Tamkeen Insurance Company Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2018
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2018
Net Income	1.02	1.2	1.15	2.39	1.15	Upgrade
Depreciation & Amortization	0.75	0.83	0.74	0.76	0.72	Upgrade
Other Amortization	-	0.04	0.04	0.07	0.06	Upgrade
Gain (Loss) on Sale of Assets	-0.01	-	-	-	-0.9	Upgrade
Change in Accounts Receivable	2.08	3.12	-2.09	-1.4	-6.13	Upgrade
Reinsurance Recoverable	0.33	-1.12	-1.3	-0.57	-	Upgrade
Change in Accounts Payable	-0.23	0.11	-0.65	0.61	1.14	Upgrade
Change in Insurance Reserves / Liabilities	0.82	-0.79	3.82	-0.75	-17.09	Upgrade
Change in Other Net Operating Assets	-0.58	0.1	-0.46	0.61	0.83	Upgrade
Other Operating Activities	0.05	0.75	0.07	0.14	21.08	Upgrade
Operating Cash Flow	1.17	1.77	1.55	-1.21	0.69	Upgrade
Operating Cash Flow Growth	-33.83%	14.65%	-	-	-71.12%	Upgrade
Capital Expenditures	-0.18	-0.1	-0.09	-0.18	-0.16	Upgrade
Sale of Property, Plant & Equipment	0.01	-	0.05	-	-	Upgrade
Investment in Securities	0.32	-1.3	-0.02	2.44	-0.94	Upgrade
Other Investing Activities	-	-	-0.2	-	-1.5	Upgrade
Investing Cash Flow	-0.03	-1.78	-0.26	2.26	-1.38	Upgrade
Total Debt Repaid	-0.43	-0.46	-0.52	-0.45	-1.06	Upgrade
Net Debt Issued (Repaid)	-0.43	-0.46	-0.52	-0.45	-1.06	Upgrade
Common Dividends Paid	-0.52	-	-0.48	-0.72	-0.48	Upgrade
Financing Cash Flow	-0.96	-0.46	-1	-1.17	-1.54	Upgrade
Net Cash Flow	0.19	-0.47	0.28	-0.13	-2.23	Upgrade
Free Cash Flow	0.99	1.67	1.46	-1.4	0.53	Upgrade
Free Cash Flow Growth	-40.72%	14.59%	-	-	-69.95%	Upgrade
Free Cash Flow Margin	3.08%	5.34%	4.39%	-4.36%	1.94%	Upgrade
Free Cash Flow Per Share	0.08	0.12	0.11	-0.10	0.04	Upgrade
Cash Income Tax Paid	0.8	0.02	0.57	0.87	0.87	Upgrade
Levered Free Cash Flow	0.49	-1.47	0.96	0.81	5.47	Upgrade
Unlevered Free Cash Flow	0.51	-1.47	0.96	0.81	5.47	Upgrade
Change in Working Capital	-0.64	-1.04	-0.45	-4.57	-21.25	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.