Citizens Financial Corp. (CIWV)
OTCMKTS · Delayed Price · Currency is USD
51.19
0.00 (0.00%)
Apr 28, 2026, 9:30 AM EST

Citizens Financial Statistics

Total Valuation

CIWV has a market cap or net worth of 91.88 million.

Market Cap 91.88M
Enterprise Value n/a

Important Dates

The last earnings date was Wednesday, January 21, 2026.

Earnings Date Jan 21, 2026
Ex-Dividend Date Apr 17, 2026

Share Statistics

CIWV has 1.79 million shares outstanding.

Current Share Class 1.70M
Shares Outstanding 1.79M
Shares Change (YoY) n/a
Shares Change (QoQ) +0.35%
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

The trailing PE ratio is 8.17.

PE Ratio 8.17
Forward PE n/a
PS Ratio 2.95
PB Ratio 1.49
P/TBV Ratio 1.59
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) n/a
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 4.08%
Revenue Per Employee 370,691
Profits Per Employee 133,839
Employee Count 84
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CIWV has paid 2.62 million in taxes.

Income Tax 2.62M
Effective Tax Rate 18.91%

Stock Price Statistics

The stock price has increased by +69.22% in the last 52 weeks. The beta is 0.11, so CIWV's price volatility has been lower than the market average.

Beta (5Y) 0.11
52-Week Price Change +69.22%
50-Day Moving Average 39.70
200-Day Moving Average 29.80
Relative Strength Index (RSI) 84.76
Average Volume (20 Days) 705

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.18

Income Statement

In the last 12 months, CIWV had revenue of 31.14 million and earned 11.24 million in profits. Earnings per share was 6.26.

Revenue 31.14M
Gross Profit 31.14M
Operating Income 14.99M
Pretax Income 13.86M
Net Income 11.24M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 6.26
Full Income Statement

Balance Sheet

The company has 45.00 million in cash and 17.76 million in debt, giving a net cash position of 27.24 million or 15.18 per share.

Cash & Cash Equivalents 45.00M
Total Debt 17.76M
Net Cash 27.24M
Net Cash Per Share 15.18
Equity (Book Value) 61.81M
Book Value Per Share 34.56
Working Capital n/a
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 48.13%
Pretax Margin 44.52%
Profit Margin 36.11%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 1.08, which amounts to a dividend yield of 2.11%.

Dividend Per Share 1.08
Dividend Yield 2.11%
Dividend Growth (YoY) 10.64%
Years of Dividend Growth 9
Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield 2.11%
Earnings Yield 12.24%
FCF Yield n/a
Dividend Details

Stock Splits

The last stock split was on April 17, 2006. It was a forward split with a ratio of 3.

Last Split Date Apr 17, 2006
Split Type Forward
Split Ratio 3

Scores

Altman Z-Score n/a
Piotroski F-Score 1