National Bank of Malawi plc (MAL:NBM)
Malawi flag Malawi · Delayed Price · Currency is MWK
11,000
-0 (-0.00%)
At close: Apr 28, 2026

National Bank of Malawi Income Statement

Millions MWK. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2020 - 2016
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2020 - 2016
Interest Income on Loans
348,957236,516158,129111,98479,476
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Interest Income on Investments
-426323202175
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Total Interest Income
348,957236,942158,452112,18679,651
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Interest Paid on Deposits
54,89436,85126,68313,1117,778
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Net Interest Income
294,063200,091131,76999,07571,873
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Net Interest Income Growth (YoY)
46.97%51.85%33.00%37.85%43.83%
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Gain (Loss) on Sale of Assets
-64207141
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Gain (Loss) on Sale of Equity Investments
---26-1,042313
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Other Non-Interest Income
214,547113,73983,67945,97841,583
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Total Non-Interest Income
214,547113,80383,86044,93741,937
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Non-Interest Income Growth (YoY)
88.52%35.71%86.62%7.15%46.29%
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Revenues Before Loan Losses
508,610313,894215,629144,012113,810
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Provision for Loan Losses
21,38812,6637,2453,9952,499
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Revenue
487,222301,231208,384140,017111,311
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Revenue Growth (YoY)
61.74%44.56%48.83%25.79%46.09%
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Salaries and Employee Benefits
-53,69242,30334,05930,026
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Occupancy Expenses
-7,9385,7354,502-
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Other Non-Interest Expense
167,59072,79840,34032,18230,997
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Total Non-Interest Expense
167,590134,42888,37870,74361,023
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EBT Excluding Unusual Items
319,632166,803120,00669,27450,288
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Asset Writedown
-3441238922
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Other Unusual Items
----278
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Pretax Income
319,632167,147120,12969,36350,588
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Income Tax Expense
121,66365,43748,17023,41916,378
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Earnings From Continuing Operations
197,969101,71071,95945,94434,210
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Minority Interest in Earnings
-3,4135732861,530718
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Net Income
194,556102,28372,24547,47434,928
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Net Income to Common
194,556102,28372,24547,47434,928
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Net Income Growth
90.21%41.58%52.18%35.92%55.89%
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Basic Shares Outstanding
467467467467467
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Diluted Shares Outstanding
467467467467467
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EPS (Basic)
416.61219.02154.70101.6674.79
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EPS (Diluted)
416.61219.02154.70101.6674.79
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EPS Growth
90.21%41.58%52.18%35.92%55.88%
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Dividend Per Share
197.920126.350102.86070.67049.260
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Dividend Growth
56.64%22.84%45.55%43.46%76.94%
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Effective Tax Rate
38.06%39.15%40.10%33.76%32.38%
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Source: S&P Capital IQ. Banks template. Financial Sources.