Crescent Star Insurance Limited (PSX:CSIL)
Pakistan
· Delayed Price · Currency is PKR 6.99
+0.12 (1.75%)
At close: Apr 28, 2026
Crescent Star Insurance Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Premiums & Annuity Revenue | 99.7 | 239.92 | 257.29 | 117.51 | 94.9 | Upgrade
|
| Total Interest & Dividend Income | 68.17 | 29.49 | 21.15 | 9.07 | 4.72 | Upgrade
|
| Other Revenue | 22.15 | 3.15 | 22.84 | 66.14 | 50.21 | Upgrade
|
| Total Revenue | 190.02 | 272.56 | 301.28 | 192.73 | 149.83 | Upgrade
|
| Revenue Growth (YoY) | -30.28% | -9.53% | 56.32% | 28.63% | -8.01% | Upgrade
|
| Policy Benefits | -1.26 | -3.02 | 129.91 | 4.03 | 9.83 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 6.93 | 21.42 | 18.13 | - | 4.42 | Upgrade
|
| Amortization of Goodwill & Intangibles | - | 1.81 | 1.15 | 1.4 | 1.59 | Upgrade
|
| Depreciation & Amortization | 0.91 | 1.67 | 4.19 | 7.85 | 10.07 | Upgrade
|
| Selling, General & Administrative | 145.44 | 157.81 | 111.06 | 153.93 | 82.14 | Upgrade
|
| Other Operating Expenses | 0.29 | 46.34 | 10.88 | -3.18 | 1.72 | Upgrade
|
| Total Operating Expenses | 153.88 | 230.72 | 276.53 | 164.03 | 109.75 | Upgrade
|
| Operating Income | 36.14 | 41.84 | 24.75 | 28.7 | 40.08 | Upgrade
|
| Interest Expense | - | - | - | - | -0.09 | Upgrade
|
| Other Non Operating Income (Expenses) | -4.42 | -1.86 | -2.76 | -2.71 | -2.87 | Upgrade
|
| EBT Excluding Unusual Items | 31.72 | 39.98 | 21.98 | 25.99 | 37.12 | Upgrade
|
| Gain (Loss) on Sale of Assets | -0.01 | 1.71 | -0 | - | 1.14 | Upgrade
|
| Asset Writedown | - | - | - | -44.75 | - | Upgrade
|
| Pretax Income | 31.7 | 41.69 | 21.98 | -18.76 | 38.26 | Upgrade
|
| Income Tax Expense | 15.07 | 7.99 | -31.35 | -2.15 | 5.89 | Upgrade
|
| Earnings From Continuing Ops. | 16.64 | 33.7 | 53.33 | -16.61 | 32.37 | Upgrade
|
| Minority Interest in Earnings | 0.66 | 12.11 | 3.58 | 21.12 | 6.42 | Upgrade
|
| Net Income | 17.29 | 45.81 | 56.92 | 4.51 | 38.79 | Upgrade
|
| Net Income to Common | 17.29 | 45.81 | 56.92 | 4.51 | 38.79 | Upgrade
|
| Net Income Growth | -62.24% | -19.52% | 1162.31% | -88.38% | -20.68% | Upgrade
|
| Shares Outstanding (Basic) | 108 | 108 | 108 | 108 | 108 | Upgrade
|
| Shares Outstanding (Diluted) | 108 | 108 | 108 | 108 | 108 | Upgrade
|
| EPS (Basic) | 0.16 | 0.43 | 0.53 | 0.04 | 0.36 | Upgrade
|
| EPS (Diluted) | 0.16 | 0.43 | 0.53 | 0.04 | 0.36 | Upgrade
|
| EPS Growth | -62.24% | -19.52% | 1162.34% | -88.38% | -20.68% | Upgrade
|
| Free Cash Flow | -70.82 | -32.06 | 143.16 | -9.09 | 2.35 | Upgrade
|
| Free Cash Flow Per Share | -0.66 | -0.30 | 1.33 | -0.08 | 0.02 | Upgrade
|
| Operating Margin | 19.02% | 15.35% | 8.21% | 14.89% | 26.75% | Upgrade
|
| Profit Margin | 9.10% | 16.81% | 18.89% | 2.34% | 25.89% | Upgrade
|
| Free Cash Flow Margin | -37.27% | -11.76% | 47.52% | -4.71% | 1.57% | Upgrade
|
| EBITDA | 40.23 | 47.02 | 31.45 | 39.4 | 53.5 | Upgrade
|
| EBITDA Margin | 21.17% | 17.25% | 10.44% | 20.44% | 35.71% | Upgrade
|
| D&A For EBITDA | 4.09 | 5.18 | 6.7 | 10.7 | 13.43 | Upgrade
|
| EBIT | 36.14 | 41.84 | 24.75 | 28.7 | 40.08 | Upgrade
|
| EBIT Margin | 19.02% | 15.35% | 8.21% | 14.89% | 26.75% | Upgrade
|
| Effective Tax Rate | 47.52% | 19.17% | - | - | 15.40% | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.