American Coastal Insurance Corporation (ACIC)
| Market Cap | 585.61M |
| Revenue (ttm) | 335.44M |
| Net Income (ttm) | 106.84M |
| Shares Out | 47.77M |
| EPS (ttm) | 2.15 |
| PE Ratio | 5.64 |
| Forward PE | 8.19 |
| Dividend | $0.75 (6.18%) |
| Ex-Dividend Date | Jan 2, 2026 |
| Volume | 159,058 |
| Open | 12.17 |
| Previous Close | 12.12 |
| Day's Range | 12.11 - 12.30 |
| 52-Week Range | 9.97 - 13.06 |
| Beta | -0.61 |
| Analysts | Hold |
| Price Target | n/a |
| Earnings Date | May 5, 2026 |
About ACIC
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, ... [Read more]
Financial Performance
In 2025, ACIC's revenue was $335.44 million, an increase of 13.07% compared to the previous year's $296.66 million. Earnings were $106.84 million, an increase of 41.10%.
Financial StatementsNews
American Coastal Insurance Corporation Schedules First Quarter Financial Results and Conference Call
ST. PETERSBURG, Fla., April 21, 2026 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“the Company”, “American Coastal” or “ACIC”), the insurance holding company of Am...
American Coastal Insurance Corporation Announces the Completion of $5 Million in Common Stock Share Repurchases
ST. PETERSBURG, Fla., March 17, 2026 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“the Company”, “American Coastal” or “ACIC”) the insurance holding company of Ame...
American Coastal Insurance Corporation Announces the Appointment of Troy Crawford as Chief Underwriting Officer
ST. PETERSBURG, Fla., Feb. 20, 2026 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“the Company”, “American Coastal” or “ACIC”), the insurance holding company of Ame...
American Coastal Insurance Earnings Call Transcript: Q4 2025
Delivered strong Q4 and full-year results, exceeding guidance with $106.8 million net income and robust underwriting margins. Expansion into E&S markets and new partnerships position the company for future growth, while capital returns and balance sheet strength remain priorities.
American Coastal Insurance Corporation Reports Financial Results for Its Fourth Quarter and Year Ended December 31, 2025
Company to Host Quarterly Conference Call at 5:00 P.M. ET on February 19, 2026 The information in this press release should be read in conjunction with an earnings presentation that is available on th...
American Coastal Insurance Corporation Schedules Fourth Quarter and Full Year 2025 Financial Results and Conference Call
ST. PETERSBURG, Fla., Feb. 09, 2026 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“the Company”, “American Coastal” or “ACIC”), the insurance holding company of Ame...
American Coastal Insurance Transcript: Status Update
Expanded E&S partnership and the launch of a new specialty carrier are set to drive growth, with 2026 guidance targeting $85–$100 million in pre-tax earnings and $335–$365 million in revenue. Robust reinsurance and capital strategies support continued profitability.
American Coastal Insurance Transcript: Sidoti's Year End Virtual Investor Conference
The company has transitioned to a focused commercial property insurer in Florida, leveraging strong underwriting discipline, robust reinsurance, and exclusive partnerships. Growth is driven by new product launches and geographic expansion, with a capital-light model and rising shareholder returns.
American Coastal Insurance Corporation Declares Special Cash Dividend of $0.75 Per Share and Announces Executive Fireside Chat to Discuss “The Next Horizon”
ST. PETERSBURG, Fla., Dec. 01, 2025 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“the Company”, “American Coastal” or “ACIC”), the insurance holding company of Ame...
American Coastal Insurance Corporation to Participate in Upcoming Conferences
ST. PETERSBURG, Fla., Nov. 20, 2025 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“the Company”, “American Coastal” or “ACIC”), the insurance holding company of Ame...
American Coastal Insurance Earnings Call Transcript: Q3 2025
Record Q3 results with net income up 16% year-over-year and revenues rising 10%, driven by strong underwriting and low catastrophe losses. New product launch targets Florida's assisted living market, with premium growth expected to rebound in Q4 and into 2026.
