SBI Cards and Payment Services Limited (NSE:SBICARD)
India
· Delayed Price · Currency is INR 651.20
+3.75 (0.58%)
Apr 29, 2026, 3:30 PM IST
NSE:SBICARD Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | 2021 - 2017 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | 2021 - 2017 |
| Interest and Dividend Income | 99,011 | 93,473 | 79,271 | 61,530 | 48,660 | Upgrade
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| Total Interest Expense | 30,716 | 31,784 | 25,893 | 16,439 | 10,263 | Upgrade
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| Net Interest Income | 68,296 | 61,689 | 53,378 | 45,091 | 38,397 | Upgrade
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| Commissions and Fees | 91,662 | 80,029 | 81,647 | 66,042 | 52,266 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | 4.8 | 4 | Upgrade
|
| Other Revenue | 8,323 | 7,220 | 8,766 | 9,095 | 5,847 | Upgrade
|
| Revenue Before Loan Losses | 168,281 | 148,938 | 143,791 | 120,233 | 96,513 | Upgrade
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| Provision for Loan Losses | 49,624 | 48,715 | 32,865 | 21,554 | 22,550 | Upgrade
|
| Revenue | 118,657 | 100,223 | 110,926 | 98,679 | 73,963 | Upgrade
|
| Revenue Growth (YoY) | 18.39% | -9.65% | 12.41% | 33.42% | -5.67% | Upgrade
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| Salaries & Employee Benefits | 6,610 | 5,896 | 5,697 | 5,619 | 4,727 | Upgrade
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| Cost of Services Provided | 89,632 | 72,702 | 76,026 | 67,227 | 52,231 | Upgrade
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| Other Operating Expenses | -8,080 | -5,602 | -4,910 | -5,985 | -5,068 | Upgrade
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| Total Operating Expenses | 89,525 | 74,464 | 78,781 | 68,499 | 53,376 | Upgrade
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| Operating Income | 29,132 | 25,759 | 32,145 | 30,180 | 20,588 | Upgrade
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| Currency Exchange Gain (Loss) | - | 23.6 | - | 90.4 | 30.1 | Upgrade
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| EBT Excluding Unusual Items | 29,132 | 25,783 | 32,317 | 30,303 | 21,714 | Upgrade
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| Other Unusual Items | - | 24.1 | 0.6 | 0.9 | 7.5 | Upgrade
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| Pretax Income | 29,132 | 25,807 | 32,318 | 30,306 | 21,722 | Upgrade
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| Income Tax Expense | 7,465 | 6,643 | 8,239 | 7,721 | 5,560 | Upgrade
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| Net Income | 21,667 | 19,164 | 24,079 | 22,585 | 16,161 | Upgrade
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| Net Income to Common | 21,667 | 19,164 | 24,079 | 22,585 | 16,161 | Upgrade
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| Net Income Growth | 13.06% | -20.41% | 6.62% | 39.75% | 64.16% | Upgrade
|
| Shares Outstanding (Basic) | 952 | 951 | 948 | 944 | 942 | Upgrade
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| Shares Outstanding (Diluted) | 952 | 952 | 949 | 949 | 949 | Upgrade
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| Shares Change (YoY) | -0.03% | 0.27% | 0.02% | -0.03% | 0.07% | Upgrade
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| EPS (Basic) | 22.77 | 20.15 | 25.39 | 23.92 | 17.16 | Upgrade
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| EPS (Diluted) | 22.77 | 20.14 | 25.37 | 23.80 | 17.02 | Upgrade
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| EPS Growth | 13.06% | -20.61% | 6.60% | 39.84% | 63.97% | Upgrade
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| Free Cash Flow | 4,594 | -21,962 | -57,279 | -67,639 | -44,914 | Upgrade
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| Free Cash Flow Per Share | 4.83 | -23.07 | -60.34 | -71.27 | -47.31 | Upgrade
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| Dividend Per Share | 2.500 | 2.500 | 2.500 | 2.500 | 2.500 | Upgrade
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| Operating Margin | 24.55% | 25.70% | 28.98% | 30.58% | 27.83% | Upgrade
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| Profit Margin | 18.26% | 19.12% | 21.71% | 22.89% | 21.85% | Upgrade
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| Free Cash Flow Margin | 3.87% | -21.91% | -51.64% | -68.55% | -60.72% | Upgrade
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| Effective Tax Rate | 25.62% | 25.74% | 25.49% | 25.48% | 25.60% | Upgrade
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| Revenue as Reported | 207,076 | 186,372 | 174,835 | 142,857 | 113,015 | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.