Bank of Commerce (PSE:BNCOM)
Philippines
· Delayed Price · Currency is PHP 10.88
-0.12 (-1.09%)
Last updated: Apr 29, 2026, 10:05 AM PST
Bank of Commerce Income Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 11,387 | 9,971 | 9,120 | 6,004 | 4,601 | Upgrade
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| Interest Income on Investments | 3,931 | 3,193 | 2,642 | 1,961 | 1,494 | Upgrade
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| Total Interest Income | 15,318 | 13,164 | 11,763 | 7,966 | 6,095 | Upgrade
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| Interest Paid on Deposits | 3,029 | 3,466 | 2,971 | 1,034 | 645.26 | Upgrade
|
| Interest Paid on Borrowings | 1,510 | 587.23 | 494.9 | 249 | 51.72 | Upgrade
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| Total Interest Expense | 4,539 | 4,053 | 3,466 | 1,283 | 696.99 | Upgrade
|
| Net Interest Income | 10,778 | 9,111 | 8,296 | 6,682 | 5,398 | Upgrade
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| Net Interest Income Growth (YoY) | 18.30% | 9.82% | 24.16% | 23.79% | 5.67% | Upgrade
|
| Income From Trading Activities | 96.11 | -1.04 | 10.6 | -29.22 | - | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | - | -78.71 | Upgrade
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| Other Non-Interest Income | 1,332 | 1,305 | 1,173 | 1,123 | 630.06 | Upgrade
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| Total Non-Interest Income | 1,830 | 1,645 | 1,679 | 1,434 | 826.34 | Upgrade
|
| Non-Interest Income Growth (YoY) | 11.22% | -1.98% | 17.04% | 73.58% | -53.19% | Upgrade
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| Revenues Before Loan Losses | 12,609 | 10,756 | 9,975 | 8,117 | 6,225 | Upgrade
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| Provision for Loan Losses | 382.2 | 139.41 | 78.84 | 166.21 | -634.82 | Upgrade
|
| Revenue | 12,226 | 10,617 | 9,896 | 7,950 | 6,859 | Upgrade
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| Revenue Growth (YoY) | 15.16% | 7.28% | 24.48% | 15.91% | 16.04% | Upgrade
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| Salaries and Employee Benefits | 3,037 | 2,637 | 2,258 | 1,905 | 1,821 | Upgrade
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| Occupancy Expenses | 1,083 | 987.52 | 855.44 | 806.79 | 994.82 | Upgrade
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| Amortization of Goodwill & Intangibles | 144.82 | 95.6 | 76.74 | 73.07 | 53.6 | Upgrade
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| Selling, General & Administrative | 716.02 | 586.51 | 726.68 | 621.18 | 340.26 | Upgrade
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| Other Non-Interest Expense | 2,437 | 2,367 | 2,242 | 2,078 | 1,808 | Upgrade
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| Total Non-Interest Expense | 7,419 | 6,674 | 6,160 | 5,484 | 5,019 | Upgrade
|
| EBT Excluding Unusual Items | 4,807 | 3,943 | 3,736 | 2,466 | 1,840 | Upgrade
|
| Legal Settlements | - | - | - | - | -10.17 | Upgrade
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| Pretax Income | 4,807 | 3,943 | 3,736 | 2,466 | 1,830 | Upgrade
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| Income Tax Expense | 1,267 | 917.77 | 933.89 | 666.36 | 623.69 | Upgrade
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| Net Income | 3,540 | 3,025 | 2,802 | 1,800 | 1,207 | Upgrade
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| Preferred Dividends & Other Adjustments | 286.46 | 242.92 | 187.92 | 148.96 | 57.29 | Upgrade
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| Net Income to Common | 3,253 | 2,782 | 2,614 | 1,651 | 1,149 | Upgrade
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| Net Income Growth | 17.02% | 7.95% | 55.67% | 49.18% | 53.82% | Upgrade
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| Basic Shares Outstanding | 1,403 | 1,403 | 1,403 | 1,335 | 1,122 | Upgrade
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| Diluted Shares Outstanding | 1,820 | 1,820 | 1,820 | 1,751 | 1,296 | Upgrade
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| Shares Change (YoY) | - | - | 3.91% | 35.13% | 15.47% | Upgrade
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| EPS (Basic) | 2.32 | 1.98 | 1.86 | 1.24 | 1.02 | Upgrade
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| EPS (Diluted) | 1.95 | 1.66 | 1.54 | 1.03 | 0.93 | Upgrade
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| EPS Growth | 17.02% | 7.95% | 49.82% | 10.40% | 33.22% | Upgrade
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| Dividend Per Share | - | 0.250 | 0.251 | - | - | Upgrade
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| Dividend Growth | - | -0.48% | - | - | - | Upgrade
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| Effective Tax Rate | 26.36% | 23.28% | 25.00% | 27.02% | 34.08% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.