Citizens Financial Corp. (CIWV)
OTCMKTS
· Delayed Price · Currency is USD
51.19
0.00 (0.00%)
Apr 28, 2026, 9:30 AM EST
Citizens Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 37.23 | 36.55 | 34.85 | 26.51 | 17.32 | 14.35 | Upgrade
|
| Interest Income on Investments | 3.2 | 3.2 | 2.4 | 1.81 | 1.79 | 0.74 | Upgrade
|
| Total Interest Income | 40.43 | 39.75 | 37.25 | 28.32 | 19.11 | 15.09 | Upgrade
|
| Interest Paid on Deposits | 11.89 | 12.17 | 13.38 | 8.74 | 1.92 | 1.05 | Upgrade
|
| Interest Paid on Borrowings | 1.15 | 1.15 | 2.24 | 1.68 | 0.77 | 0.17 | Upgrade
|
| Total Interest Expense | 13.04 | 13.32 | 15.62 | 10.42 | 2.69 | 1.22 | Upgrade
|
| Net Interest Income | 27.38 | 26.43 | 21.63 | 17.91 | 16.42 | 13.87 | Upgrade
|
| Net Interest Income Growth (YoY) | 19.37% | 22.16% | 20.80% | 9.04% | 18.41% | 12.33% | Upgrade
|
| Trust Income | 0.54 | 0.54 | 0.5 | 0.58 | 0.5 | 0.37 | Upgrade
|
| Other Non-Interest Income | 5.62 | 3.75 | 3.59 | 3.17 | 3 | 2.77 | Upgrade
|
| Total Non-Interest Income | 6.37 | 4.5 | 4.34 | 4 | 3.6 | 3.64 | Upgrade
|
| Non-Interest Income Growth (YoY) | 45.61% | 3.68% | 8.60% | 11.09% | -0.98% | -8.76% | Upgrade
|
| Revenues Before Loan Losses | 33.76 | 30.93 | 25.98 | 21.91 | 20.02 | 17.51 | Upgrade
|
| Provision for Loan Losses | 2.62 | 2.02 | 2.21 | 1.2 | 0.55 | 0.5 | Upgrade
|
| Revenue | 31.14 | 28.91 | 23.77 | 20.71 | 19.47 | 17.01 | Upgrade
|
| Revenue Growth (YoY) | 23.50% | 21.66% | 14.75% | 6.35% | 14.51% | 11.30% | Upgrade
|
| Salaries and Employee Benefits | 8.3 | 8.3 | 7.67 | 7.09 | 5.9 | 5.41 | Upgrade
|
| Occupancy Expenses | 0.96 | 0.96 | 0.68 | 0.58 | 0.55 | 0.52 | Upgrade
|
| Federal Deposit Insurance | 0.33 | 0.33 | 0.48 | 0.32 | 0.3 | 0.09 | Upgrade
|
| Amortization of Goodwill & Intangibles | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | - | Upgrade
|
| Selling, General & Administrative | 3.39 | 3.39 | 3.18 | 2.75 | 2.49 | 2.45 | Upgrade
|
| Other Non-Interest Expense | 3.5 | 2.13 | 1.86 | 1.77 | 1.58 | 1.13 | Upgrade
|
| Total Non-Interest Expense | 17.27 | 15.91 | 14.24 | 12.91 | 11.24 | 9.71 | Upgrade
|
| EBT Excluding Unusual Items | 13.86 | 13 | 9.52 | 7.8 | 8.23 | 7.29 | Upgrade
|
| Pretax Income | 13.86 | 13 | 9.52 | 7.8 | 8.23 | 7.29 | Upgrade
|
| Income Tax Expense | 2.62 | 2.82 | 1.98 | 1.56 | 1.69 | 1.5 | Upgrade
|
| Net Income | 11.24 | 10.18 | 7.54 | 6.24 | 6.54 | 5.79 | Upgrade
|
| Net Income to Common | 11.24 | 10.18 | 7.54 | 6.24 | 6.54 | 5.79 | Upgrade
|
| Net Income Growth | 33.38% | 34.95% | 20.86% | -4.55% | 12.88% | 34.40% | Upgrade
|
| Basic Shares Outstanding | 2 | 2 | 2 | 2 | 2 | 2 | Upgrade
|
| Diluted Shares Outstanding | 2 | 2 | 2 | 2 | 2 | 2 | Upgrade
|
| Shares Change (YoY) | - | 0.34% | 0.34% | 0.44% | -0.16% | -0.19% | Upgrade
|
| EPS (Basic) | 6.26 | 5.69 | 4.23 | 3.51 | 3.70 | 3.27 | Upgrade
|
| EPS (Diluted) | 6.26 | 5.69 | 4.23 | 3.51 | 3.70 | 3.27 | Upgrade
|
| EPS Growth | - | 34.48% | 20.46% | -4.98% | 13.06% | 34.66% | Upgrade
|
| Dividend Per Share | 0.770 | 1.020 | 0.910 | 0.840 | 0.800 | 0.680 | Upgrade
|
| Dividend Growth | -18.09% | 12.09% | 8.33% | 5.00% | 17.65% | 11.47% | Upgrade
|
| Effective Tax Rate | 18.91% | 21.72% | 20.80% | 19.98% | 20.57% | 20.59% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.