APS Bank Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	16.18	17.6	19.8	8	14.64	Upgrade
Depreciation & Amortization	2.7	2.74	2.49	2.53	2.17	Upgrade
Other Amortization	3.46	2.78	3.02	2.26	1.91	Upgrade
Change in Other Net Operating Assets	-364.65	-321.32	-520.87	-294.1	-275.28	Upgrade
Other Operating Activities	-14.89	-16.72	0.23	6.26	-2.71	Upgrade
Operating Cash Flow	-357.2	-314.92	-495.34	-275.04	-259.28	Upgrade
Capital Expenditures	-6.35	-11.71	-8.86	-5.43	-0.65	Upgrade
Investment in Securities	-71.88	59.83	11.13	-146.9	-33.69	Upgrade
Other Investing Activities	6.86	6.51	7.3	7.73	7.65	Upgrade
Investing Cash Flow	-71.37	54.62	9.57	-144.6	-26.69	Upgrade
Long-Term Debt Issued	-	-	49.49	-	-	Upgrade
Long-Term Debt Repaid	-0.76	-0.74	-0.72	-0.76	-0.52	Upgrade
Net Debt Issued (Repaid)	-0.76	-0.74	48.76	-0.76	-0.52	Upgrade
Issuance of Common Stock	45.13	-	-	65.46	-	Upgrade
Common Dividends Paid	-7.54	-6.78	-2.48	-3.17	-2.14	Upgrade
Net Increase (Decrease) in Deposit Accounts	463.6	532.81	427.1	278.88	308.31	Upgrade
Other Financing Activities	-1.78	-0.71	2.61	0.4	8.59	Upgrade
Financing Cash Flow	498.66	524.58	475.99	340.8	314.25	Upgrade
Net Cash Flow	70.09	264.28	-9.78	-78.84	28.28	Upgrade
Free Cash Flow	-363.55	-326.63	-504.2	-280.47	-259.93	Upgrade
Free Cash Flow Margin	-410.60%	-434.88%	-615.11%	-431.39%	-395.35%	Upgrade
Free Cash Flow Per Share	-0.93	-0.86	-1.32	-0.86	-1.02	Upgrade
Cash Interest Paid	49.02	52.39	35.02	15.19	11.67	Upgrade
Cash Income Tax Paid	10.45	12.44	10.35	8.02	8.51	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.