APS Bank plc (MSE:APS)
Malta
· Delayed Price · Currency is EUR 0.530
+0.015 (2.91%)
At close: Apr 27, 2026
APS Bank Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 114.3 | 107.68 | 98.66 | 73.5 | 63.25 | Upgrade
|
| Interest Income on Investments | 9.11 | 7.18 | 7.02 | 6.49 | 6.2 | Upgrade
|
| Total Interest Income | 123.42 | 114.86 | 105.68 | 79.99 | 69.45 | Upgrade
|
| Interest Paid on Deposits | 44.43 | 49.23 | 32.1 | 14.77 | 13.77 | Upgrade
|
| Net Interest Income | 78.98 | 65.63 | 73.59 | 65.22 | 55.67 | Upgrade
|
| Net Interest Income Growth (YoY) | 20.34% | -10.81% | 12.82% | 17.15% | 13.54% | Upgrade
|
| Gain (Loss) on Sale of Investments | - | 0.6 | - | 0.98 | 0.57 | Upgrade
|
| Other Non-Interest Income | 10.28 | 11.84 | 11.88 | -1.45 | 8.01 | Upgrade
|
| Total Non-Interest Income | 10.28 | 12.43 | 11.88 | -0.46 | 8.58 | Upgrade
|
| Non-Interest Income Growth (YoY) | -17.32% | 4.66% | - | - | 40.51% | Upgrade
|
| Revenues Before Loan Losses | 89.26 | 78.06 | 85.47 | 64.76 | 64.26 | Upgrade
|
| Provision for Loan Losses | 0.72 | 2.96 | 3.5 | -0.25 | -1.49 | Upgrade
|
| Revenue | 88.54 | 75.11 | 81.97 | 65.02 | 65.75 | Upgrade
|
| Revenue Growth (YoY) | 17.89% | -8.37% | 26.07% | -1.11% | 32.54% | Upgrade
|
| Salaries and Employee Benefits | 32.91 | 29.45 | 28.43 | 25.95 | 21.85 | Upgrade
|
| Occupancy Expenses | 2.7 | 2.74 | 2.49 | 2.53 | 2.17 | Upgrade
|
| Amortization of Goodwill & Intangibles | 3.46 | 2.78 | 3.02 | 2.26 | 1.91 | Upgrade
|
| Selling, General & Administrative | 24.03 | 21.97 | 18.7 | 16.29 | 14.67 | Upgrade
|
| Total Non-Interest Expense | 62.05 | 56.13 | 51.73 | 49.24 | 40.56 | Upgrade
|
| EBT Excluding Unusual Items | 26.5 | 18.98 | 30.24 | 15.77 | 25.18 | Upgrade
|
| Asset Writedown | - | 4.79 | - | -0.11 | -1.12 | Upgrade
|
| Pretax Income | 26.5 | 23.76 | 30.24 | 15.66 | 24.07 | Upgrade
|
| Income Tax Expense | 10.23 | 5.58 | 9.67 | 9.89 | 8.97 | Upgrade
|
| Earnings From Continuing Operations | 16.26 | 18.18 | 20.57 | 5.77 | 15.1 | Upgrade
|
| Minority Interest in Earnings | -0.08 | -0.58 | -0.78 | 2.24 | -0.46 | Upgrade
|
| Net Income | 16.18 | 17.6 | 19.8 | 8 | 14.64 | Upgrade
|
| Net Income to Common | 16.18 | 17.6 | 19.8 | 8 | 14.64 | Upgrade
|
| Net Income Growth | -8.05% | -11.11% | 147.40% | -45.33% | 48.56% | Upgrade
|
| Basic Shares Outstanding | 391 | 380 | 380 | 325 | 255 | Upgrade
|
| Diluted Shares Outstanding | 392 | 381 | 381 | 326 | 255 | Upgrade
|
| Shares Change (YoY) | 2.94% | - | 17.02% | 27.57% | 0.46% | Upgrade
|
| EPS (Basic) | 0.04 | 0.05 | 0.05 | 0.02 | 0.06 | Upgrade
|
| EPS (Diluted) | 0.04 | 0.05 | 0.05 | 0.02 | 0.06 | Upgrade
|
| EPS Growth | -10.87% | -11.54% | 111.11% | -57.06% | 47.89% | Upgrade
|
| Dividend Per Share | 0.030 | 0.034 | 0.031 | 0.027 | 0.018 | Upgrade
|
| Dividend Growth | -11.29% | 10.03% | 15.67% | 48.07% | 24.83% | Upgrade
|
| Effective Tax Rate | 38.62% | 23.49% | 31.97% | 63.17% | 37.26% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.