Farmers & Merchants Bancorp (FMCB)

OTCMKTS · Delayed Price · Currency is USD
1,174.00
-2.00 (-0.17%)
At close: Mar 6, 2026
13.43%
Market Cap 813.73M
Revenue (ttm) 239.29M
Net Income (ttm) 93.61M
Shares Out 691.95K
EPS (ttm) 133.96
PE Ratio 8.78
Forward PE n/a
Dividend 20.20 (1.72%)
Ex-Dividend Date Mar 11, 2026
Volume 21
Average Volume 112
Open 1,176.00
Previous Close 1,176.00
Day's Range 1,154.50 - 1,176.00
52-Week Range 976.00 - 1,205.00
Beta 0.01
RSI 51.13
Earnings Date Feb 24, 2026

About FMCB

Farmers & Merchants Bancorp operates as the bank holding company for Farmers & Merchants Bank of Central California that provides various banking services to businesses and individuals in the United States. The company offers deposit products, including checking, savings, money market, time certificates of deposit, and individual retirement accounts. It also provides a range of lending products, such as commercial, commercial and residential real estate, real estate construction, agribusiness, and consumer loans, as well as equipment leases and... [Read more]

Sector Financials
Founded 1916
Employees 373
Stock Exchange OTCMKTS
Ticker Symbol FMCB
Full Company Profile

Financial Performance

In 2025, FMCB's revenue was $239.29 million, an increase of 6.78% compared to the previous year's $224.11 million. Earnings were $93.61 million, an increase of 5.82%.

Financial Statements

News

Thinly Traded Farmers & Merchants Bancorp In Strong Position For 2026

Farmers & Merchants Bancorp delivered record net income in Q4 and FY 2025, with EPS up 10.7% to $133.96. FMCB boasts a robust balance sheet: 1.67% ROA, 15.11% ROE, 4.15% NIM, and a conservative 74% lo...

9 days ago - Seeking Alpha

Farmers & Merchants Bancorp, Inc. Reports 2025 Fourth-Quarter and Full-Year Financial Results

ARCHBOLD, Ohio, Feb. 12, 2026 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO) today reported financial results for the 2025 fourth quarter and twelve months ended December 31, 202...

22 days ago - GlobeNewsWire

Farmers & Merchants Bancorp (FMCB) Announces Quarterly Dividend

LODI, Calif., Feb. 12, 2026 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp (OTCQX: FMCB) (the “Company” or “FMCB”), the parent company of Farmers & Merchants Bank of Central California (the “Bank” or...

22 days ago - GlobeNewsWire

Farmers & Merchants Bancorp (FMCB) Reports Record Fourth Quarter and Annual 2025 Financial Results

Full Year 2025 Highlights Record annual net income of $93.6 million, an increase of $5.1 million compared to 2024; basic earnings per common share of $134.96, up 11.52% from the prior year; and dilute...

4 weeks ago - GlobeNewsWire

Best Dividend Kings: January 2026

Dividend Kings underperformed SPY in 2025, averaging 4.91% total return versus SPY's 17.72%, though 14 Kings outperformed the index. 2026 began strongly for Dividend Kings, up 4.66% through January 23...

5 weeks ago - Seeking Alpha

Best Dividend Kings: December 2025

Dividend Kings underperformed SPY in 2025, up 4.47% vs. SPY's 17.7%, but select Kings outperformed the index. Twenty-two Dividend Kings are identified as both potentially undervalued and offering long...

2 months ago - Seeking Alpha

Mike Schnitkey Promoted to Market President for Northwest Ohio at F&M Bank

ARCHBOLD, Ohio, Dec. 17, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), is pleased to announce the promotion of Mike...

2 months ago - GlobeNewsWire

Farmers & Merchants Bancorp, Inc. Declares 2025 Fourth-Quarter Cash Dividend

Regular quarterly dividend increased 4.0% year-over-year to $0.23 per share Regular quarterly dividend increased 4.0% year-over-year to $0.23 per share

2 months ago - GlobeNewsWire

Farmers & Merchants Bancorp (FMCB) Announces Amended Record Date for Fourth Quarter Dividend

LODI, Calif., Nov. 24, 2025 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp (OTCQX: FMCB) (the “Company” or “FMCB”), the parent company of Farmers & Merchants Bank of Central California (the “Bank” or...

