Citizens Bancshares Statistics
Total Valuation
CZBS has a market cap or net worth of 87.61 million.
| Market Cap | 87.61M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Friday, April 17, 2026.
| Earnings Date | Apr 17, 2026 |
| Ex-Dividend Date | Mar 9, 2026 |
Share Statistics
CZBS has 1.75 million shares outstanding. The number of shares has decreased by -9.08% in one year.
| Current Share Class | 1.75M |
| Shares Outstanding | 1.75M |
| Shares Change (YoY) | -9.08% |
| Shares Change (QoQ) | -0.79% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 0.14% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 11.01.
| PE Ratio | 11.01 |
| Forward PE | n/a |
| PS Ratio | 2.56 |
| PB Ratio | 0.44 |
| P/TBV Ratio | 1.21 |
| P/FCF Ratio | 7.62 |
| P/OCF Ratio | 7.58 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.07 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.48%.
| Return on Equity (ROE) | 5.48% |
| Return on Assets (ROA) | 1.32% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.55% |
| Revenue Per Employee | 352,145 |
| Profits Per Employee | 86,437 |
| Employee Count | 97 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CZBS has paid 3.18 million in taxes.
| Income Tax | 3.18M |
| Effective Tax Rate | 23.12% |
Stock Price Statistics
The stock price has increased by +8.07% in the last 52 weeks. The beta is 0.43, so CZBS's price volatility has been lower than the market average.
| Beta (5Y) | 0.43 |
| 52-Week Price Change | +8.07% |
| 50-Day Moving Average | 47.68 |
| 200-Day Moving Average | 45.15 |
| Relative Strength Index (RSI) | 60.91 |
| Average Volume (20 Days) | 1,207 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.15 |
Income Statement
In the last 12 months, CZBS had revenue of 34.16 million and earned 8.38 million in profits. Earnings per share was 4.56.
| Revenue | 34.16M |
| Gross Profit | 34.16M |
| Operating Income | 13.83M |
| Pretax Income | 13.77M |
| Net Income | 8.38M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 4.56 |
Balance Sheet
The company has 103.04 million in cash and 789,444 in debt, giving a net cash position of 102.25 million or 58.59 per share.
| Cash & Cash Equivalents | 103.04M |
| Total Debt | 789,444 |
| Net Cash | 102.25M |
| Net Cash Per Share | 58.59 |
| Equity (Book Value) | 200.42M |
| Book Value Per Share | 41.47 |
| Working Capital | -494.09M |
Cash Flow
In the last 12 months, operating cash flow was 11.55 million and capital expenditures -46,912, giving a free cash flow of 11.50 million.
| Operating Cash Flow | 11.55M |
| Capital Expenditures | -46,912 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -23,664 |
| Free Cash Flow | 11.50M |
| FCF Per Share | 6.59 |
Margins
| Gross Margin | n/a |
| Operating Margin | 40.49% |
| Pretax Margin | 40.31% |
| Profit Margin | 30.99% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 33.68% |
Dividends & Yields
This stock pays an annual dividend of 1.10, which amounts to a dividend yield of 2.19%.
| Dividend Per Share | 1.10 |
| Dividend Yield | 2.19% |
| Dividend Growth (YoY) | 9.09% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 39.37% |
| Buyback Yield | 9.08% |
| Shareholder Yield | 11.27% |
| Earnings Yield | 9.57% |
| FCF Yield | 13.13% |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |