Capitec Bank Holdings Ratios and Metrics

Market cap in millions ZAR. Fiscal year is March - February.

Millions ZAR. Fiscal year is Mar - Feb.

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022	2021 - 2017
Period Ending	Apr '26 Apr 29, 2026	Feb '26 Feb 28, 2026	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022	2021 - 2017
Market Capitalization	520,703	549,409	356,035	233,629	203,698	239,851	Upgrade
Market Cap Growth	59.16%	54.31%	52.39%	14.69%	-15.07%	54.95%	Upgrade
Last Close Price	4495.00	4743.54	3015.81	1937.92	1641.23	1890.01	Upgrade
PE Ratio	30.91	32.65	25.92	22.12	22.27	28.14	Upgrade
PS Ratio	12.27	12.95	9.95	8.56	8.70	10.27	Upgrade
PB Ratio	8.75	9.23	6.99	5.37	5.37	6.71	Upgrade
P/FCF Ratio	244.94	258.44	95.44	31.79	-	-	Upgrade
P/OCF Ratio	163.80	172.83	71.08	27.85	-	1190.56	Upgrade
Debt / Equity Ratio	0.06	0.06	0.10	0.13	0.13	0.13	Upgrade
Debt / FCF Ratio	1.80	1.80	1.42	0.74	-	-	Upgrade
Net Debt / Equity Ratio	-0.88	-0.88	-0.83	-0.79	-0.71	-0.77	Upgrade
Net Debt / FCF Ratio	-24.66	-24.66	-11.35	-4.66	3.40	50.38	Upgrade
Return on Equity (ROE)	30.50%	30.50%	29.12%	25.95%	24.84%	25.96%	Upgrade
Return on Assets (ROA)	6.71%	6.71%	6.17%	5.31%	4.97%	5.10%	Upgrade
Earnings Yield	3.23%	3.06%	3.86%	4.52%	4.49%	3.55%	Upgrade
FCF Yield	0.41%	0.39%	1.05%	3.15%	-3.90%	-0.23%	Upgrade
Dividend Yield	1.78%	1.68%	2.16%	2.52%	2.56%	1.93%	Upgrade
Payout Ratio	48.51%	48.51%	45.87%	47.54%	67.63%	37.97%	Upgrade
Buyback Yield / Dilution	-0.05%	-0.05%	-0.06%	0.02%	0.16%	-0.09%	Upgrade
Total Shareholder Return	1.76%	1.63%	2.10%	2.54%	2.72%	1.84%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.