Intact Financial Corporation (IFCZF)
| Market Cap | 33.24B |
| Revenue (ttm) | 19.01B |
| Net Income (ttm) | 2.39B |
| Shares Out | n/a |
| EPS (ttm) | 13.38 |
| PE Ratio | 13.92 |
| Forward PE | 14.75 |
| Dividend | 3.95 (2.11%) |
| Ex-Dividend Date | Mar 17, 2026 |
| Volume | n/a |
| Average Volume | 261 |
| Open | 189.05 |
| Previous Close | 187.31 |
| Day's Range | 189.05 - 189.05 |
| 52-Week Range | 174.43 - 256.31 |
| Beta | 0.29 |
| RSI | 53.76 |
| Earnings Date | May 5, 2026 |
About Intact Financial
Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, and internationally. It offers insurance, such as personal auto that provides coverage from accidents, third-party liability, and physical damage; personal property which provides protection for homes and belongings from risks, including fire, theft, vandalism, water damages, other damages, and personal liability; and commercial line and specialty line insurance... [Read more]
Financial Performance
In 2025, Intact Financial's revenue was 26.07 billion, an increase of 5.53% compared to the previous year's 24.70 billion. Earnings were 3.28 billion, an increase of 48.39%.
Financial numbers in CADNews
Intact Financial Transcript: NBF’s 24th Annual Financial Services Conference
Strong fundamentals and outperformance continue into 2026, driven by hard market conditions, AI-enabled pricing, and a structurally higher ROE. M&A activity is increasing, with a focus on strategic fit and capital deployment, while ongoing investments in technology and risk selection support sustained growth.
Intact Financial Earnings Call Transcript: Q4 2025
Q4 and full-year results showed double-digit earnings growth, improved combined ratios, and strong ROE outperformance. Premium growth was robust in personal lines, with continued margin expansion and active capital deployment, including a dividend increase and share buybacks.
Intact Financial Corporation Announces $150 Million Preferred Share Offering
TORONTO, Nov. 06, 2025 (GLOBE NEWSWIRE) -- Intact Financial Corporation (TSX: IFC) (“Intact” or the “Company”) announced today that it has entered into an agreement with a syndicate of underwriters le...
Intact Financial Earnings Call Transcript: Q3 2025
Net operating income per share surged to $4.46, with strong underwriting and top-line growth across all regions. Operating ROE reached 20%, and the company remains well positioned for continued growth, margin expansion, and capital deployment, supported by robust AI-driven efficiencies.
Intact Financial Transcript: 24th Annual CIBC Eastern Institutional Investor Conference
Sustained ROE outperformance is supported by a shift to higher-margin commercial and specialty lines, robust claims management, and advanced AI deployment. Growth is driven by organic expansion and targeted M&A, with strong momentum in the UK, US, and BrokerLink distribution.
Intact Financial Transcript: 2025 Scotiabank Financials Summit
Net operating income per share and ROE have consistently outperformed targets, with strong growth in Personal and Commercial Lines. AI-driven pricing, internalized claims, and disciplined capital deployment underpin sustained profitability. Specialty Lines and M&A remain key growth drivers.
Tony Beal Joins Intact Insurance Specialty Solutions as Chief Distribution Officer
PLYMOUTH, Minn., Aug. 21, 2025 /PRNewswire/ -- Intact Insurance Specialty Solutions today announced that Tony Beal is appointed to Chief Distribution Officer for the U.S. effective September 1, 2025. ...
Hadron Completes Acquisition of The Guarantee Company of North America USA, Expanding Its Admitted Platform Capabilities
LITTLE ROCK, Ark.--(BUSINESS WIRE)--Hadron, a modern insurance carrier focused on innovation in the delegated authority space, today announced the successful completion of its acquisition of The Guara...
Intact Financial Earnings Call Transcript: Q2 2025
Net operating income per share rose 8% year-over-year to CAD 5.23, with strong underwriting and investment results. Combined ratio improved to 86.1%, and book value per share increased 12%. Hard market conditions persist in Canada, while U.K. and U.S. segments show stable profitability.
Intact Financial Transcript: Investor Day 2025
Management outlined a roadmap to compound NOIPS at 10% annually through 2030, driven by organic growth, margin expansion, and disciplined capital deployment. Key targets include doubling Canadian and global specialty lines premiums, leveraging AI for efficiency, and maintaining ROE outperformance in all markets.
Intact Financial Transcript: AGM 2025
The meeting reviewed strong financial results despite record catastrophe losses, approved all proposals with high shareholder support, and emphasized strategic growth in AI, digital, and international markets. Climate strategy, governance, and succession planning were key discussion points.
Intact Financial Earnings Call Transcript: Q1 2025
Net operating income per share rose 10% to CAD 4.01, with strong results across all segments and a resilient balance sheet. Top-line growth was 3%, driven by personal lines, while commercial lines faced muted growth due to remediation. Hard market conditions and regulatory challenges persist, but the outlook remains positive.
AM Best Assigns Issue Credit Rating to Intact Financial Corporation's Senior Unsecured Medium-Term Notes
OLDWICK, N.J.--(BUSINESS WIRE)--AM Best has assigned a Long-Term Issue Credit Rating of “a-” (Excellent) to the recently issued CAD 300 million, 4.645% senior unsecured medium-term notes, due 2060, is...
Intact Financial Transcript: National Bank Financial 23rd Annual Canadian Financial Services Conference
The new CFO emphasizes continuity and strategic focus, targeting sustained ROE outperformance and double-digit income growth. Strong 2024 results were achieved despite catastrophe losses, with advanced pricing and risk management supporting growth across business lines and ongoing integration in the U.K.
Intact Financial Earnings Call Transcript: Q4 2024
Record Q4 results with net operating income per share up 23% year-over-year and strong combined ratios across all segments. Premium growth was robust, especially in personal lines, and strategic initiatives in AI and acquisitions are driving future momentum. Dividend increased for the 20th consecutive year.
Intact Financial Transcript: Fireside chat
Resilience and outperformance were highlighted amid record catastrophe losses, with strong capital generation and disciplined risk management. The outlook includes significant growth in Canada and global specialty lines, ongoing product innovation, and a focus on customer experience and prevention.
Intact Financial Earnings Call Transcript: Q3 2024
Q3 2024 saw strong underlying results despite CAD 1.2 billion in Cat losses, with premiums up 6% year over year and robust capital strength. Hard market conditions are expected to persist, and technology investments and AI deployment continue to drive operational improvements.
Intact Financial Transcript: 25th Annual Scotiabank Financials Summit 2024
ROE remains strong and sustainable, driven by a shift to commercial and specialty lines, robust investment income, and operational resilience. Growth opportunities include expanding leadership in Canada, specialty lines, and U.S. distribution, with AI and On Side as key enablers.
Intact Financial Earnings Call Transcript: Q2 2024
Net operating income per share doubled year-over-year, driven by strong underwriting, investment, and distribution growth. Combined ratio improved to 87.1%, with robust performance across all segments and a 17% operating ROE. Hard market conditions and digital investments support a positive outlook.
Intact Financial Transcript: Status update
Intact Financial Transcript: AGM 2024
Intact Financial Earnings Call Transcript: Q1 2024
Intact Financial Corporation publishes its 2023 Social Impact & ESG Report
More than half of stakeholders globally recognize Intact as a leader in building climate and economically resilient communities TORONTO , April 22, 2024 /PRNewswire/ - Intact Financial Corporation (TS...