American Coastal Insurance Corporation Reports Financial Results for Its Third Quarter Ended September 30, 2025
Company to Host Quarterly Conference Call at 5:00 P.M. ET on November 5, 2025 The information in this press release should be read in conjunction with an earnings presentation that is available on the...
American Coastal Insurance Earnings Call Transcript: Q2 2025
Revenues rose 26% and pre-tax earnings 51% year-over-year, with strong liquidity and a 42% core ROE. The catastrophe reinsurance renewal lowered costs, and the company achieved an investment-grade rating, while maintaining a cautious growth outlook amid falling rates.
American Coastal Insurance Corporation Reports Financial Results for Its Second Quarter Ended June 30, 2025
Company to Host Quarterly Conference Call at 5:00 P.M. ET on August 6, 2025 The information in this press release should be read in conjunction with an earnings presentation that is available on the C...
American Coastal Insurance Corporation Schedules Second Quarter Financial Results and Conference Call
ST. PETERSBURG, Fla., July 23, 2025 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“the Company”, “American Coastal” or “ACIC”), the insurance holding company of Ame...
American Coastal Insurance Corporation Announces Upgrade of Issuer and Debt Ratings From Kroll Bond Rating Agency
ST. PETERSBURG, Fla., July 21, 2025 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“American Coastal” or the “Company”) the insurance holding company of American Coa...
American Coastal Insurance Earnings Call Transcript: Q1 2025
Delivered strong Q1 results with a 65% combined ratio, 34% core ROE, and 9% net premium growth. Reinsurance program expanded, risk-adjusted rates fell, and capital position strengthened. Apartment initiative is progressing, with cautious growth amid competitive markets.
American Coastal Insurance Corporation Reports Financial Results for its First Quarter Ended March 31, 2025
Company to Host Quarterly Conference Call at 5:00 P.M. ET on May 8, 2025 The information in this press release should be read in conjunction with an earnings presentation that is available on the Comp...
American Coastal Insurance Corporation Announces the Sale of its Personal Lines Subsidiary, Interboro Insurance Company
ST. PETERSBURG, Fla., April 01, 2025 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“the Company”, “American Coastal” or “ACIC”), the insurance holding company of Am...
American Coastal Insurance Earnings Call Transcript: Q4 2024
Delivered strong Q4 and full-year 2024 results with robust premium growth and profitability despite Hurricane Milton. Enhanced reinsurance protections, launched a new apartment program, and reiterated 2025 guidance for $70–$90 million net income.
American Coastal Insurance Corporation Reports Financial Results for Its Fourth Quarter and Year Ended December 31, 2024
Company to Host Quarterly Conference Call at 5:00 P.M. ET on February 27, 2025 The information in this press release should be read in conjunction with an earnings presentation that is available on th...
American Coastal Insurance Corporation Schedules Fourth Quarter and Full Year 2024 Financial Results and Conference Call
ST. PETERSBURG, Fla., Feb. 13, 2025 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“the Company”, “American Coastal” or “ACIC”), the insurance holding company of Ame...
American Coastal Insurance Transcript: Investor Day 2024
Exited personal lines to focus on commercial specialty property, launching a new apartment program and MGA for growth. Financials show strong ROE, premium growth, and a special dividend, with 2025 guidance indicating continued expansion and stable reinsurance costs.
American Coastal Insurance Corporation Declares Special Cash Dividend of $0.50 Per Share
ST. PETERSBURG, Fla., Dec. 04, 2024 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“the Company”, “American Coastal” or “ACIC”), the insurance holding company of Ame...
American Coastal Insurance Earnings Call Transcript: Q3 2024
Q3 2024 saw strong financial results with net income of $28.1M and a combined ratio of 57.7%, despite hurricane-related losses. Revenue and book value per share rose sharply, and the company remains well-capitalized and protected for future events.