Bank of Commerce (PSE:BNCOM)
Philippines
· Delayed Price · Currency is PHP 11.14
+0.14 (1.27%)
Last updated: Apr 29, 2026, 11:50 AM PST
Bank of Commerce Balance Sheet
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 15,156 | 47,426 | 13,866 | 7,619 | 7,120 | Upgrade
|
| Investment Securities | 82,214 | 56,046 | 82,006 | 73,229 | 64,587 | Upgrade
|
| Trading Asset Securities | 5,170 | 2,846 | 208.29 | 36.19 | 503.72 | Upgrade
|
| Total Investments | 87,384 | 58,892 | 82,214 | 73,265 | 65,090 | Upgrade
|
| Gross Loans | 161,811 | 135,624 | 109,453 | 105,583 | 75,485 | Upgrade
|
| Allowance for Loan Losses | -1,842 | -1,652 | -1,829 | -3,461 | -3,543 | Upgrade
|
| Other Adjustments to Gross Loans | -83.14 | -67.36 | -45.39 | -43.15 | -37.31 | Upgrade
|
| Net Loans | 159,885 | 133,905 | 107,579 | 102,080 | 71,904 | Upgrade
|
| Property, Plant & Equipment | 2,017 | 2,000 | 1,791 | 1,425 | 1,472 | Upgrade
|
| Other Intangible Assets | 587.47 | 501.93 | 369.41 | 296.25 | 268.42 | Upgrade
|
| Investments in Real Estate | 4,116 | 3,993 | 3,676 | 3,400 | 3,448 | Upgrade
|
| Accrued Interest Receivable | 2,182 | 1,754 | 1,443 | 1,280 | 974.48 | Upgrade
|
| Other Receivables | 460.9 | 692.92 | 252.48 | 1,440 | 1,204 | Upgrade
|
| Restricted Cash | 10,700 | 12,000 | 17,100 | 23,675 | 45,367 | Upgrade
|
| Other Current Assets | 3,079 | 2,744 | 2,190 | 1,822 | 1,585 | Upgrade
|
| Long-Term Deferred Tax Assets | 269.77 | 447.02 | 475.33 | 612.09 | 743.51 | Upgrade
|
| Other Real Estate Owned & Foreclosed | 69.86 | 66.5 | 73.49 | 43.13 | 20.42 | Upgrade
|
| Other Long-Term Assets | 946.58 | 1,017 | 637.52 | 560.26 | 514.43 | Upgrade
|
| Total Assets | 286,854 | 265,440 | 231,668 | 217,518 | 199,713 | Upgrade
|
| Accounts Payable | 2,245 | 5,148 | 1,371 | 1,196 | 757.59 | Upgrade
|
| Accrued Expenses | 854.37 | 684.06 | 718.83 | 600.43 | 592.72 | Upgrade
|
| Interest Bearing Deposits | 223,314 | 206,979 | 180,876 | 171,238 | 166,684 | Upgrade
|
| Total Deposits | 223,314 | 206,979 | 180,876 | 171,238 | 166,684 | Upgrade
|
| Short-Term Borrowings | 2.09 | 45.21 | 6.2 | 0.28 | - | Upgrade
|
| Current Portion of Long-Term Debt | - | 11,564 | - | - | - | Upgrade
|
| Current Portion of Leases | 221.02 | 197.44 | - | - | - | Upgrade
|
| Current Income Taxes Payable | 90.98 | 116.69 | 112.89 | 107.08 | 133.57 | Upgrade
|
| Accrued Interest Payable | 308.92 | 255.75 | 345.5 | 208.62 | 53.48 | Upgrade
|
| Other Current Liabilities | 3,672 | 5,682 | 3,238 | 2,056 | 1,411 | Upgrade
|
| Long-Term Debt | 17,881 | - | 12,508 | 12,472 | 5,029 | Upgrade
|
| Long-Term Leases | 461.92 | 464.15 | 593.36 | 490.91 | 538.4 | Upgrade
|
| Pension & Post-Retirement Benefits | - | - | 126.14 | - | 158.55 | Upgrade
|
| Other Long-Term Liabilities | 1,225 | 1,074 | 921.74 | 1,119 | 990.5 | Upgrade
|
| Total Liabilities | 250,275 | 232,210 | 200,817 | 189,487 | 176,350 | Upgrade
|
| Preferred Stock, Convertible | 4,167 | 4,167 | 4,167 | 4,167 | 4,167 | Upgrade
|
| Common Stock | 14,030 | 14,030 | 14,030 | 14,030 | 11,224 | Upgrade
|
| Additional Paid-In Capital | 7,229 | 7,229 | 7,229 | 7,229 | 6,777 | Upgrade
|
| Retained Earnings | 11,374 | 8,671 | 6,218 | 2,425 | 852.47 | Upgrade
|
| Comprehensive Income & Other | -222.53 | -866.7 | -793.19 | 179.26 | 342.79 | Upgrade
|
| Total Common Equity | 32,411 | 29,063 | 26,685 | 23,864 | 19,196 | Upgrade
|
| Shareholders' Equity | 36,578 | 33,230 | 30,851 | 28,031 | 23,363 | Upgrade
|
| Total Liabilities & Equity | 286,854 | 265,440 | 231,668 | 217,518 | 199,713 | Upgrade
|
| Total Debt | 18,566 | 12,271 | 13,107 | 12,963 | 5,568 | Upgrade
|
| Net Cash (Debt) | 7,260 | 38,002 | 18,941 | 9,231 | 17,857 | Upgrade
|
| Net Cash Growth | -80.90% | 100.64% | 105.17% | -48.30% | -12.69% | Upgrade
|
| Net Cash Per Share | 3.99 | 20.88 | 10.41 | 5.27 | 13.78 | Upgrade
|
| Filing Date Shares Outstanding | 1,403 | 1,403 | 1,403 | 1,403 | 1,403 | Upgrade
|
| Total Common Shares Outstanding | 1,403 | 1,403 | 1,403 | 1,403 | 1,122 | Upgrade
|
| Book Value Per Share | 23.10 | 20.71 | 19.02 | 17.01 | 17.10 | Upgrade
|
| Tangible Book Value | 31,824 | 28,561 | 26,315 | 23,568 | 18,928 | Upgrade
|
| Tangible Book Value Per Share | 22.68 | 20.36 | 18.76 | 16.80 | 16.86 | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.