National Bank of Malawi Ratios and Metrics

Market cap in millions MWK. Fiscal year is January - December.

Millions MWK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Mar '26 Mar 5, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Market Capitalization	5,357,103	1,616,597	981,140	720,032	378,271	303,506	Upgrade
Market Cap Growth	104.28%	64.77%	36.26%	90.35%	24.63%	23.81%	Upgrade
Last Close Price	11472.99	3394.49	1977.85	1393.86	692.63	528.11	Upgrade
PE Ratio	37.83	15.81	13.58	15.17	10.83	13.55	Upgrade
PS Ratio	14.69	5.37	4.71	5.14	3.40	3.98	Upgrade
PB Ratio	15.93	5.97	4.72	4.14	2.59	2.57	Upgrade
P/FCF Ratio	17.76	12.74	-	-	4.67	23.46	Upgrade
P/OCF Ratio	17.29	11.97	-	-	4.52	18.82	Upgrade
Debt / Equity Ratio	0.06	0.13	0.15	0.31	0.48	0.25	Upgrade
Debt / FCF Ratio	0.06	0.27	-	-	0.87	2.28	Upgrade
Net Debt / Equity Ratio	-1.82	-1.15	-1.45	-1.36	-0.60	-0.62	Upgrade
Net Debt / FCF Ratio	-2.02	-2.45	10.35	6.94	-1.09	-5.67	Upgrade
Return on Equity (ROE)	49.92%	42.52%	37.71%	28.72%	25.91%	20.52%	Upgrade
Return on Assets (ROA)	8.14%	6.78%	6.14%	4.90%	4.97%	4.35%	Upgrade
Earnings Yield	2.64%	6.33%	7.36%	6.59%	9.23%	7.38%	Upgrade
FCF Yield	5.63%	7.85%	-2.96%	-4.74%	21.40%	4.26%	Upgrade
Dividend Yield	1.17%	3.72%	5.20%	5.07%	7.11%	5.27%	Upgrade
Payout Ratio	35.30%	48.88%	49.79%	54.78%	44.43%	37.45%	Upgrade
Total Shareholder Return	1.17%	3.72%	5.20%	5.07%	7.11%	5.27%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.