Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (PSZKY)
| Market Cap | 33.44B |
| Revenue (ttm) | 8.11B |
| Net Income (ttm) | 2.97B |
| Shares Out | n/a |
| EPS (ttm) | 2.38 |
| PE Ratio | 11.25 |
| Forward PE | 11.61 |
| Dividend | 1.15 (4.27%) |
| Ex-Dividend Date | Aug 5, 2025 |
| Volume | 680 |
| Average Volume | 44,193 |
| Open | 26.84 |
| Previous Close | 27.23 |
| Day's Range | 25.80 - 29.08 |
| 52-Week Range | 17.64 - 30.04 |
| Beta | 0.69 |
| RSI | 54.96 |
| Earnings Date | May 14, 2026 |
About PSZKY
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna provides various banking products and services in Poland and internationally. It operates through three segments: Retail, Corporate and Investment, and Transfer Center and Other. The company offers current, currency, children and teenagers, and savings accounts; term deposits; and consumer, real estate, business, mortgage, and corporate loans. It also provides investment and insurance products; investment funds; credit, account, and debit cards; payments and online banking services; and pr... [Read more]
Financial Performance
In 2025, PSZKY's revenue was 29.15 billion, an increase of 6.59% compared to the previous year's 27.35 billion. Earnings were 10.68 billion, an increase of 14.81%.
Financial numbers in PLNNews
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Earnings Call Transcript: Q4 2025
Q4 2025 results reflect higher consumer protection charges and conservative provisioning. NII is expected to remain stable in 2026, with fee income growth led by asset management and card business, and cost growth moderating.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Earnings Call Transcript: Q4 2025
Record net profit, double-digit growth in assets, and market share gains across retail, corporate, and investment segments. Strong capital position and digital transformation underpin optimistic outlook, despite higher taxes and ongoing legal risks.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Earnings Call Transcript: Q3 2025
Loan growth outlook was revised down due to a conservative mortgage forecast, but strong market activity persists. NIM is under pressure from deeper-than-expected rate cuts, while new e-commerce and BNPL initiatives are underway. Fee income was impacted by a one-off credit card settlement.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Earnings Call Transcript: Q3 2025
Record net profit and robust growth in Q3 2025, with strong customer acquisition, high cost efficiency, and expanding market share in both retail and corporate banking. Continued focus on digital transformation, risk management, and capital strength amid a favorable economic environment.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Transcript: EGM 2025
The meeting confirmed legal compliance, filled three Supervisory Board vacancies, and adopted resolutions on board suitability and EGM costs. All candidates and proposals were approved by significant majorities.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Earnings Call Transcript: Q2 2025
Second quarter saw robust growth in customers, savings, and financing, with net profit at PLN 5 billion and ROE at 19.4%. Non-performing loans declined, cost efficiency improved, and double-digit growth is forecast for mortgages in 2026.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Earnings Call Transcript: Q1 2025
NIM is expected to remain above 4.8% for 2025 despite some pressure from rate cuts, with fee income projected to grow 5%-10% and OpEx rising at a low double-digit rate. Capital ratios are actively managed, and no significant deposit pricing pressure is observed.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Earnings Call Transcript: Q4 2024
Management expects to maintain or improve net interest margin in 2025, supported by loan growth, lower deposit costs, and securities rollover at higher rates. Dividend payout guidance remains at 50-75%, with flexibility for buybacks, while cost growth will normalize after 2024.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Earnings Call Transcript: Q4 2024
Net profit surged 70% year-over-year to PLN 9.8 billion, with strong growth in both retail and corporate segments, improved cost efficiency, and robust capital ratios. The outlook remains positive, with expectations of continued loan growth and stable net interest income despite anticipated rate cuts.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Earnings Call Transcript: Q3 2024
Record results for the first three quarters of 2024, with net profit up 42% year-over-year and strong growth in both retail and corporate banking. Cost discipline, high capital ratios, and digital innovation support a positive outlook despite ongoing legal risks.
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Earnings Call Transcript: Q2 2024
H1 2024 saw record net profit and strong growth in assets, loans, and customer base, with robust performance in both retail and corporate segments. Legal risks from Swiss franc mortgages and upcoming regulatory changes remain key challenges.