SBFC Finance Limited (NSE:SBFC)

India · Delayed Price · Currency is INR

94.51

0.00 (0.00%)

Apr 29, 2026, 1:20 PM IST

-10.97% (1Y)

Market Cap	104.49B
Revenue (ttm)	10.17B
Net Income (ttm)	4.51B
Shares Out	1.11B
EPS (ttm)	4.10
PE Ratio	23.05
Forward PE	19.74
Dividend	n/a
Ex-Dividend Date	n/a

Volume	401,226
Average Volume	1,980,718
Open	94.81
Previous Close	94.51
Day's Range	93.84 - 96.40
52-Week Range	79.60 - 123.00
Beta	0.49
RSI	55.04
Earnings Date	Apr 25, 2026

About SBFC Finance

SBFC Finance Limited, a non-banking financial company, engages in fund-based financing activity in India. It offers secured loans for micro, small, and medium enterprises (MSME); loans against gold; unsecured personal loans and unsecured business loans; and loan management services to small business owners, self-employed individuals, salaried and working-class individuals, entrepreneurs, and other individual customers, as well as micro, small, and medium enterprises. The company also operates as a corporate agent of insurance products. It serve... [Read more]

Industry Credit Services

Sector Financials

Founded 2008

Employees 4,294

Stock Exchange National Stock Exchange of India

Ticker Symbol SBFC

Full Company Profile

Financial Performance

In fiscal year 2026, SBFC Finance's revenue was 10.17 billion, an increase of 25.74% compared to the previous year's 8.09 billion. Earnings were 4.51 billion, an increase of 30.56%.

Financial Statements

News

SBFC Finance Transcript: Q4 25/26

AUM grew 29% YoY to INR 11,270 crore, with gold loans up 63% and MSME loans up 22%. PAT rose 31% YoY to INR 451 crore, spreads and ROA remained strong, and capital adequacy is robust at 33%. Guidance for 5%-7% quarterly growth and stable credit costs continues.

2 days ago - Transcripts

SBFC Finance Transcript: Q3 25/26

AUM grew 29% YoY to INR 10,478 crore, with strong MSME and gold loan growth, and PAT up 34% YoY. Cost-to-income ratio improved to 35%, while management remains cautious on credit quality and macro risks. Gold loans will be kept near 20% of AUM.

3 months ago - Transcripts

SBFC Finance Transcript: Q2 25/26

AUM reached INR 10,000 crore with 29% YoY growth, and PAT rose 30% YoY. Asset quality remains under watch, especially in Karnataka and lower ticket segments, but guidance for 5-7% QoQ AUM growth and 15% ROE is maintained.

6 months ago - Transcripts

SBFC Finance Transcript: Q1 25/26

Quarterly PAT reached INR 101 crore, with AUM up 30% YoY and strong capital adequacy. Credit costs are expected to rise by 15-20 bps due to MSME stress, but ROE and AUM growth guidance remain intact. Gold loans are driving higher yields.

9 months ago - Transcripts

SBFC Finance Transcript: Q4 24/25

AUM grew 28% YoY to INR 8,747 crores, with PAT up 29% YoY for Q4 and 46% for the year. Asset quality remains stable, OPEX improved, and technology initiatives are driving efficiency. Guidance targets 5%-7% QoQ growth, 20-25 new branches, and continued focus on MSME and gold loans.

1 year ago - Transcripts

SBFC Finance Transcript: Q3 24/25

AUM grew 30% YoY and 6% QoQ, with profit up 38% YoY and 5% QoQ. NIMs, yields, and spreads remained stable, while cost-to-income and credit costs were well managed. Guidance for growth, cost, and credit quality is unchanged, with a 15% ROE targeted by next year.

1 year ago - Transcripts