Affirm Holdings, Inc. (AFRM)
| Market Cap | 21.17B |
| Revenue (ttm) | 3.72B |
| Net Income (ttm) | 282.33M |
| Shares Out | 333.11M |
| EPS (ttm) | 0.79 |
| PE Ratio | 79.95 |
| Forward PE | 17.06 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 1,866,543 |
| Open | 64.37 |
| Previous Close | 65.13 |
| Day's Range | 62.86 - 65.39 |
| 52-Week Range | 42.10 - 100.00 |
| Beta | 3.63 |
| Analysts | Buy |
| Price Target | 84.52 (+32.98%) |
| Earnings Date | May 7, 2026 |
About AFRM
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company’s commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company’... [Read more]
Financial Performance
Financial StatementsAnalyst Forecast
According to 25 analysts, the average rating for AFRM stock is "Buy." The 12-month stock price target is $84.52, which is an increase of 32.98% from the latest price.
News
Nothing is coming: Affirm's The Big Nothing returns May 13–15
SAN FRANCISCO--(BUSINESS WIRE)--That thing in your cart? You've gone back and forth on it. Maybe you read a few more reviews. Maybe it'll go on sale. So it just sits there. But for the things that mat...
Affirm: Agentic Credit Rewrites the Rules of Consumer Lending
Watch more: What's Next in Payments With Affirm's Libor Michalek For 60 years, the revolving credit line has been the default way Americans borrow. It wasn't designed to be the best answer.
Friday's Morning Movers: AA Earnings, NXPI Double Downgrade, AFRM Top Pick
Headlines out of Iran that the Strait of Hormuz is "completely open" sent stocks mostly soaring following the opening bell. Jeff Pierce points to some exceptions with Alcoa (AA) after its earnings and...
Affirm Stock Has Been Struggling. Why Morgan Stanley Named It a Top Pick.
The buy now, pay later provider has a crucial investor event coming up next month.
Affirm to announce third quarter fiscal year 2026 results on May 7, 2026
SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM) today announced it will publish its third quarter fiscal year 2026 shareholder letter, including its financial results, on its inve...
Affirm to host Investor Forum on May 12, 2026
SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM), as previously announced, will host an Investor Forum on May 12, 2026. Affirm's management team will provide an update on Affirm's ...
Affirm, Fintech Stocks Hit by Private-Credit Jitters. Why You Shouldn't Panic Just Yet.
Affirm stock dropped after concerns about private-credit liquidity tied to LENDX. Analysts say funding demand and loan performance remain strong.
Affirm Stock Falls Wednesday As Fed Signals Higher Inflation Outlook
The cautious macro backdrop appeared to pressure growth-oriented and rate-sensitive names, with broader equity indexes also moving lower after the announcement.
Private Credit's Investor Exodus Spreads to Consumer Loans
A fund holding consumer and small-business loans made by companies including Affirm and Block is the latest corner of the private-credit market to come under stress.
Affirm Holdings Transcript: Fireside chat
The discussion highlighted resilient consumer demand, robust funding capacity, and strong growth in card and 0% APR products. AI-driven product optimization and international expansion are key strategic priorities, while capital allocation focuses on bond buybacks and selective M&A.
Affirm Holdings Transcript: Wolfe FinTech Forum
Strong GMV and profitability growth were highlighted, with Affirm Card and 0% APR products driving user engagement and merchant value. Renewed major partnerships, stable credit metrics, and international expansion support a positive outlook, while AI and new bank initiatives aim to enhance efficiency and funding diversity.
Affirm to host CFO fireside chat on March 17, 2026
SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM) (“Affirm” or the “Company”) today announced that Rob O'Hare, CFO, will participate in a shareholder fireside chat on Tuesday, March...
Affirm Holdings Transcript: Morgan Stanley Technology, Media & Telecom Conference 2026
GMV growth is normalizing after high prior-year comps and the end of a major partnership, but underlying demand and consumer health remain strong. Merchant-funded 0% promotions drive incremental volume and retention, while robust underwriting and funding support continued expansion. BNPL adoption is expected to grow, especially with new partnerships and agentic commerce trends.
Affirm and Stripe Team to Combine BNPL and Agentic AI
Pay later provider Affirm is expanding its partnership with payments company Stripe. The expanded collaboration is designed to support shared payment tokens (SPT), which allow AI agents to make purcha...
Affirm expands Stripe partnership to support Shared Payment Tokens for agentic commerce
SAN FRANCISCO--(BUSINESS WIRE)--Affirm (NASDAQ: AFRM) is expanding its long-standing partnership with Stripe to soon support Shared Payment Tokens (SPT), which let AI agents initiate purchases using a...
H&R Block Canada taps Affirm to make tax season less taxing
TORONTO--(BUSINESS WIRE)--Nobody's favorite season just got a serious upgrade. Affirm (NASDAQ: AFRM) and H&R Block Canada, Inc. today announced a new partnership that brings flexible payment options t...
Affirm to participate in upcoming investor conferences
SAN FRANCISCO--(BUSINESS WIRE)--Affirm Holdings, Inc. (NASDAQ: AFRM) (“Affirm” or the “Company”) today announced that the Company will participate in the following investor conferences: On March 3 and...
Affirm Stock Stuck Below $54 After Death Cross — More Downside Ahead?
Chart created using Benzinga Pro
Affirm and Lowe's team up to give home improvement customers more flexible ways to pay
SAN FRANCISCO--(BUSINESS WIRE)--Affirm (NASDAQ: AFRM) and Lowe's (NYSE: LOW) today announced a new partnership designed to give Lowe's customers more clarity and control when paying for home improveme...
Analysts Deem Affirm's Outlook Conservative
Buy-now-pay-later company Affirm beat second quarter revenue expectations from Wall Street but offered what some analysts thought was conservative guidance. Affirm CEO Max Levchin joins Caroline Hyde ...
Friday's Earnings Movers: RBLX Rallies, MOH "Shockingly Weak," AFRM Beats
Roblox (RBLX) rose to more than 144 million daily active users, a metric Diane King Hall attributes to the stock's post-earnings surge. Molina Healthcare (MOH) posted guidance that she calls "shocking...
Affirm CEO Max Levchin on the company's record retailer growth
Max Levchin, co-founder and CEO of Affirm, joins 'Squawk on the Street' to discuss the company's latest earnings report, the impacts of artificial intelligence, and more.
Affirm Stock Slips After Earnings. Analysts Say That's Unwarranted.
Affirm Holdings posts revenue and gross merchandise volume that easily tops Wall Street estimates.
Affirm stock price falls as credit losses jump: is it a good buy today?
Affirm stock price continued its recent downward trend after the company published its financial results on Thursday. AFRM moved to a low of $56, down by 40% from its highest level in 2025.
Affirm and Virgin Media O2 partner to bring flexible financing to O2 customers
LONDON--(BUSINESS WIRE)--Affirm and Virgin Media O2 are today announcing a new partnership that will see the transparent and flexible payment network provide upfront and honest hardware financing to O...