Five-Star Business Finance Limited (NSE:FIVESTAR)
India
· Delayed Price · Currency is INR | Market Cap | 150.92B |
| Revenue (ttm) | 22.42B |
| Net Income (ttm) | 11.09B |
| Shares Out | 295.18M |
| EPS (ttm) | 37.64 |
| PE Ratio | 13.58 |
| Forward PE | 12.40 |
| Dividend | 2.00 (0.39%) |
| Ex-Dividend Date | n/a |
| Volume | 1,454,879 |
| Average Volume | 2,238,333 |
| Open | 515.00 |
| Previous Close | 511.30 |
| Day's Range | 495.25 - 515.00 |
| 52-Week Range | 338.15 - 828.00 |
| Beta | 0.36 |
| RSI | 68.42 |
| Earnings Date | Apr 28, 2026 |
About NSE:FIVESTAR
Five-Star Business Finance Limited operates as a non-banking financial company in India. It offers small business and mortgage loans to micro-entrepreneurs and self-employed individuals for business purposes, home renovation, marriage, healthcare, and education expenses. The company was incorporated in 1984 and is headquartered in Chennai, India. [Read more]
Financial Performance
In fiscal year 2025, NSE:FIVESTAR's revenue was 20.92 billion, an increase of 26.04% compared to the previous year's 16.60 billion. Earnings were 10.72 billion, an increase of 28.30%.
Financial StatementsNews
Five-Star Business Finance Transcript: Q3 25/26
Collection efficiency and asset quality improved in Q3, with PAT rising year-over-year and robust liquidity maintained. Management remains cautious, focusing on long-term credit culture and expects growth acceleration after further stabilization.
Five-Star Business Finance Transcript: Q2 25/26
Q2 saw stabilization with 7% sequential PAT growth, improved collection efficiency, and robust ROA/ROE. Management reaffirmed FY 2026 guidance, expects stronger H2, and launched a new housing loan product to drive future growth.
Five-Star Business Finance Transcript: Q1 25/26
Q1 FY26 saw muted growth and higher credit costs due to over-leveraging in small-ticket loans, especially in Karnataka and Andhra Pradesh. The company is shifting focus to higher ticket, better quality customers, expects stabilization by Q2 end, and maintains 25% growth guidance for FY26.
Five-Star Business Finance Transcript: Q4 24/25
AUM grew 23% YoY to INR 11,877 crore, with PAT up 28% to INR 1,073 crore for FY25. Asset quality remained strong despite regulatory disruptions, and FY26 guidance targets 25% AUM growth and 12%-15% earnings growth, with a continued focus on quality and profitability.
Five-Star Business Finance Transcript: Q3 24/25
AUM grew 25.4% year-over-year to INR 11,178 crores, with net profit up 26% and strong asset quality maintained despite a strategic slowdown in disbursements. Guidance for 25% growth and stable credit costs continues, with robust liquidity and expanding branch network.
Five-Star Business Finance Transcript: Q2 24/25
AUM grew 32% year-on-year to INR 10,927 crore, with PAT up 34% to INR 268 crore. Growth guidance was reduced to 25% for FY25, and lending rates on new disbursements will drop by 200 bps from November. Asset quality and collection efficiency remain strong.
Five-Star Business Finance Transcript: Q1 24/25
AUM surpassed INR 10,000 crore with 36% YoY growth, and PAT hit a record INR 252 crore, up 37% YoY. Collection efficiency dipped slightly due to external factors but remains robust, and digital payment adoption reached 65%. Guidance for 30%+ AUM growth and a 50-75 bps rate cut for new loans is maintained.