Crescent Star Insurance Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	17.29	45.81	56.92	4.51	38.79	Upgrade
Depreciation & Amortization	4.09	5.18	6.7	10.7	13.43	Upgrade
Other Amortization	-	-	0.08	0.17	0.22	Upgrade
Gain (Loss) on Sale of Assets	0.01	-1.71	0	-	-1.14	Upgrade
Gain (Loss) on Sale of Investments	-49.28	2.71	-1.11	-0	-	Upgrade
Change in Other Net Operating Assets	-9.99	-69.95	127.61	-43.66	-41.03	Upgrade
Other Operating Activities	-13.77	-45.42	-56.92	-25.51	-7.91	Upgrade
Operating Cash Flow	-51.64	-21.9	143.81	-9.04	2.37	Upgrade
Operating Cash Flow Growth	-	-	-	-	-76.91%	Upgrade
Capital Expenditures	-19.18	-10.15	-0.65	-0.05	-0.03	Upgrade
Sale of Property, Plant & Equipment	0.12	2.08	0.04	-	2.7	Upgrade
Investment in Securities	27.65	19.58	-99.69	-8.22	-3.28	Upgrade
Other Investing Activities	19.02	32.69	20.04	9.07	4.72	Upgrade
Investing Cash Flow	27.6	44.18	-80.26	0.8	4.11	Upgrade
Total Debt Repaid	-	-	-	-	-2.59	Upgrade
Net Debt Issued (Repaid)	-	-	-	-	-2.59	Upgrade
Other Financing Activities	-	-	-64.72	-	-0.09	Upgrade
Financing Cash Flow	-	-	-64.72	-	-2.68	Upgrade
Net Cash Flow	-24.03	22.28	-1.17	-8.24	3.8	Upgrade
Free Cash Flow	-70.82	-32.06	143.16	-9.09	2.35	Upgrade
Free Cash Flow Growth	-	-	-	-	-78.92%	Upgrade
Free Cash Flow Margin	-37.27%	-11.76%	47.52%	-4.71%	1.57%	Upgrade
Free Cash Flow Per Share	-0.66	-0.30	1.33	-0.08	0.02	Upgrade
Cash Interest Paid	-	-	-	-	0.09	Upgrade
Cash Income Tax Paid	7.43	8.33	4.93	4.06	1.89	Upgrade
Levered Free Cash Flow	-52.65	-44.59	127.15	15.96	-4.78	Upgrade
Unlevered Free Cash Flow	-52.65	-44.59	127.15	15.96	-4.72	Upgrade
Change in Working Capital	-9.99	-69.95	127.61	-43.66	-41.03	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.