SBI Cards and Payment Services Limited (NSE:SBICARD)

India flag India · Delayed Price · Currency is INR
647.80
-22.90 (-3.41%)
Apr 28, 2026, 3:30 PM IST
-25.33%
Market Cap 616.11B
Revenue (ttm) 113.75B
Net Income (ttm) 20.92B
Shares Out 951.60M
EPS (ttm) 21.97
PE Ratio 29.47
Forward PE 21.42
Dividend 2.50 (0.37%)
Ex-Dividend Date Mar 11, 2026
Volume 5,813,170
Average Volume 1,607,766
Open 653.10
Previous Close 670.70
Day's Range 646.10 - 669.60
52-Week Range 615.50 - 1,027.25
Beta 0.31
RSI 37.85
Earnings Date Apr 27, 2026

About NSE:SBICARD

SBI Cards and Payment Services Limited, a non-banking financial company, provides credit cards to individual and corporate customers in India. The company offers corporate, central travel, utility, and corporate purchase and virtual cards. It also acts as a corporate insurance agent for selling insurance policies to credit card customers. SBI Cards and Payment Services Limited was incorporated in 1998 and is headquartered in Gurugram, India. SBI Cards and Payment Services Limited operates as a subsidiary of State Bank of India. [Read more]

Industry Credit Services
Sector Financials
Founded 1998
Employees 4,098
Stock Exchange National Stock Exchange of India
Ticker Symbol SBICARD
Full Company Profile

Financial Performance

In fiscal year 2025, NSE:SBICARD's revenue was 100.22 billion, a decrease of -9.65% compared to the previous year's 110.93 billion. Earnings were 19.16 billion, a decrease of -20.41%.

Financial Statements

News

SBI Cards and Payment Services Ltd (BOM:543066) Q4 2026 Earnings Call Highlights: Strong Profit ...

SBI Cards and Payment Services Ltd (BOM:543066) Q4 2026 Earnings Call Highlights: Strong Profit Growth Amidst Customer Acquisition Challenges

13 hours ago - GuruFocus

SBI Cards stock slips 2.35% despite 14% profit jump — the concall told a more complicated story

SBI Cards and Payment Services delivered a headline profit beat for the fourth quarter of FY26, yet the stock fell 2.35% to Rs 654.95 on Tuesday morning. The numbers looked…

16 hours ago - Business Upturn

SBI Cards and Payment Services Transcript: Q4 25/26

Revenue and profit grew 11% and 13% YoY for FY 2026, with strong digital and spend growth, improved asset quality, and stable margins. Cost-to-income ratio is expected to remain elevated due to higher corporate spends, while credit cost moderation and robust capital adequacy support a positive outlook.

1 day ago - Transcripts

SBI Cards and Payment Services Ltd (BOM:543066) Q3 2026 Earnings Call Highlights: Strong Profit ...

SBI Cards and Payment Services Ltd (BOM:543066) Q3 2026 Earnings Call Highlights: Strong Profit Growth Amidst Rising Costs

3 months ago - GuruFocus

HSBC downgrades SBI Cards stock after Q3 results, cuts target price to Rs 660

HSBC has downgraded SBI Cards and Payment Services to reduce from hold and cut the target price to ₹660, citing...

3 months ago - Business Upturn

SBI Cards and Payment Services Transcript: Q3 25/26

Revenue grew 11% YoY and profit after tax surged 45% YoY, driven by higher spend-based income and improved credit costs. Asset growth lagged spend growth due to a cautious approach, while margins are expected to shrink as revolver share declines.

3 months ago - Transcripts

LG Electronics, Siemens & more: Top stocks to buy today - Check list

Analysts are weighing in on several Indian companies. Kotak Securities sees potential in LG Electronics, while Bernstein is cautious on SBI Cards. Nuvama is bullish on Yatharth Hospitals' expansion pl...

4 months ago - The Times of India

Top stocks to watch today, November 24: TVS Motor, OIL, SBI Cards, Tata Power, RVNL, HUDCO and more

Indian stock markets are expected to open on a busy note on November 24, 2025, as several companies have recently...

5 months ago - Business Upturn

Buy or sell: Stock recommendation October 28, 2025- What brokers have to say

Brokerages are positive on Kotak Bank's loan growth and asset quality. Federal Bank's outlook is strengthening with improved earnings expected. SBI Life Insurance shows strong value of new business an...

6 months ago - The Times of India

Nuvama downgrades SBI Card to hold from buy with a revised target price of Rs 1,025

Nuvama Institutional Equities has downgraded SBI Cards to hold from buy, with a revised target price of ₹1,025 per share....

