Zenith Bank Plc (NGX:ZENITHBANK)
Nigeria
· Delayed Price · Currency is NGN 122.70
+0.85 (0.70%)
At close: Apr 28, 2026
Zenith Bank Income Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 3,672,961 | 2,721,377 | 1,144,674 | 540,166 | 427,597 | Upgrade
|
| Interest Paid on Deposits | 1,033,429 | 992,474 | 408,492 | 173,539 | 106,793 | Upgrade
|
| Net Interest Income | 2,639,532 | 1,728,903 | 736,182 | 366,627 | 320,804 | Upgrade
|
| Net Interest Income Growth (YoY) | 52.67% | 134.85% | 100.80% | 14.28% | 7.05% | Upgrade
|
| Income From Trading Activities | -63,114 | 1,100,002 | 566,973 | 212,678 | 167,483 | Upgrade
|
| Gain (Loss) on Sale of Assets | 595 | -995 | 189 | 2,563 | 78 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | - | 251 | Upgrade
|
| Other Non-Interest Income | 485,035 | 34,881 | 364,931 | 165,726 | 141,223 | Upgrade
|
| Total Non-Interest Income | 422,516 | 1,133,888 | 932,093 | 380,967 | 309,035 | Upgrade
|
| Non-Interest Income Growth (YoY) | -62.74% | 21.65% | 144.66% | 23.28% | 22.76% | Upgrade
|
| Revenues Before Loan Losses | 3,062,048 | 2,862,791 | 1,668,275 | 747,594 | 629,839 | Upgrade
|
| Provision for Loan Losses | 742,188 | 657,003 | 409,616 | 123,252 | 59,932 | Upgrade
|
| Revenue | 2,319,860 | 2,205,788 | 1,258,659 | 624,342 | 569,907 | Upgrade
|
| Revenue Growth (YoY) | 5.17% | 75.25% | 101.60% | 9.55% | 11.33% | Upgrade
|
| Salaries and Employee Benefits | 294,114 | 204,170 | 124,415 | 86,412 | 79,885 | Upgrade
|
| Occupancy Expenses | 58,576 | 44,228 | 29,857 | 26,630 | 25,305 | Upgrade
|
| Amortization of Goodwill & Intangibles | 16,940 | 8,318 | 3,469 | 3,678 | 3,779 | Upgrade
|
| Selling, General & Administrative | 51,050 | 54,850 | 30,835 | 17,610 | 12,783 | Upgrade
|
| Other Non-Interest Expense | 618,820 | 531,786 | 260,896 | 205,362 | 167,781 | Upgrade
|
| Total Non-Interest Expense | 1,039,500 | 843,352 | 449,472 | 339,692 | 289,533 | Upgrade
|
| EBT Excluding Unusual Items | 1,280,360 | 1,362,436 | 809,187 | 284,650 | 280,374 | Upgrade
|
| Asset Writedown | 578 | -1,802 | - | - | - | Upgrade
|
| Other Unusual Items | -17,568 | -33,783 | -13,225 | - | - | Upgrade
|
| Pretax Income | 1,263,370 | 1,326,851 | 795,962 | 284,650 | 280,374 | Upgrade
|
| Income Tax Expense | 222,824 | 293,956 | 119,053 | 60,739 | 35,816 | Upgrade
|
| Earnings From Continuing Operations | 1,040,546 | 1,032,895 | 676,909 | 223,911 | 244,558 | Upgrade
|
| Minority Interest in Earnings | -799 | -184 | -340 | 139 | -156 | Upgrade
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| Net Income | 1,039,747 | 1,032,711 | 676,569 | 224,050 | 244,402 | Upgrade
|
| Net Income to Common | 1,039,747 | 1,032,711 | 676,569 | 224,050 | 244,402 | Upgrade
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| Net Income Growth | 0.68% | 52.64% | 201.97% | -8.33% | 6.09% | Upgrade
|
| Basic Shares Outstanding | 41,070 | 31,423 | 31,396 | 31,396 | 31,396 | Upgrade
|
| Diluted Shares Outstanding | 41,070 | 31,423 | 31,396 | 31,396 | 31,396 | Upgrade
|
| Shares Change (YoY) | 30.70% | 0.09% | - | - | - | Upgrade
|
| EPS (Basic) | 25.32 | 32.86 | 21.55 | 7.14 | 7.78 | Upgrade
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| EPS (Diluted) | 25.32 | 32.86 | 21.55 | 7.14 | 7.78 | Upgrade
|
| EPS Growth | -22.97% | 52.51% | 201.97% | -8.33% | 6.09% | Upgrade
|
| Dividend Per Share | 10.000 | 5.000 | 4.000 | 3.200 | 3.100 | Upgrade
|
| Dividend Growth | 100.00% | 25.00% | 25.00% | 3.23% | 3.33% | Upgrade
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| Effective Tax Rate | 17.64% | 22.15% | 14.96% | 21.34% | 12.77% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.