Capitec Bank Holdings Limited (JSE:CPI)
South Africa
· Delayed Price · Currency is ZAR · Price in ZAc 449,500
+9,428 (2.14%)
Apr 28, 2026, 5:05 PM SAST
Capitec Bank Holdings Income Statement
Financials in millions ZAR. Fiscal year is March - February.
Millions ZAR. Fiscal year is Mar - Feb.
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | 2021 - 2017 |
|---|---|---|---|---|---|---|
Period Ending | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 | 2021 - 2017 |
| Interest Income on Loans | 32,064 | 29,368 | 25,118 | 20,783 | 17,454 | Upgrade
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| Interest Income on Investments | 1,257 | 860.6 | 687.53 | 415.92 | - | Upgrade
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| Total Interest Income | 33,321 | 30,228 | 25,806 | 21,199 | 17,454 | Upgrade
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| Interest Paid on Deposits | 9,230 | 10,043 | 9,342 | 6,993 | 4,838 | Upgrade
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| Net Interest Income | 24,091 | 20,186 | 16,464 | 14,207 | 12,616 | Upgrade
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| Net Interest Income Growth (YoY) | 19.35% | 22.61% | 15.89% | 12.60% | 9.14% | Upgrade
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| Gain (Loss) on Sale of Assets | -7.01 | -38.91 | -22.29 | -7.07 | -87.09 | Upgrade
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| Gain (Loss) on Sale of Investments | -13.66 | 27.25 | - | - | - | Upgrade
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| Other Non-Interest Income | 28,330 | 23,882 | 19,579 | 15,545 | 14,345 | Upgrade
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| Total Non-Interest Income | 28,309 | 23,870 | 19,557 | 15,538 | 14,258 | Upgrade
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| Non-Interest Income Growth (YoY) | 18.60% | 22.06% | 25.86% | 8.98% | 26.04% | Upgrade
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| Revenues Before Loan Losses | 52,400 | 44,056 | 36,021 | 29,745 | 26,874 | Upgrade
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| Provision for Loan Losses | 9,976 | 8,258 | 8,725 | 6,329 | 3,508 | Upgrade
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| Revenue | 42,424 | 35,797 | 27,295 | 23,415 | 23,366 | Upgrade
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| Revenue Growth (YoY) | 18.51% | 31.15% | 16.57% | 0.21% | 55.29% | Upgrade
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| Salaries and Employee Benefits | 10,510 | 9,666 | 7,177 | 6,228 | 7,418 | Upgrade
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| Occupancy Expenses | 1,684 | 1,490 | 1,214 | 1,010 | 1,001 | Upgrade
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| Amortization of Goodwill & Intangibles | 190.15 | 222.73 | 152.92 | 140.97 | 223.5 | Upgrade
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| Selling, General & Administrative | 6,567 | 5,460 | 3,070 | 2,543 | 1,988 | Upgrade
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| Other Non-Interest Expense | 1,280 | 1,222 | 2,304 | 1,948 | 1,838 | Upgrade
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| Total Non-Interest Expense | 20,244 | 18,058 | 13,847 | 11,772 | 12,432 | Upgrade
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| EBT Excluding Unusual Items | 22,179 | 17,740 | 13,448 | 11,643 | 10,935 | Upgrade
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| Pretax Income | 22,179 | 17,740 | 13,448 | 11,643 | 10,935 | Upgrade
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| Income Tax Expense | 5,342 | 3,991 | 2,881 | 2,492 | 2,408 | Upgrade
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| Earnings From Continuing Operations | 16,837 | 13,749 | 10,567 | 9,151 | 8,527 | Upgrade
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| Minority Interest in Earnings | -3.83 | -6.87 | - | - | - | Upgrade
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| Net Income | 16,833 | 13,742 | 10,567 | 9,151 | 8,527 | Upgrade
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| Preferred Dividends & Other Adjustments | 4.11 | 4.66 | 5.46 | 4.48 | 3.92 | Upgrade
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| Net Income to Common | 16,829 | 13,738 | 10,561 | 9,147 | 8,523 | Upgrade
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| Net Income Growth | 22.49% | 30.05% | 15.47% | 7.32% | 91.27% | Upgrade
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| Basic Shares Outstanding | 115 | 115 | 115 | 115 | 116 | Upgrade
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| Diluted Shares Outstanding | 116 | 116 | 116 | 116 | 116 | Upgrade
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| Shares Change (YoY) | 0.05% | 0.06% | -0.02% | -0.16% | 0.09% | Upgrade
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| EPS (Basic) | 145.90 | 119.11 | 91.56 | 79.33 | 73.71 | Upgrade
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| EPS (Diluted) | 145.43 | 118.78 | 91.37 | 79.11 | 73.60 | Upgrade
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| EPS Growth | 22.44% | 30.00% | 15.50% | 7.49% | 91.27% | Upgrade
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| Dividend Per Share | 79.800 | 65.100 | 48.750 | 42.000 | 36.400 | Upgrade
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| Dividend Growth | 22.58% | 33.54% | 16.07% | 15.38% | 127.50% | Upgrade
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| Effective Tax Rate | 24.09% | 22.50% | 21.42% | 21.40% | 22.02% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.