PT Bank Raya Indonesia Tbk (IDX:AGRO)
Indonesia
· Delayed Price · Currency is IDR 232.00
+2.00 (0.87%)
At close: Dec 5, 2025
IDX:AGRO Income Statement
Financials in millions IDR. Fiscal year is January - December.
Millions IDR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 1,165,497 | 1,045,261 | 890,959 | 1,029,970 | 1,647,185 | 1,931,525 | Upgrade
|
| Interest Paid on Deposits | 497,550 | 473,292 | 403,130 | 369,535 | 773,616 | 1,306,889 | Upgrade
|
| Net Interest Income | 667,947 | 571,969 | 487,829 | 660,436 | 873,569 | 624,636 | Upgrade
|
| Net Interest Income Growth (YoY) | 22.60% | 17.25% | -26.14% | -24.40% | 39.85% | -9.89% | Upgrade
|
| Gain (Loss) on Sale of Assets | 772.23 | 263.32 | 1,145 | 1,673 | 620.89 | 5.75 | Upgrade
|
| Gain (Loss) on Sale of Investments | 234,378 | 516,540 | 397,122 | 590,835 | 86,407 | 52,510 | Upgrade
|
| Other Non-Interest Income | 25,877 | 13,420 | 16,445 | 21,863 | 24,347 | 18,838 | Upgrade
|
| Total Non-Interest Income | 261,027 | 530,224 | 414,712 | 614,372 | 111,376 | 71,353 | Upgrade
|
| Non-Interest Income Growth (YoY) | -52.45% | 27.85% | -32.50% | 451.62% | 56.09% | -3.44% | Upgrade
|
| Revenues Before Loan Losses | 928,974 | 1,102,194 | 902,541 | 1,274,807 | 984,944 | 695,989 | Upgrade
|
| Provision for Loan Losses | 220,802 | 410,261 | 156,401 | 581,058 | 3,885,062 | 322,513 | Upgrade
|
| Revenue | 708,171 | 691,933 | 746,140 | 693,749 | -2,900,118 | 373,476 | Upgrade
|
| Revenue Growth (YoY) | 12.04% | -7.27% | 7.55% | - | - | -2.63% | Upgrade
|
| Salaries and Employee Benefits | 281,819 | 320,720 | 313,341 | 294,883 | 234,828 | 191,008 | Upgrade
|
| Selling, General & Administrative | 335,174 | 315,152 | 303,644 | 286,079 | 165,932 | 121,767 | Upgrade
|
| Other Non-Interest Expense | 4,719 | 3,422 | 4,017 | 1,426 | 1,978 | 3,005 | Upgrade
|
| Total Non-Interest Expense | 603,581 | 636,591 | 617,749 | 577,563 | 403,013 | 309,365 | Upgrade
|
| EBT Excluding Unusual Items | 104,590 | 55,342 | 128,391 | 116,186 | -3,303,131 | 64,111 | Upgrade
|
| Legal Settlements | 3,302 | - | - | - | - | -39.17 | Upgrade
|
| Pretax Income | 107,892 | 55,342 | 128,391 | 116,186 | -3,303,131 | 64,072 | Upgrade
|
| Income Tax Expense | 48,906 | 4,450 | 104,040 | 104,726 | -257,430 | 32,811 | Upgrade
|
| Net Income | 58,986 | 50,892 | 24,351 | 11,461 | -3,045,701 | 31,261 | Upgrade
|
| Net Income to Common | 58,986 | 50,892 | 24,351 | 11,461 | -3,045,701 | 31,261 | Upgrade
|
| Net Income Growth | 35.41% | 108.99% | 112.48% | - | - | -38.78% | Upgrade
|
| Basic Shares Outstanding | 24,740 | 24,740 | 24,740 | 22,750 | 21,521 | 21,343 | Upgrade
|
| Diluted Shares Outstanding | 24,740 | 24,740 | 24,740 | 22,751 | 21,521 | 21,380 | Upgrade
|
| Shares Change (YoY) | -0.27% | - | 8.75% | 5.71% | 0.66% | 0.17% | Upgrade
|
| EPS (Basic) | 2.38 | 2.06 | 0.98 | 0.50 | -141.52 | 1.46 | Upgrade
|
| EPS (Diluted) | 2.38 | 2.06 | 0.98 | 0.50 | -141.52 | 1.46 | Upgrade
|
| EPS Growth | 36.44% | 109.90% | 96.00% | - | - | -38.91% | Upgrade
|
| Effective Tax Rate | 45.33% | 8.04% | 81.03% | 90.14% | - | 51.21% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.