3 months ago - GlobeNewsWire

Farmers & Merchants Bancorp: Record Earnings Meets A Historically Cheap Valuation

Like the broader small bank space, shares of Farmers & Merchants Bancorp have continued to tread water since my last update. In contrast, profits continue to grow, with Farmers reporting record nine-m...

3 months ago - Seeking Alpha

Farmers & Merchants Bancorp (FMCB) Announces Special Stock Buyback Program

LODI, Calif., Nov. 13, 2025 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp (OTCQX: FMCB) (the “Company” or “FMCB”), the parent company of Farmers & Merchants Bank of Central California (the “Bank” or...

4 months ago - GlobeNewsWire

Farmers & Merchants Bancorp (FMCB) Announces Record Quarterly Dividend

LODI, Calif., Nov. 12, 2025 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp (OTCQX: FMCB) (the “Company” or “FMCB”), the parent company of Farmers & Merchants Bank of Central California (the “Bank” or...

4 months ago - GlobeNewsWire

F&M Bank Appoints Amy Cover as Chief Marketing & Experience Officer

ARCHBOLD, Ohio, Oct. 31, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), is proud to announce the appointment of Amy ...

4 months ago - GlobeNewsWire

Farmers & Merchants Bancorp, Inc. Reports 2025 Third-Quarter and Year-to-Date Financial Results

ARCHBOLD, Ohio, Oct. 27, 2025 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO) today reported financial results for the 2025 third quarter and year-to-date ended September 30, 2025...

4 months ago - GlobeNewsWire

Farmers & Merchants Bancorp: Attractive Thanks To Robust Loan Book

Farmers & Merchants Bancorp (FMAO) demonstrates strong profitability and prudent loan management, with minimal past-due loans and robust loan loss provisions. FMAO's net interest income grew nearly 20...

4 months ago - Seeking Alpha

F&M Bank Welcomes Mike Benson as Senior Vice President, Senior Small Business Banking Manager

ARCHBOLD, Ohio, Oct. 20, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), is pleased to announce the addition of Mike ...

4 months ago - GlobeNewsWire

Farmers & Merchants Bancorp (FMCB) Reports Record Third Quarter 2025 Earnings

Third Quarter 2025 Highlights Net income of $23.7 million, an increase of $1.6 million or 7.22% compared to the third quarter of 2024; Basic earnings per share of $34.24 and diluted earnings per share...

5 months ago - GlobeNewsWire

Farmers & Merchants Bancorp, Inc. Announces 31st Consecutive Annual Increase in Dividend

Regular quarterly dividend increased 2.82% year-over-year, to $0.2275 per share Regular quarterly dividend increased 2.82% year-over-year, to $0.2275 per share

5 months ago - GlobeNewsWire

F&M's Annual Ohio and Indiana Golf Classics Raise $48,500 for Local Charities

ARCHBOLD, Ohio, Sept. 30, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), recently celebrated the success of its 8th ...

5 months ago - GlobeNewsWire

Curtis Metz Promoted to Market President for Northern Indiana at F&M Bank

ARCHBOLD, Ohio, Sept. 11, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), is proud to announce the promotion of Curti...

6 months ago - GlobeNewsWire

$10,000 in Cash Up for Grabs in F&M Bank's “The Great Briefcase Hunt”

ARCHBOLD, Ohio, Aug. 18, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), is inviting the community to put on their de...

7 months ago - GlobeNewsWire

Farmers & Merchants Bancorp (FMCB) Authorizes $45 Million Increase to Share Repurchase Program

LODI, Calif., Aug. 14, 2025 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp (OTCQX: FMCB) (the “Company” or “FMCB”), the parent company of Farmers & Merchants Bank of Central California (the “Bank” or...

7 months ago - GlobeNewsWire

Farmers & Merchants Bancorp (FMCB) Announces Quarterly Cash Dividend

LODI, Calif., Aug. 13, 2025 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp (OTCQX: FMCB) (the “Company” or “FMCB”), the parent company of Farmers & Merchants Bank of Central California (the “Bank” or...

7 months ago - GlobeNewsWire

Farmers & Merchants Bancorp: Still Trading On Depressed Valuation Multiples

Farmers & Merchants Bancorp has been a typically quiet performer since my last update, with the shares unmoved by April's tariff drama and the subsequent rally. While loan growth is soft right now, cr...

7 months ago - Seeking Alpha

Farmers & Merchants Bancorp, Inc. Announces Opening of Second Full-Service Office in the State of Michigan

ARCHBOLD, Ohio, Aug. 07, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), today announced the opening of its second fu...

7 months ago - GlobeNewsWire