Capitec Bank Holdings Ratios and Metrics

Market cap in millions ZAR. Fiscal year is March - February.

Millions ZAR. Fiscal year is Mar - Feb.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 4, 2025	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022	Feb '21 Feb 28, 2021	2020 - 2016
Market Capitalization	466,186	356,035	233,629	203,698	239,851	154,796	Upgrade
Market Cap Growth	22.46%	52.39%	14.69%	-15.07%	54.95%	2.98%	Upgrade
Last Close Price	4025.00	3015.81	1937.92	1641.23	1890.01	1198.32	Upgrade
PE Ratio	30.42	25.92	22.12	22.27	28.14	34.77	Upgrade
PS Ratio	11.85	9.95	8.56	8.70	10.27	10.29	Upgrade
PB Ratio	8.67	6.99	5.37	5.37	6.71	5.17	Upgrade
P/FCF Ratio	113.77	95.44	31.79	-	-	15.84	Upgrade
P/OCF Ratio	93.84	71.08	27.85	-	1190.56	15.00	Upgrade
Debt / Equity Ratio	0.09	0.10	0.13	0.13	0.13	0.17	Upgrade
Debt / FCF Ratio	1.12	1.42	0.74	-	-	0.51	Upgrade
Return on Equity (ROE)	30.71%	29.12%	25.95%	24.84%	25.96%	16.07%	Upgrade
Return on Assets (ROA)	6.47%	6.17%	5.31%	4.97%	5.10%	3.06%	Upgrade
Earnings Yield	3.28%	3.86%	4.52%	4.49%	3.55%	2.88%	Upgrade
FCF Yield	0.88%	1.05%	3.15%	-3.90%	-0.23%	6.31%	Upgrade
Dividend Yield	1.77%	2.16%	2.52%	2.56%	1.93%	1.33%	Upgrade
Payout Ratio	49.28%	45.87%	47.54%	67.63%	37.97%	0.14%	Upgrade
Buyback Yield / Dilution	-0.10%	-0.06%	0.02%	0.16%	-0.09%	0.09%	Upgrade
Total Shareholder Return	1.67%	2.10%	2.54%	2.72%	1.84%	1.42%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.