Malaga Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Net Income	22.65	22.98	21.35	19.6	18.34	Upgrade
Depreciation & Amortization	0.68	0.67	0.76	0.74	0.36	Upgrade
Other Amortization	0.92	0.81	1.12	0.81	0.98	Upgrade
Provision for Credit Losses	-0.14	0.07	0.03	0.11	0.16	Upgrade
Accrued Interest Receivable	-1.48	-0.84	-0.49	-0.18	-0.04	Upgrade
Other Operating Activities	-0.13	-0.05	0.03	-0.01	-0.25	Upgrade
Operating Cash Flow	22.48	22.41	27.26	21.51	17.41	Upgrade
Operating Cash Flow Growth	0.28%	-17.77%	26.70%	23.54%	-5.46%	Upgrade
Capital Expenditures	-1.7	-0.09	-3.33	-0.1	-0.08	Upgrade
Investment in Securities	-	-	-	0.25	0.98	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Investing	29.37	-19.59	-6.24	-53.19	-54.57	Upgrade
Other Investing Activities	-	-0.4	-0.41	-0.33	-0.23	Upgrade
Investing Cash Flow	27.67	-20.08	-9.98	-53.38	-53.89	Upgrade
Long-Term Debt Issued	20	70	40	-	80	Upgrade
Long-Term Debt Repaid	-95	-40	-15	-15	-75	Upgrade
Net Debt Issued (Repaid)	-75	30	25	-15	5	Upgrade
Issuance of Common Stock	-	-	0.48	0.7	0.19	Upgrade
Common Dividends Paid	-8.98	-8.55	-8.15	-7.73	-7.34	Upgrade
Net Increase (Decrease) in Deposit Accounts	-0.22	-77.75	-7.43	163.29	50.26	Upgrade
Financing Cash Flow	-84.2	-56.31	9.9	141.27	48.12	Upgrade
Net Cash Flow	-34.05	-53.97	27.18	109.4	11.65	Upgrade
Free Cash Flow	20.78	22.33	23.92	21.41	17.34	Upgrade
Free Cash Flow Growth	-6.93%	-6.68%	11.73%	23.49%	-4.67%	Upgrade
Free Cash Flow Margin	45.27%	47.67%	54.71%	53.12%	45.31%	Upgrade
Free Cash Flow Per Share	2.10	2.26	2.42	2.17	1.76	Upgrade
Cash Interest Paid	24.45	21.58	9.42	8.78	10.93	Upgrade
Cash Income Tax Paid	9.86	10.03	8.55	8.15	8.16	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.