JS Bank Limited (PSX:JSBL)
Pakistan
· Delayed Price · Currency is PKR 14.89
+0.11 (0.74%)
At close: Apr 28, 2026
JS Bank Balance Sheet
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 37,193 | 32,280 | 36,736 | 25,445 | 31,793 | Upgrade
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| Investment Securities | 594,903 | 622,876 | 545,331 | 251,369 | 226,616 | Upgrade
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| Trading Asset Securities | 2,657 | 6,798 | 3,156 | 2,276 | 3,136 | Upgrade
|
| Total Investments | 597,560 | 629,674 | 548,487 | 253,645 | 229,752 | Upgrade
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| Gross Loans | 620,556 | 578,803 | 484,874 | 240,130 | 261,249 | Upgrade
|
| Allowance for Loan Losses | -43,944 | -41,244 | -33,918 | -7,423 | -6,683 | Upgrade
|
| Other Adjustments to Gross Loans | -11,377 | -12,028 | -5,101 | -1,148 | - | Upgrade
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| Net Loans | 565,236 | 525,530 | 445,854 | 231,559 | 254,566 | Upgrade
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| Property, Plant & Equipment | 48,211 | 35,254 | 28,090 | 11,235 | 11,504 | Upgrade
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| Goodwill | 4,408 | 4,408 | 4,408 | 1,464 | 1,464 | Upgrade
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| Other Intangible Assets | 8,058 | 7,852 | 5,652 | 2,380 | 1,688 | Upgrade
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| Accrued Interest Receivable | 23,583 | 30,585 | 46,090 | 12,358 | 7,279 | Upgrade
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| Other Receivables | 6,358 | 4,034 | 2,238 | 1,956 | 2,272 | Upgrade
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| Restricted Cash | 82,176 | 56,949 | 50,749 | 1,180 | 3,702 | Upgrade
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| Other Current Assets | 28,233 | 19,238 | 11,750 | 9,685 | 5,984 | Upgrade
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| Long-Term Deferred Tax Assets | 3,357 | - | - | - | - | Upgrade
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| Other Real Estate Owned & Foreclosed | 6,503 | 7,118 | 6,512 | 3,772 | 2,659 | Upgrade
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| Other Long-Term Assets | 4,748 | 6,122 | 39,894 | 65,851 | 36,667 | Upgrade
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| Total Assets | 1,415,624 | 1,359,043 | 1,226,459 | 620,530 | 589,329 | Upgrade
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| Accounts Payable | 5,709 | 4,513 | 2,900 | 2,002 | 2,171 | Upgrade
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| Accrued Expenses | 9,548 | 7,624 | 5,373 | 1,201 | 743.26 | Upgrade
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| Interest Bearing Deposits | 722,826 | 700,966 | 685,166 | 333,205 | 346,666 | Upgrade
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| Non-Interest Bearing Deposits | 476,606 | 380,860 | 322,653 | 129,553 | 112,684 | Upgrade
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| Total Deposits | 1,199,432 | 1,081,826 | 1,007,819 | 462,758 | 459,350 | Upgrade
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| Short-Term Borrowings | 8,215 | 46,301 | 47,752 | 64,644 | 37,074 | Upgrade
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| Current Portion of Long-Term Debt | 12,172 | 41,859 | 15,351 | 22,069 | 28,242 | Upgrade
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| Current Portion of Leases | 995.38 | 525.63 | 235.89 | - | - | Upgrade
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| Current Income Taxes Payable | 71.63 | - | 2,449 | - | - | Upgrade
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| Accrued Interest Payable | 7,571 | 13,650 | 15,099 | 5,090 | 3,418 | Upgrade
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| Other Current Liabilities | 32,642 | 30,319 | 20,056 | 13,545 | 12,117 | Upgrade
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| Long-Term Debt | 32,333 | 38,408 | 35,101 | 19,365 | 13,894 | Upgrade
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| Long-Term Leases | 9,060 | 7,320 | 6,451 | 2,795 | 3,416 | Upgrade
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| Long-Term Unearned Revenue | 5,696 | 1,131 | 1,510 | 368.8 | 261.38 | Upgrade
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| Pension & Post-Retirement Benefits | 624.92 | 854.68 | 606.93 | - | - | Upgrade
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| Long-Term Deferred Tax Liabilities | - | 696.55 | 790.15 | 212.33 | 1,277 | Upgrade
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| Other Long-Term Liabilities | 10,431 | 5,462 | 5,306 | 3,223 | 3,534 | Upgrade
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| Total Liabilities | 1,334,500 | 1,282,247 | 1,166,690 | 597,274 | 565,497 | Upgrade
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| Common Stock | 20,507 | 20,507 | 20,507 | 12,975 | 12,975 | Upgrade
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| Additional Paid-In Capital | 2,689 | 2,689 | 2,689 | - | - | Upgrade
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| Retained Earnings | 39,019 | 32,393 | 21,655 | 10,974 | 9,902 | Upgrade
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| Comprehensive Income & Other | 6,196 | 8,792 | 5,557 | -1,056 | 567.54 | Upgrade
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| Total Common Equity | 68,411 | 64,381 | 50,408 | 22,893 | 23,444 | Upgrade
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| Minority Interest | 12,713 | 12,416 | 9,361 | 363.27 | 388.33 | Upgrade
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| Shareholders' Equity | 81,124 | 76,797 | 59,769 | 23,256 | 23,832 | Upgrade
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| Total Liabilities & Equity | 1,415,624 | 1,359,043 | 1,226,459 | 620,530 | 589,329 | Upgrade
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| Total Debt | 62,775 | 134,413 | 104,890 | 108,874 | 82,624 | Upgrade
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| Net Cash (Debt) | -6,980 | -95,336 | -64,999 | -69,802 | -15,757 | Upgrade
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| Net Cash Per Share | -3.40 | -46.49 | -41.19 | -53.80 | -12.14 | Upgrade
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| Filing Date Shares Outstanding | 2,051 | 2,051 | 2,051 | 1,297 | 1,297 | Upgrade
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| Total Common Shares Outstanding | 2,051 | 2,051 | 2,051 | 1,297 | 1,297 | Upgrade
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| Book Value Per Share | 33.36 | 31.40 | 24.58 | 17.64 | 18.07 | Upgrade
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| Tangible Book Value | 55,945 | 52,121 | 40,348 | 19,049 | 20,293 | Upgrade
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| Tangible Book Value Per Share | 27.28 | 25.42 | 19.68 | 14.68 | 15.64 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.