6 months ago - Business Upturn

Morgan Stanley cautious on SBI Cards, says market expectations too optimistic on credit costs

Morgan Stanley has maintained its underweight rating on SBI Cards with a target price of ₹700 per share after the...

6 months ago - Business Upturn

Jefferies says SBI Cards Q2 profit 13% below estimate, sees gradual NIM recovery

Jefferies has maintained its hold rating on SBI Cards while raising its target price to ₹1,010 per share after the...

6 months ago - Business Upturn

Macquarie cautious on SBI Cards despite expected NIM recovery, cites limited upside

Macquarie has maintained its neutral rating on SBI Cards and Payment Services with a target price of ₹990 per share,...

6 months ago - Business Upturn

SBI Cards profit up 10% at ₹445cr in Q2

India Business News: SBI Cards on Friday reported 10.2% increase in net profit at Rs 445 crore for the Sept quarter. Interest income increased by 9% to Rs 2,490 crore in Q.

6 months ago - The Times of India

SBI Cards and Payment Services Ltd (BOM:543066) Q2 2026 Earnings Call Highlights: Strong ...

SBI Cards and Payment Services Ltd (BOM:543066) Q2 2026 Earnings Call Highlights: Strong Revenue Growth Amidst Rising Costs

6 months ago - GuruFocus

SBI Cards and Payment Services Transcript: Q2 25/26

Q2 FY 2026 saw double-digit revenue and profit growth, record spends, and improved asset quality. Guidance points to lower credit costs, stable NIM, and a cost-to-income ratio at the higher end of the 54-56% range, with continued digital and co-brand expansion.

6 months ago - Transcripts

Top Q2 results today, October 24: Dr. Reddy’s Laboratories, Coforge, SBI Cards, ITC Hotels and more to announce earnings

Nearly two dozen companies are set to declare their financial results for the second quarter of FY2025-26 on Thursday, October...

6 months ago - Business Upturn

Muhurat Trading 2025: Top stocks to buy in Samvat 2082 for up to 30% returns; check list

As India celebrates Samvat 2082, LKP Securities unveils its top stock picks for Muhurat Trading, anticipating up to 30% gains. The brokerage highlights Bajaj Finance, Divi's Laboratories, FSN E-Commer...

6 months ago - The Times of India

SBI Cards launches IndiGo SBI Card for domestic flyers

SBI Cards and Payment Services Limited announced the launch of its new co-branded credit card — IndiGo SBI Card — on Thursday, September 25, 2025. According to the company’s regulatory filing, the car...

7 months ago - Business Upturn

Top stocks to watch today, September 24: Infosys, HCLTech, SBI Cards, Torrent Pharma, Swiggy and more

Indian equities are likely to stay in focus today as several companies announced fresh deals, acquisitions, and strategic updates. Here are the key stocks to keep on your radar this Wednesday: Stocks ...

7 months ago - Business Upturn

SBI Cards shares crash over 6% after analysts slash target price following weak Q1 results

Shares of SBI Cards and Payment Services Ltd declined sharply on Monday, falling over 6% in early trade to ₹855.65, as investors reacted to the company’s June quarter results and subsequent downgrades...

9 months ago - Business Upturn

Stocks to watch on brokerages, July 28: Mphasis, Cipla, Kotak Bank, Laurus Labs, IDFC First Bank, Bank of Baorda, SBI Cards, and more in focus

A full of brokerage actions is likely to impact several stocks on July 28, as global and domestic firms issued fresh views following earnings and business developments. Key names on the radar include ...

9 months ago - Business Upturn

Bernstein maintains underperform on SBI Cards, cuts target to Rs 690 as credit costs remain elevated

Bernstein has maintained an Underperform rating on SBI Cards and Payment Services, assigning a target price of ₹690 — implying a downside of around 22.6% from the current market price of ₹891.10. The ...

9 months ago - Business Upturn

Morgan Stanley downgrades SBI Cards to underweight, cuts target to Rs 710 on rising stress and expected earnings downgrades

Morgan Stanley (MS) has downgraded SBI Cards and Payment Services to Underweight and slashed its target price to ₹710, implying a downside of nearly 20% from the current market price of ₹891.10. The b...

9 months ago - Business Upturn

Macquarie maintains neutral on SBI Cards, sees 17% upside despite earnings miss and high credit costs

Macquarie has retained a Neutral rating on SBI Cards and Payment Services, with a target price of ₹1,040, implying an upside of approximately 17% from the current market price of ₹891.10. The company ...

9 months ago - Business Upturn