National Bank of Malawi Ratios and Metrics

Market cap in millions MWK. Fiscal year is January - December.

Millions MWK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Apr '26 Apr 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Market Capitalization	5,136,048	5,601,140	1,616,597	981,140	720,032	378,271	Upgrade
Market Cap Growth	77.41%	246.48%	64.77%	36.26%	90.35%	24.63%	Upgrade
Last Close Price	10999.57	11942.23	3379.38	1969.04	1387.66	689.55	Upgrade
PE Ratio	26.40	28.79	15.81	13.58	15.17	10.83	Upgrade
PS Ratio	10.54	11.50	5.37	4.71	5.14	3.40	Upgrade
PB Ratio	12.42	13.54	5.97	4.72	4.14	2.59	Upgrade
P/FCF Ratio	-	21.77	12.74	-	-	4.67	Upgrade
P/OCF Ratio	19.96	21.77	11.97	-	-	4.52	Upgrade
Debt / Equity Ratio	0.05	0.05	0.13	0.15	0.31	0.48	Upgrade
Debt / FCF Ratio	0.08	0.08	0.27	-	-	0.87	Upgrade
Net Debt / Equity Ratio	-1.92	-1.92	-1.15	-1.45	-1.36	-0.60	Upgrade
Net Debt / FCF Ratio	-3.09	-3.09	-2.45	10.35	6.94	-1.09	Upgrade
Return on Equity (ROE)	57.86%	57.86%	42.52%	37.71%	28.72%	25.91%	Upgrade
Return on Assets (ROA)	9.37%	9.37%	6.78%	6.14%	4.90%	4.97%	Upgrade
Earnings Yield	3.79%	3.47%	6.33%	7.36%	6.59%	9.23%	Upgrade
FCF Yield	-	4.59%	7.85%	-2.96%	-4.74%	21.40%	Upgrade
Dividend Yield	1.80%	1.66%	3.74%	5.22%	5.09%	7.14%	Upgrade
Payout Ratio	32.20%	32.20%	48.88%	49.79%	54.78%	44.43%	Upgrade
Total Shareholder Return	1.80%	1.66%	3.74%	5.22%	5.09%	7.14%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.