Zenith Bank Plc (NGX:ZENITHBANK)
Nigeria
· Delayed Price · Currency is NGN 124.90
+2.20 (1.79%)
At close: Apr 29, 2026
Zenith Bank Balance Sheet
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 2,857,661 | 4,792,273 | 2,304,511 | 1,940,758 | 1,134,519 | Upgrade
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| Investment Securities | 9,878,062 | 7,516,358 | 5,793,629 | 3,730,211 | 2,730,538 | Upgrade
|
| Trading Asset Securities | 43,223 | 322,517 | 559,032 | 62,317 | 78,525 | Upgrade
|
| Total Investments | 9,921,285 | 7,838,875 | 6,352,661 | 3,792,528 | 2,809,063 | Upgrade
|
| Gross Loans | 11,194,679 | 11,094,101 | 7,404,013 | 4,251,549 | 3,603,398 | Upgrade
|
| Allowance for Loan Losses | -614,914 | -1,028,452 | -498,977 | -139,234 | -156,075 | Upgrade
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| Net Loans | 10,579,765 | 10,065,649 | 6,905,036 | 4,112,315 | 3,447,323 | Upgrade
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| Property, Plant & Equipment | 478,018 | 400,441 | 295,532 | 230,843 | 200,008 | Upgrade
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| Other Intangible Assets | 78,821 | 88,196 | 47,018 | 25,251 | 25,001 | Upgrade
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| Other Receivables | 732,212 | 972,571 | 59,546 | 87,516 | 46,324 | Upgrade
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| Restricted Cash | 6,436,541 | 5,356,128 | 3,983,407 | 1,749,608 | 1,330,897 | Upgrade
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| Other Current Assets | 65,511 | 89,508 | 29,379 | 216,709 | 313,583 | Upgrade
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| Long-Term Deferred Tax Assets | 32,296 | 21,542 | 17,251 | 18,343 | 1,837 | Upgrade
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| Other Long-Term Assets | 275,941 | 332,342 | 374,114 | 111,758 | 139,288 | Upgrade
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| Total Assets | 31,458,051 | 29,957,525 | 20,368,455 | 12,285,629 | 9,447,843 | Upgrade
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| Accounts Payable | 10,712 | 15,130 | 7,412 | 115,431 | 69,849 | Upgrade
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| Interest Bearing Deposits | 14,543,431 | 12,690,925 | 8,292,433 | 4,094,869 | 2,941,533 | Upgrade
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| Non-Interest Bearing Deposits | 9,786,530 | 9,268,444 | 6,875,307 | 4,880,784 | 3,530,521 | Upgrade
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| Total Deposits | 24,329,961 | 21,959,369 | 15,167,740 | 8,975,653 | 6,472,054 | Upgrade
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| Short-Term Borrowings | 196,072 | 9,258 | 70,486 | 531,118 | 163,537 | Upgrade
|
| Current Portion of Long-Term Debt | 683,672 | 1,792,101 | 1,065,847 | 392,770 | 629,847 | Upgrade
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| Current Portion of Leases | 14,478 | 4,785 | 3,515 | 419 | 3,406 | Upgrade
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| Current Income Taxes Payable | 95,198 | 256,168 | 33,877 | 64,856 | 16,909 | Upgrade
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| Other Current Liabilities | 661,942 | 1,106,886 | 775,705 | 285,473 | 298,223 | Upgrade
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| Long-Term Debt | 70,859 | 503,809 | 608,103 | 357,079 | 386,799 | Upgrade
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| Long-Term Leases | 26,329 | 32,281 | 17,385 | 14,571 | 20,696 | Upgrade
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| Long-Term Unearned Revenue | 26,036 | 7,172 | 2,864 | 2,507 | 1,206 | Upgrade
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| Long-Term Deferred Tax Liabilities | 7,492 | 5,502 | 59,310 | 16,654 | 11,603 | Upgrade
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| Other Long-Term Liabilities | 411,094 | 235,791 | 232,831 | 150,158 | 94,052 | Upgrade
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| Total Liabilities | 26,533,845 | 25,928,252 | 18,045,075 | 10,906,689 | 8,168,181 | Upgrade
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| Common Stock | 20,535 | 20,535 | 15,698 | 15,698 | 15,698 | Upgrade
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| Additional Paid-In Capital | 594,113 | 594,113 | 255,047 | 255,047 | 255,047 | Upgrade
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| Retained Earnings | 3,637,656 | 2,672,952 | 1,686,206 | 1,035,449 | 908,771 | Upgrade
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| Comprehensive Income & Other | 668,108 | 739,308 | 364,801 | 71,933 | 99,002 | Upgrade
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| Total Common Equity | 4,920,412 | 4,026,908 | 2,321,752 | 1,378,127 | 1,278,518 | Upgrade
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| Minority Interest | 3,794 | 2,365 | 1,628 | 813 | 1,144 | Upgrade
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| Shareholders' Equity | 4,924,206 | 4,029,273 | 2,323,380 | 1,378,940 | 1,279,662 | Upgrade
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| Total Liabilities & Equity | 31,458,051 | 29,957,525 | 20,368,455 | 12,285,629 | 9,447,843 | Upgrade
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| Total Debt | 991,410 | 2,342,234 | 1,765,336 | 1,295,957 | 1,204,285 | Upgrade
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| Net Cash (Debt) | 1,909,474 | 2,772,556 | 1,098,207 | 707,118 | 8,759 | Upgrade
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| Net Cash Growth | -31.13% | 152.46% | 55.31% | 7973.05% | - | Upgrade
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| Net Cash Per Share | 46.49 | 88.23 | 34.98 | 22.52 | 0.28 | Upgrade
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| Filing Date Shares Outstanding | 41,070 | 41,070 | 31,396 | 31,396 | 31,396 | Upgrade
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| Total Common Shares Outstanding | 41,070 | 31,396 | 31,396 | 31,396 | 31,396 | Upgrade
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| Book Value Per Share | 119.81 | 128.26 | 73.95 | 43.89 | 40.72 | Upgrade
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| Tangible Book Value | 4,841,591 | 3,938,712 | 2,274,734 | 1,352,876 | 1,253,517 | Upgrade
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| Tangible Book Value Per Share | 117.89 | 125.45 | 72.45 | 43.09 | 39.93 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.