Citizens Bancshares Corporation (CZBS)
OTCMKTS
· Delayed Price · Currency is USD
50.20
-0.01 (-0.02%)
At close: Apr 29, 2026
Citizens Bancshares Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 100.8 | 90.1 | 142.71 | 260.1 | 264.56 | Upgrade
|
| Investment Securities | 49.33 | 66.73 | 88.91 | 86.82 | 32.1 | Upgrade
|
| Mortgage-Backed Securities | 229.58 | 191.84 | 110.55 | 91.26 | 63.55 | Upgrade
|
| Total Investments | 278.91 | 258.57 | 199.46 | 178.08 | 95.64 | Upgrade
|
| Gross Loans | 388.85 | 418.2 | 378.72 | 340.86 | 284.76 | Upgrade
|
| Allowance for Loan Losses | -8.73 | -10.64 | -7.57 | -2.99 | -3.01 | Upgrade
|
| Net Loans | 380.12 | 407.56 | 371.15 | 337.87 | 281.75 | Upgrade
|
| Property, Plant & Equipment | 5.73 | 6.64 | 7.25 | 7.82 | 8.47 | Upgrade
|
| Goodwill | 0.36 | 0.36 | 0.36 | 0.36 | 0.36 | Upgrade
|
| Other Real Estate Owned & Foreclosed | 0.83 | 0.57 | - | - | - | Upgrade
|
| Other Long-Term Assets | 36.3 | 36.1 | 24.71 | 22.9 | 18.13 | Upgrade
|
| Total Assets | 803.04 | 799.9 | 745.64 | 807.14 | 668.92 | Upgrade
|
| Accrued Expenses | 7.14 | 8.5 | 8.45 | 6.21 | 6.44 | Upgrade
|
| Interest Bearing Deposits | 387.69 | 360.12 | 302.46 | 357.59 | 303.79 | Upgrade
|
| Institutional Deposits | 10.05 | 11.25 | 10.49 | 18.37 | 59.01 | Upgrade
|
| Non-Interest Bearing Deposits | 192.64 | 228.62 | 241.84 | 244.26 | 218.62 | Upgrade
|
| Total Deposits | 590.39 | 599.99 | 554.8 | 620.21 | 581.42 | Upgrade
|
| Current Portion of Long-Term Debt | 0.02 | - | - | - | - | Upgrade
|
| Current Portion of Leases | 0.42 | - | - | 0.39 | - | Upgrade
|
| Federal Home Loan Bank Debt, Long-Term | - | 0.04 | 0.06 | 3.09 | 0.11 | Upgrade
|
| Long-Term Leases | 0.36 | 1.14 | 1.47 | 1.4 | 2.08 | Upgrade
|
| Other Long-Term Liabilities | 4.3 | 3.97 | 3.93 | 3.68 | 3.42 | Upgrade
|
| Total Liabilities | 602.62 | 613.64 | 568.71 | 634.97 | 593.48 | Upgrade
|
| Preferred Stock, Non-Redeemable | 127.7 | 122.7 | 122.7 | 122.7 | 22 | Upgrade
|
| Total Preferred Equity | 127.7 | 122.7 | 122.7 | 122.7 | 22 | Upgrade
|
| Common Stock | 2.52 | 2.5 | 2.48 | 2.45 | 2.43 | Upgrade
|
| Additional Paid-In Capital | 12.56 | 11.29 | 10.11 | 9.09 | 8.91 | Upgrade
|
| Retained Earnings | 80.57 | 74.15 | 64.33 | 54.94 | 46.73 | Upgrade
|
| Treasury Stock | -15.78 | -12.56 | -12.1 | -4.51 | -4.31 | Upgrade
|
| Comprehensive Income & Other | -7.15 | -11.81 | -10.59 | -12.5 | -0.32 | Upgrade
|
| Total Common Equity | 72.72 | 63.57 | 54.23 | 49.47 | 53.44 | Upgrade
|
| Shareholders' Equity | 200.42 | 186.27 | 176.93 | 172.17 | 75.44 | Upgrade
|
| Total Liabilities & Equity | 803.04 | 799.9 | 745.64 | 807.14 | 668.92 | Upgrade
|
| Total Debt | 0.79 | 1.18 | 1.54 | 4.88 | 2.19 | Upgrade
|
| Net Cash (Debt) | 102.25 | 89.18 | 141.42 | 255.58 | 262.71 | Upgrade
|
| Net Cash Growth | 14.66% | -36.94% | -44.67% | -2.72% | 36.37% | Upgrade
|
| Net Cash Per Share | 55.64 | 47.96 | 71.75 | 125.34 | 129.98 | Upgrade
|
| Filing Date Shares Outstanding | 1.75 | 1.79 | 1.92 | 1.98 | 1.98 | Upgrade
|
| Total Common Shares Outstanding | 1.75 | 1.79 | 1.92 | 1.98 | 1.98 | Upgrade
|
| Book Value Per Share | 41.47 | 35.55 | 28.29 | 24.97 | 27.04 | Upgrade
|
| Tangible Book Value | 72.36 | 63.2 | 53.86 | 49.1 | 53.07 | Upgrade
|
| Tangible Book Value Per Share | 41.26 | 35.35 | 28.10 | 24.78 | 26.86 | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.