ProCredit Holding AG (ETR:PCZ)
8.09
+0.02 (0.25%)
Apr 29, 2026, 4:52 PM CET
ProCredit Holding AG Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 589.61 | 582.88 | 525.14 | 382.39 | 310.44 | Upgrade
|
| Interest Income on Investments | 5.34 | 6.28 | 5.39 | 1.93 | - | Upgrade
|
| Total Interest Income | 594.96 | 589.16 | 530.52 | 384.33 | 310.44 | Upgrade
|
| Interest Paid on Deposits | 241.97 | 230.92 | 193.3 | 119.69 | 88.42 | Upgrade
|
| Net Interest Income | 352.99 | 358.24 | 337.22 | 264.63 | 222.02 | Upgrade
|
| Net Interest Income Growth (YoY) | -1.47% | 6.23% | 27.43% | 19.19% | 10.15% | Upgrade
|
| Gain (Loss) on Sale of Assets | -0.01 | 0.34 | -0.42 | 0.2 | -0.1 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.09 | -0 | -0.36 | -0.22 | 0 | Upgrade
|
| Other Non-Interest Income | 87.38 | 86.85 | 78.46 | 78.79 | 65.06 | Upgrade
|
| Total Non-Interest Income | 87.28 | 87.19 | 77.68 | 78.78 | 64.97 | Upgrade
|
| Non-Interest Income Growth (YoY) | 0.10% | 12.24% | -1.39% | 21.26% | 21.70% | Upgrade
|
| Revenues Before Loan Losses | 440.27 | 445.43 | 414.91 | 343.41 | 286.99 | Upgrade
|
| Provision for Loan Losses | 11.19 | -5.15 | 15.51 | 104.57 | 6.49 | Upgrade
|
| Revenue | 429.08 | 450.59 | 399.4 | 238.84 | 280.5 | Upgrade
|
| Revenue Growth (YoY) | -4.77% | 12.82% | 67.23% | -14.85% | 23.93% | Upgrade
|
| Salaries and Employee Benefits | 159.54 | 146.77 | 120.64 | 101.73 | 90.1 | Upgrade
|
| Selling, General & Administrative | 138.94 | 132.08 | 108.14 | 100.5 | 77.71 | Upgrade
|
| Other Non-Interest Expense | 23.94 | 23.92 | 18.2 | 15.2 | 13.06 | Upgrade
|
| Total Non-Interest Expense | 322.43 | 302.77 | 246.98 | 217.43 | 180.86 | Upgrade
|
| EBT Excluding Unusual Items | 106.65 | 147.81 | 152.42 | 21.41 | 99.64 | Upgrade
|
| Legal Settlements | -1.01 | -1.13 | -2.02 | -1.65 | -3.71 | Upgrade
|
| Pretax Income | 105.65 | 146.68 | 150.02 | 17.85 | 94.53 | Upgrade
|
| Income Tax Expense | 22.19 | 42.37 | 36.64 | 1.35 | 14.89 | Upgrade
|
| Earnings From Continuing Operations | 83.45 | 104.31 | 113.37 | 16.5 | 79.64 | Upgrade
|
| Net Income | 83.45 | 104.31 | 113.37 | 16.5 | 79.64 | Upgrade
|
| Net Income to Common | 83.45 | 104.31 | 113.37 | 16.5 | 79.64 | Upgrade
|
| Net Income Growth | -19.99% | -7.99% | 587.23% | -79.29% | 92.39% | Upgrade
|
| Basic Shares Outstanding | 59 | 59 | 59 | 59 | 59 | Upgrade
|
| Diluted Shares Outstanding | 59 | 59 | 59 | 59 | 59 | Upgrade
|
| EPS (Basic) | 1.42 | 1.77 | 1.92 | 0.28 | 1.35 | Upgrade
|
| EPS (Diluted) | 1.42 | 1.77 | 1.92 | 0.28 | 1.35 | Upgrade
|
| EPS Growth | -19.99% | -7.99% | 587.23% | -79.29% | 92.39% | Upgrade
|
| Dividend Per Share | 0.470 | 0.590 | 0.640 | - | - | Upgrade
|
| Dividend Growth | -20.34% | -7.81% | - | - | - | Upgrade
|
| Effective Tax Rate | 21.01% | 28.89% | 24.43% | 7.56% | 15.75% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.