Dolla Financial Services Cash Flow Statement

Financials in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020
Net Income	618.39	410.57	419.13	280.47	129.55	Upgrade
Depreciation & Amortization	32.41	38.5	34.3	19.43	12.64	Upgrade
Other Amortization	1.54	-	-	-	0.09	Upgrade
Provision for Credit Losses	309.68	61.25	14.51	29.63	20.42	Upgrade
Change in Other Net Operating Assets	-806.9	-1,101	-865.6	-845.77	-447.04	Upgrade
Other Operating Activities	-312.05	937.1	591.01	771.27	355.49	Upgrade
Operating Cash Flow	-156.94	346.35	193.35	255.03	71.16	Upgrade
Operating Cash Flow Growth	-	79.13%	-24.19%	258.39%	127.61%	Upgrade
Capital Expenditures	-2.08	-6.72	-20.3	-16.34	-2.4	Upgrade
Sale (Purchase) of Intangibles	-	-5.06	-0.97	-	-	Upgrade
Investment in Securities	-	-	-23.32	-63.43	-	Upgrade
Investing Cash Flow	-2.08	-11.78	-44.58	-79.77	-2.4	Upgrade
Long-Term Debt Repaid	-29.27	-32.78	-30.45	-18.02	-7.18	Upgrade
Total Debt Repaid	-29.27	-32.78	-30.45	-18.02	-7.18	Upgrade
Net Debt Issued (Repaid)	-29.27	-32.78	-30.45	-18.02	-7.18	Upgrade
Issuance of Common Stock	-	-	-	221.8	-	Upgrade
Common Dividends Paid	-28.84	-251.04	-156.36	-86.81	-	Upgrade
Financing Cash Flow	-58.11	-283.82	-186.81	116.97	-7.18	Upgrade
Foreign Exchange Rate Adjustments	4.35	-4.89	-5.46	-4.88	-1.57	Upgrade
Net Cash Flow	-212.78	45.87	-43.51	287.35	60.01	Upgrade
Free Cash Flow	-159.02	339.63	173.05	238.69	68.76	Upgrade
Free Cash Flow Growth	-	96.26%	-27.50%	247.14%	134.45%	Upgrade
Free Cash Flow Margin	-12.26%	28.64%	17.44%	37.41%	21.40%	Upgrade
Free Cash Flow Per Share	-0.06	0.14	0.07	0.15	4.61	Upgrade
Cash Interest Paid	375.21	259.44	172.32	65.8	29.98	Upgrade
Cash Income Tax Paid	32.25	33.62	24.44	37.35	4.97	Upgrade

Source: S&P Capital IQ. Financial Services template. Financial Sources.