goeasy Ltd. (TSX:GSY)
Canada
· Delayed Price · Currency is CAD 31.69
+0.66 (2.13%)
Apr 28, 2026, 4:00 PM EST
goeasy Income Statement
Financials in millions CAD. Fiscal year is January - December.
Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 1,278 | 1,133 | 888.93 | 698.15 | 535.64 | Upgrade
|
| Total Interest Expense | 306.68 | 241.36 | 162.07 | 109.53 | 77.89 | Upgrade
|
| Net Interest Income | 971.5 | 892.04 | 726.86 | 588.62 | 457.75 | Upgrade
|
| Commissions and Fees | 332.44 | 306.06 | 261.29 | 217.77 | 178.71 | Upgrade
|
| Other Revenue | 86.17 | 95.41 | 99.85 | 103.41 | 112.37 | Upgrade
|
| Revenue Before Loan Losses | 1,390 | 1,294 | 1,088 | 909.81 | 748.83 | Upgrade
|
| Provision for Loan Losses | 883.79 | 505.04 | 341.64 | 272.89 | 182.08 | Upgrade
|
| Revenue | 506.32 | 788.47 | 746.36 | 636.92 | 566.75 | Upgrade
|
| Revenue Growth (YoY) | -35.78% | 5.64% | 17.18% | 12.38% | 22.56% | Upgrade
|
| Salaries & Employee Benefits | 205.66 | 201.79 | 200.92 | 174.24 | 157.16 | Upgrade
|
| Cost of Services Provided | 101.06 | 91.7 | 84.83 | 82.77 | 72.04 | Upgrade
|
| Other Operating Expenses | 67.17 | 49.51 | 45.36 | 44.05 | 44.1 | Upgrade
|
| Total Operating Expenses | 464.26 | 440.43 | 430.37 | 392.41 | 361.06 | Upgrade
|
| Operating Income | 42.07 | 348.04 | 315.99 | 244.51 | 205.7 | Upgrade
|
| EBT Excluding Unusual Items | -7.65 | 373.34 | 338.23 | 246.07 | 206.28 | Upgrade
|
| Gain (Loss) on Sale of Investments | -12.82 | 3.13 | 9.77 | -28.66 | 114.88 | Upgrade
|
| Impairment of Goodwill | -159.61 | - | - | - | - | Upgrade
|
| Other Unusual Items | - | -14.37 | -10.44 | - | - | Upgrade
|
| Pretax Income | -180.92 | 361.61 | 336.96 | 195.78 | 316.85 | Upgrade
|
| Income Tax Expense | -2.55 | 97.38 | 89.06 | 55.62 | 71.91 | Upgrade
|
| Net Income | -178.37 | 264.23 | 247.9 | 140.16 | 244.94 | Upgrade
|
| Net Income to Common | -178.37 | 264.23 | 247.9 | 140.16 | 244.94 | Upgrade
|
| Net Income Growth | - | 6.59% | 76.87% | -42.78% | 79.44% | Upgrade
|
| Shares Outstanding (Basic) | 17 | 17 | 17 | 16 | 16 | Upgrade
|
| Shares Outstanding (Diluted) | 17 | 17 | 17 | 17 | 17 | Upgrade
|
| Shares Change (YoY) | -4.76% | 1.46% | 2.80% | -0.64% | 6.35% | Upgrade
|
| EPS (Basic) | -10.78 | 15.46 | 14.70 | 8.61 | 15.12 | Upgrade
|
| EPS (Diluted) | -10.78 | 15.21 | 14.48 | 8.42 | 14.62 | Upgrade
|
| EPS Growth | - | 5.04% | 71.97% | -42.41% | 66.82% | Upgrade
|
| Free Cash Flow | -861.11 | -483.29 | -482.45 | -515.75 | -86.69 | Upgrade
|
| Free Cash Flow Per Share | -52.06 | -27.83 | -28.18 | -30.98 | -5.17 | Upgrade
|
| Dividend Per Share | 5.840 | 4.680 | 3.840 | 3.640 | 2.640 | Upgrade
|
| Dividend Growth | 24.79% | 21.88% | 5.50% | 37.88% | 46.67% | Upgrade
|
| Operating Margin | 8.31% | 44.14% | 42.34% | 38.39% | 36.29% | Upgrade
|
| Profit Margin | -35.23% | 33.51% | 33.21% | 22.01% | 43.22% | Upgrade
|
| Free Cash Flow Margin | -170.07% | -61.29% | -64.64% | -80.98% | -15.30% | Upgrade
|
| Effective Tax Rate | - | 26.93% | 26.43% | 28.41% | 22.70% | Upgrade
|
| Revenue as Reported | 1,697 | 1,535 | 1,250 | 1,019 | 826.72 | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.