TLV:HARL Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Apr '26 Apr 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Market Capitalization	36,923	25,576	10,332	6,107	6,602	7,535	Upgrade
Market Cap Growth	195.44%	147.54%	69.18%	-7.50%	-12.38%	18.74%	Upgrade
Enterprise Value	46,569	36,744	15,737	4,538	6,390	7,289	Upgrade
PE Ratio	12.83	8.55	6.47	12.59	7.29	6.23	Upgrade
PS Ratio	1.79	1.24	0.57	0.25	0.51	0.28	Upgrade
PB Ratio	3.03	2.10	1.04	0.68	0.79	0.85	Upgrade
P/FCF Ratio	6.86	4.75	-	1.80	3.40	5.24	Upgrade
P/OCF Ratio	6.80	4.71	-	1.76	3.34	5.07	Upgrade
EV/Sales Ratio	2.25	1.78	0.87	0.18	0.49	0.27	Upgrade
EV/EBITDA Ratio	8.42	6.75	5.35	3.27	2.81	4.09	Upgrade
EV/EBIT Ratio	8.68	6.90	5.57	3.56	3.38	4.99	Upgrade
EV/FCF Ratio	8.65	6.82	-	1.34	3.29	5.07	Upgrade
Debt / Equity Ratio	1.85	1.85	1.85	1.22	0.86	0.80	Upgrade
Debt / EBITDA Ratio	4.12	4.12	6.19	7.67	3.17	4.01	Upgrade
Debt / FCF Ratio	4.20	4.20	-	3.22	3.72	4.98	Upgrade
Net Debt / Equity Ratio	0.79	0.79	0.86	-0.17	-0.14	-0.05	Upgrade
Net Debt / EBITDA Ratio	1.77	1.77	2.92	-1.12	-0.51	-0.27	Upgrade
Net Debt / FCF Ratio	1.79	1.79	-2.77	-0.46	-0.60	-0.34	Upgrade
Quick Ratio	9.81	9.81	6.00	4.35	4.36	6.18	Upgrade
Current Ratio	10.22	10.22	6.25	4.95	4.95	6.93	Upgrade
Asset Turnover	0.13	0.13	0.12	0.18	0.10	0.21	Upgrade
Return on Equity (ROE)	27.04%	27.04%	17.05%	5.72%	10.57%	14.56%	Upgrade
Return on Assets (ROA)	2.08%	2.08%	1.17%	0.57%	0.87%	0.71%	Upgrade
Return on Invested Capital (ROIC)	10.30%	11.25%	8.02%	5.55%	8.32%	6.99%	Upgrade
Earnings Yield	8.10%	11.69%	15.47%	7.94%	13.72%	16.05%	Upgrade
FCF Yield	14.59%	21.06%	-30.05%	55.53%	29.40%	19.07%	Upgrade
Dividend Yield	2.87%	3.68%	4.48%	6.66%	-	6.38%	Upgrade
Payout Ratio	21.74%	21.74%	34.42%	20.62%	44.15%	21.26%	Upgrade
Buyback Yield / Dilution	-2.88%	-2.88%	1.07%	0.94%	0.94%	0.12%	Upgrade
Total Shareholder Return	0.02%	0.80%	5.55%	7.60%	0.94%	6.50%	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.