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Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
52.50
+1.78 (3.51%)
At close: Mar 5, 2026, 4:00 PM EST
52.30
-0.20 (-0.38%)
After-hours: Mar 5, 2026, 4:57 PM EST

Affirm Holdings Operating Metrics

Period Ending Dec 31, 2025Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020
Active Consumers
25.80M 24.10M 23.00M 21.90M 21.00M 19.50M 18.71M 18.10M -
Active Consumers Growth
22.86% 23.59% 22.91% 20.99% 19.32% 15.38% 13.41% 13.13% -
Average Order Value
251.00 260.00 276.00 273.00 267.00 279.00 293.00 293.00
Average Order Value Growth
-5.99% -6.81% -5.80% -6.83% -6.97% -6.69% -7.57% -9.29%
Gross Merchandise Volume
43.60B 39.90B 36.70B 33.50B 31.20B 28.60B 26.60B 24.90B
Gross Merchandise Volume Growth
39.74% 39.51% 37.97% 34.54% 34.26% 33.66% 31.77% 30.49%
Revenue as Percent of Gross Merchandise Volume
8.10% 8.70% 8.50% 9.20% 8.50% 9.20% 9.10% 9.20%
Transactions Per Active
6.40 6.10 5.80 5.60 5.30 5.10 4.90 4.60 -
Transactions Per Active Growth
20.75% 19.61% 18.37% 21.74% 20.45% 24.39% 25.64% 27.78% -

Revenue by Segment
Period Ending Dec 31, 2025Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019Jun 30, 2019
Interest
1.77B 1.69B 1.61B 1.53B 1.44B 1.32B 1.20B 1.08B
Interest Growth
22.90% 27.79% 33.53% 41.16% 52.50% 62.59% 75.76% 77.88%
Merchant Network
1.03B 949.47M 882.66M 824.22M 769.53M 713.00M 674.61M 635.02M
Merchant Network Growth
34.23% 33.17% 30.84% 29.79% 29.39% 31.94% 32.90% 31.12%
Gain or Loss on Loan Sales
497.00M 437.06M 381.62M 334.72M 299.07M 226.48M 197.15M 159.50M
Gain or Loss on Loan Sales Growth
66.18% 92.98% 93.57% 109.86% 96.59% 42.41% 4.68% -24.52%
Virtual Card Network
268.05M 253.16M 231.31M 207.17M 184.28M 165.41M 151.40M 142.47M
Virtual Card Network Growth
45.46% 53.05% 52.78% 45.42% 35.24% 31.16% 26.87% 21.90%
Servicing
148.37M 134.31M 120.60M 114.32M 107.56M 101.31M 95.48M 91.10M
Servicing Growth
37.93% 32.57% 26.31% 25.49% 23.33% 17.42% 9.14% 6.17%

Operating Expense Breakdown
Period Ending Dec 31, 2025Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019Jun 30, 2019
Provision for Credit Losses
680.78M 619.61M 616.68M 577.67M 552.86M 520.76M 460.63M 437.50M
Provision for Credit Losses Growth
23.14% 18.98% 33.88% 32.04% 44.92% 41.78% 38.80% 41.10%
Technology and Data Analytics
660.20M 623.54M 589.72M 559.35M 531.56M 503.18M 501.86M 529.94M
Technology and Data Analytics Growth
24.20% 23.92% 17.51% 5.55% -6.23% -16.67% -18.51% -11.51%
General and Administrative
553.32M 551.51M 545.05M 535.66M 530.07M 523.44M 525.29M 529.35M
General and Administrative Growth
4.39% 5.36% 3.76% 1.19% -1.82% -7.48% -10.42% -14.12%
Processing and Servicing
539.13M 496.51M 457.85M 418.67M 388.48M 362.72M 343.25M 325.33M
Processing and Servicing Growth
38.78% 36.88% 33.39% 28.69% 28.49% 30.17% 33.38% 39.33%
Funding Costs
435.29M 431.33M 425.45M 414.79M 397.61M 374.47M 344.25M 312.01M
Funding Costs Growth
9.48% 15.19% 23.59% 32.94% 45.78% 61.49% 88.10% 123.78%
Sales and Marketing
330.85M 368.11M 434.85M 490.62M 549.55M 574.77M 576.41M 586.21M
Sales and Marketing Growth
-39.80% -35.96% -24.56% -16.31% -7.52% -7.48% -9.69% -11.43%
Loss on Loan Purchase Commitment
285.37M 259.58M 242.26M 229.56M 216.41M 199.77M 180.40M 167.65M
Loss on Loan Purchase Commitment Growth
31.86% 29.94% 34.30% 36.93% 39.87% 43.16% 28.59% 15.17%
Source: Business metrics provided by Main Street Data and sourced from official company press releases and documents.