APS Bank plc (MSE:APS)
Malta
· Delayed Price · Currency is EUR 0.492
-0.002 (-0.40%)
At close: Dec 5, 2025
APS Bank Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 113.69 | 107.68 | 98.66 | 73.5 | 63.25 | 56.46 | Upgrade
|
| Interest Income on Investments | 7.94 | 7.18 | 7.02 | 6.49 | 6.2 | 6.01 | Upgrade
|
| Total Interest Income | 121.63 | 114.86 | 105.68 | 79.99 | 69.45 | 62.47 | Upgrade
|
| Interest Paid on Deposits | 48.37 | 49.23 | 32.1 | 14.77 | 13.77 | 13.43 | Upgrade
|
| Net Interest Income | 73.26 | 65.63 | 73.59 | 65.22 | 55.67 | 49.04 | Upgrade
|
| Net Interest Income Growth (YoY) | 8.97% | -10.81% | 12.82% | 17.15% | 13.54% | 9.36% | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.6 | 0.6 | - | 0.98 | 0.57 | - | Upgrade
|
| Other Non-Interest Income | 10.99 | 11.84 | 11.88 | -1.45 | 8.01 | 6.11 | Upgrade
|
| Total Non-Interest Income | 11.59 | 12.43 | 11.88 | -0.46 | 8.58 | 6.11 | Upgrade
|
| Non-Interest Income Growth (YoY) | -13.67% | 4.66% | - | - | 40.51% | -48.42% | Upgrade
|
| Revenues Before Loan Losses | 84.84 | 78.06 | 85.47 | 64.76 | 64.26 | 55.14 | Upgrade
|
| Provision for Loan Losses | 2.36 | 2.96 | 3.5 | -0.25 | -1.49 | 5.54 | Upgrade
|
| Revenue | 82.49 | 75.11 | 81.97 | 65.02 | 65.75 | 49.61 | Upgrade
|
| Revenue Growth (YoY) | 8.15% | -8.37% | 26.07% | -1.11% | 32.54% | -10.79% | Upgrade
|
| Salaries and Employee Benefits | 31.91 | 29.45 | 28.43 | 25.95 | 21.85 | 17.17 | Upgrade
|
| Occupancy Expenses | 2.71 | 2.74 | 2.49 | 2.53 | 2.17 | 2.38 | Upgrade
|
| Amortization of Goodwill & Intangibles | 3.21 | 2.78 | 3.02 | 2.26 | 1.91 | 1.65 | Upgrade
|
| Selling, General & Administrative | 25.19 | 21.97 | 18.7 | 16.29 | 14.67 | 12.35 | Upgrade
|
| Total Non-Interest Expense | 62.24 | 56.13 | 51.73 | 49.24 | 40.56 | 33.81 | Upgrade
|
| EBT Excluding Unusual Items | 20.25 | 18.98 | 30.24 | 15.77 | 25.18 | 15.8 | Upgrade
|
| Asset Writedown | 4.79 | 4.79 | - | -0.11 | -1.12 | - | Upgrade
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| Pretax Income | 25.04 | 23.76 | 30.24 | 15.66 | 24.07 | 15.8 | Upgrade
|
| Income Tax Expense | 8.02 | 5.58 | 9.67 | 9.89 | 8.97 | 5.71 | Upgrade
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| Earnings From Continuing Operations | 17.02 | 18.18 | 20.57 | 5.77 | 15.1 | 10.09 | Upgrade
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| Minority Interest in Earnings | -0.58 | -0.58 | -0.78 | 2.24 | -0.46 | -0.24 | Upgrade
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| Net Income | 16.43 | 17.6 | 19.8 | 8 | 14.64 | 9.85 | Upgrade
|
| Net Income to Common | 16.43 | 17.6 | 19.8 | 8 | 14.64 | 9.85 | Upgrade
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| Net Income Growth | 0.26% | -11.11% | 147.40% | -45.33% | 48.56% | -48.46% | Upgrade
|
| Basic Shares Outstanding | 382 | 380 | 380 | 325 | 255 | 254 | Upgrade
|
| Diluted Shares Outstanding | 382 | 381 | 381 | 326 | 255 | 254 | Upgrade
|
| Shares Change (YoY) | - | - | 17.02% | 27.57% | 0.46% | 400.00% | Upgrade
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| EPS (Basic) | 0.04 | 0.05 | 0.05 | 0.02 | 0.06 | 0.04 | Upgrade
|
| EPS (Diluted) | 0.04 | 0.05 | 0.05 | 0.02 | 0.06 | 0.04 | Upgrade
|
| EPS Growth | - | -11.54% | 111.11% | -57.06% | 47.89% | -89.69% | Upgrade
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| Dividend Per Share | 0.033 | 0.034 | 0.031 | 0.027 | 0.018 | 0.015 | Upgrade
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| Dividend Growth | 10.46% | 10.03% | 15.67% | 48.07% | 24.83% | -63.20% | Upgrade
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| Effective Tax Rate | 32.04% | 23.49% | 31.97% | 63.17% | 37.26% | 36.13% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.