Secure Trust Bank PLC (LON:STB)
| Market Cap | 240.36M |
| Revenue (ttm) | 133.80M |
| Net Income (ttm) | 17.60M |
| Shares Out | 19.11M |
| EPS (ttm) | 0.89 |
| PE Ratio | 5.58 |
| Forward PE | 4.94 |
| Dividend | 0.36 (2.84%) |
| Ex-Dividend Date | Apr 23, 2026 |
| Volume | 95,082 |
| Average Volume | 88,167 |
| Open | 1,250.00 |
| Previous Close | 1,250.00 |
| Day's Range | 1,220.00 - 1,264.00 |
| 52-Week Range | 574.00 - 1,550.00 |
| Beta | 1.00 |
| RSI | 37.32 |
| Earnings Date | Mar 12, 2026 |
About Secure Trust Bank
Secure Trust Bank PLC provides banking and financial products and services in the United Kingdom. The company operates through four segments: Retail Finance, Real Estate Finance, Commercial Finance, and Other. The Retail Finance segment offers unsecured finance for consumer products, including furniture, jewelry, dental, leisure items and football season tickets. The Real Estate Finance segment provides secured loans against property assets, as well as development facilities to property developers and SME housebuilders. The Commercial Finance s... [Read more]
Financial Performance
In 2025, Secure Trust Bank's revenue was 133.80 million, an increase of 1.13% compared to the previous year's 132.30 million. Earnings were 17.60 million, a decrease of -10.66%.
Financial StatementsNews
Secure Trust Bank PLC (LSE:STB) Full Year 2025 Earnings Call Highlights: Strategic Shifts and ...
Secure Trust Bank PLC (LSE:STB) Full Year 2025 Earnings Call Highlights: Strategic Shifts and Financial Resilience
Full Year 2025 Secure Trust Bank PLC Earnings Call Transcript
Full Year 2025 Secure Trust Bank PLC Earnings Call Transcript
Secure Trust Bank Earnings Call Transcript: H2 2025
2025 saw strong lending growth, stable margins, and improved efficiency, with a simplified business model post-Vehicle Finance exit. Strategic focus is on product expansion, digital solutions, and disciplined capital allocation, targeting >16% ROAE and ~10% annual lending growth.
Secure Trust Bank To Sell Its Consumer Vehicle Finance Business
(RTTNews) - Secure Trust Bank PLC (STB.L), Wednesday announced an agreement to sell its Consumer Vehicle Finance business to funds managed by LCM Partners, an European Alternative Investment Fund Mana...
Secure Trust Bank Earnings Call Transcript: H1 2025
Delivered 36.3% year-over-year growth in adjusted profit before tax, with strong lending and deposit growth, improved cost efficiency, and a strategic pivot away from Vehicle Finance. CET1 ratio remains robust, and further cost reductions and growth in core businesses are expected.
Car finance lender quits market after commissions scandal sparks industry upheaval
Secure Trust Bank plans to cease activity in the motor finance market to focus on more profitable business after the sector was rocked by a commissions scandal.
Secure Trust Bank Earnings Call Transcript: Q4 2024
Net lending grew 8.8% to £3.6bn, with strong deposit growth and improved cost efficiency. Statutory profit was impacted by exceptional items, but underlying business performance was robust, and the group remains confident in achieving its £4bn net loan book and 14%-16% ROAE targets.
Peers working for City firms dominate Lords panel scrutinising financial sector
Committee has criticised regulator’s proposals to name and shame companies under investigation Peers working for big City firms including Santander, Secure Trust Bank and the London Stock Exchange are...
Secure Trust Bank Transcript: Investor Update
Revised summary: Commercial Finance has achieved strong growth, increasing lending by 65% since 2020 and becoming a top five ABL provider outside major banks. Leveraging a scalable, relationship-driven model and robust risk management, it focuses on private equity-backed clients, driving recurring income and supporting continued growth.
Secure Trust Bank Earnings Call Transcript: H1 2024
Lending and deposit growth continued, with strong consumer lending offset by higher Vehicle Finance impairments. Cost efficiency improved, Project Fusion savings target was raised, and capital remains robust. Outlook is positive as interest rates fall and credit demand is set to rise.
Secure Trust Bank Transcript: CMD 2024
Net lending and deposits have grown strongly, with a focus on operational efficiency and a clear path to mid-teens returns. Real estate finance emphasizes residential investment, robust risk management, and ESG integration, while planning to cautiously expand development lending as market conditions improve.