A/S - Supreme Court ruling on workers' compensation leads to reserve strengthening and a profit warning for 2026
Today, the Danish Supreme Court ruled in favour of a 5% threshold for the degree of lost earnings capacity required for receiving compensation. This is lower than the 15% threshold applied by the Dani...
Alm. Brand Earnings Call Transcript: Q1 2026
Q1 2026 saw strong underlying improvements, with insurance service results and combined ratios improving in both personal and commercial lines. Guidance for 2026 was upgraded, despite investment losses and ongoing portfolio pruning in commercial lines.
Alm. Brand A/S - Interim report for Q1 2026
Very satisfactory insurance service result supported by underlying improvements in Commercial Lines Alm. Brand Group lifts its guidance for the insurance service result excluding run-off gains or loss...
ALM. BRAND TIER-2 BONDS
FIXING OF COUPON FROM 14 April 2026 Interest coupon for the period 14.04.2026 - 14.07.2026: DK0030487806, (Tier 2), maturity 2031, 3 months CIBOR; 2.1067% + 1.50% = 3.6067% p.a. Contact Please direct ...
Alm. Brand A/S – Results of the annual general meeting held on 9 April 2026
The annual general meeting of Alm. Brand A/S was held today. The general meeting was conducted in accordance with the agenda and the complete proposals submitted by the Board of Directors.
Alm. Brand A/S share buy-back program is concluded - transactions week 12
On 5 March 2025, Alm. Brand A/S announced a share buy-back program of up to DKK 835.2 million, as described in company announcement no. 20/2025.
Alm. Brand A/S – Annual General Meeting on 9 April 2026
18 March 2026 Announcement no. 16/2026 Alm.
Alm. Brand A/S – Weekly report on share buybacks
16th March 2026 Company Announcement No. 15/2026 Alm.
Alm. Brand A/S - Annual Report 2025
Alm. Brand released its preliminary statement of financial results for 2025 on 29th January 2026. Please find attached the Group's Annual Report for 2025.
Alm. Brand A/S - Rasmus Werner Nielsen has chosen to step down as CEO of Alm. Brand A/S – Deputy CEO Andreas Ruben Madsen appointed new CEO
Following the successful completion of the merger of Alm. Brand and Codan, Rasmus Werner Nielsen has chosen to step down as CEO of Alm. Brand A/S.
Alm. Brand Earnings Call Transcript: Q4 2025
Insurance service result and profitability improved significantly in 2025, driven by strong Personal Lines growth, cost reductions, and realized synergies. Outlook for 2026 is positive, with stable ratios and continued capital returns, while risk from claims inflation and arbitration is seen as manageable.
ALM. BRAND TIER-2 BONDS
FIXING OF COUPON FROM January 14, 2026 Interest coupon for the period 14.01.2026 - 14.04.2026: DK0030487806, (Tier 2), maturity 2031, 3 months CIBOR 2.0133% + 1.50% = 3.5133%p.a. Contact Please direct...
ALM. BRAND TIER-1 BONDS
FIXING OF COUPON FROM January 12, 2026 Interest coupon for the period 12.01.2026 - 12.04.2026: DK0030497953, (RT1), 3 months CIBOR (2,01%) +3.40%: 5.41% p.a. Contact Please direct any questions regard...
Alm. Brand Group newsletter ahead of Q4 results
Alm. Brand Group has prepared a pre-close newsletter to highlight key trends and factors, giving investors, analysts, and other stakeholders a better insight into the company's financial performance. ...
Alm. Brand – Report on trading in Alm. Brand A/S shares by executives and their related parties
Alm. Brand – Report on trading in Alm. Brand A/S shares by executives and their related parties Pursuant to article 19 of the EU Regulation 596/2014 and Alm.
Alm. Brand Transcript: CMD 2025
The group has completed its transformation into a leading non-life insurer, set ambitious 2028 financial and operational targets, and will leverage digitalization, AI, and a unified platform for efficiency. New ESG goals and a customer loyalty program are supported by foundation funding.
Alm. Brand Group hosts Capital Markets Day and releases financial targets for 2028
Today, Alm. Brand Group will host a Capital Markets Day to present its new strategy Unfolding the scale potential and financial targets for 2028.
Alm. Brand Earnings Call Transcript: Q3 2025
Q3 2025 saw strong organic growth, improved combined and claims ratios, and record insurance revenue. Guidance for 2025 was upgraded, with synergies and cost control driving profitability. Claims inflation remains a focus, especially in motor.
Alm. Brand Earnings Call Transcript: Q2 2025
Q2 delivered strong revenue and technical results, with Personal Lines growing 11% and synergies driving margin improvements. Guidance for 2025 was upgraded, and solvency is set to benefit from PIM model approval.
Alm. Brand Earnings Call Transcript: Q1 2025
Strong Q1 performance with 8.2% Personal Lines premium growth, improved cost ratios, and significant synergies realized. Guidance for 2025 was upgraded, reflecting run-off gains and continued margin improvements, while capital actions and regulatory developments were addressed.
Alm. Brand Earnings Call Transcript: Q4 2024
2024 saw strong growth in Personal and Commercial Lines, improved loss and cost ratios, and profit before tax above guidance. Record distributions and robust synergies were achieved, with 2025 guidance reflecting continued operational improvements and significant capital returns.
Alm. Brand Earnings Call Transcript: Q3 2024
Q3 2024 saw strong Personal Lines growth and improved synergies, offsetting motor claim headwinds and flat Commercial Lines. Guidance for 2024 was upgraded, with cost reductions and capital returns planned, while profitability initiatives continue amid sector challenges.
Alm. Brand Earnings Call Transcript: Q2 2024
Q2 2024 saw strong premium growth, especially in personal lines, but profitability was pressured by higher large and motor claims, prompting further pricing and efficiency initiatives. The divestment of the Energy and Marine business will free up capital for shareholder returns and sharpen focus on the Danish market.