ADRIATIC osiguranje d.d. Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Apr '26 Apr 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Market Capitalization	61	61	54	64	72	81	Upgrade
Market Cap Growth	-10.00%	13.95%	-15.69%	-10.98%	-12.11%	32.66%	Upgrade
Enterprise Value	35	29	34	53	60	87	Upgrade
PE Ratio	33.18	33.45	13.24	17.65	12.90	8.37	Upgrade
PS Ratio	0.22	0.22	0.23	0.31	0.38	0.54	Upgrade
PB Ratio	0.31	0.31	0.28	0.34	0.44	0.51	Upgrade
P/FCF Ratio	-	4.57	1.54	3.90	3.61	2.74	Upgrade
P/OCF Ratio	4.53	4.57	1.52	3.76	3.61	2.41	Upgrade
EV/Sales Ratio	0.13	0.11	0.14	0.26	0.32	0.58	Upgrade
EV/EBITDA Ratio	-	-	-	-	10.33	7.08	Upgrade
EV/EBIT Ratio	-	-	-	-	10.71	8.53	Upgrade
EV/FCF Ratio	-	2.15	0.98	3.22	3.05	2.95	Upgrade
Debt / Equity Ratio	0.00	0.00	0.01	0.02	0.05	0.06	Upgrade
Debt / EBITDA Ratio	-	-	-	-	1.37	0.83	Upgrade
Debt / FCF Ratio	0.05	0.05	0.05	0.18	0.41	0.35	Upgrade
Net Debt / Equity Ratio	-0.13	-0.13	-0.16	-0.05	-0.09	-0.03	Upgrade
Net Debt / EBITDA Ratio	28.17	28.17	19.50	6.74	-2.48	-0.42	Upgrade
Net Debt / FCF Ratio	-1.95	-1.95	-0.87	-0.58	-0.73	-0.18	Upgrade
Quick Ratio	14.81	14.81	47.35	15.99	1.91	0.29	Upgrade
Current Ratio	18.35	18.35	56.16	24.75	7.09	0.35	Upgrade
Asset Turnover	0.58	0.58	0.54	0.51	0.51	0.42	Upgrade
Return on Equity (ROE)	0.94%	0.94%	2.15%	2.07%	3.43%	6.16%	Upgrade
Return on Assets (ROA)	-0.44%	-0.44%	-0.60%	-0.59%	0.94%	1.80%	Upgrade
Return on Invested Capital (ROIC)	-1.67%	-1.69%	-1.85%	-1.77%	3.11%	5.11%	Upgrade
Earnings Yield	3.01%	2.99%	7.55%	5.67%	7.75%	11.94%	Upgrade
FCF Yield	-	21.87%	64.77%	25.64%	27.72%	36.44%	Upgrade
Dividend Yield	4.94%	-	5.86%	-	-	-	Upgrade
Payout Ratio	328.03%	328.03%	-	-	64.85%	40.33%	Upgrade
Total Shareholder Return	4.94%	-	5.86%	-	-	-	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.