Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
79.49
+2.64 (3.44%)
At close: Jun 26, 2026, 4:00 PM EDT
79.40
-0.09 (-0.11%)
After-hours: Jun 26, 2026, 7:59 PM EDT

Affirm Holdings Operating Metrics

Period Ending Mar 31, 2026Dec 31, 2025Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020
Gross Merchandise Volume
46.60B 43.60B 39.90B 36.70B 33.50B 31.20B 28.60B 26.60B
Gross Merchandise Volume Growth
39.10% 39.74% 39.51% 37.97% 34.54% 34.26% 33.66% 31.77%
Active Consumers
99.70M 94.80M 90.00M 85.40M 81.11M 77.31M 73.91M 71.31M -
Active Consumers Growth
22.91% 22.62% 21.76% 19.75% 17.38% 15.39% 13.69% 13.53% -
Average Order Value
1.04K 1.06K 1.08K 1.10K 1.11K 1.13K 1.15K 1.17K
Average Order Value Growth
-6.29% -6.36% -6.60% -6.57% -7.02% -7.67% -7.54% -8.29%
Revenue as Percent of Gross Merchandise Volume
34.30 34.50 34.90 35.40 36.00 36.00 35.40 35.10
Transactions Per Active
25.00 23.90 22.80 21.80 20.90 19.90 19.00 18.00 -
Transactions Per Active Growth
19.62% 20.10% 20.00% 21.11% 22.94% 24.37% 25.83% 25.87% -

Revenue by Segment

Period Ending Mar 31, 2026Dec 31, 2025Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019Jun 30, 2019
Interest
1.90B 1.77B 1.69B 1.61B 1.53B 1.44B 1.32B 1.20B
Interest Growth
24.40% 22.90% 27.79% 33.53% 41.16% 52.50% 62.59% 75.76%
Merchant Network
1.09B 1.03B 949.47M 882.66M 824.22M 769.53M 713.00M 674.61M
Merchant Network Growth
31.88% 34.23% 33.17% 30.84% 29.79% 29.39% 31.94% 32.90%
Gain or Loss on Loan Sales
548.36M 497.00M 437.06M 381.62M 334.72M 299.07M 226.48M 197.15M
Gain or Loss on Loan Sales Growth
63.83% 66.18% 92.98% 93.57% 109.86% 96.59% 42.41% 4.68%
Virtual Card Network
275.95M 268.05M 253.16M 231.31M 207.17M 184.28M 165.41M 151.40M
Virtual Card Network Growth
33.20% 45.46% 53.05% 52.78% 45.42% 35.24% 31.16% 26.87%
Servicing
160.94M 148.37M 134.31M 120.60M 114.32M 107.56M 101.31M 95.48M
Servicing Growth
40.78% 37.93% 32.57% 26.31% 25.49% 23.33% 17.42% 9.14%

Operating Expense Breakdown

Period Ending Mar 31, 2026Dec 31, 2025Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019Jun 30, 2019
Provision for Credit Losses
730.08M 680.78M 619.61M 616.68M 577.67M 552.86M 520.76M 460.63M
Provision for Credit Losses Growth
26.38% 23.14% 18.98% 33.88% 32.04% 44.92% 41.78% 38.80%
Technology and Data Analytics
699.20M 660.20M 623.54M 589.72M 559.35M 531.56M 503.18M 501.86M
Technology and Data Analytics Growth
25.00% 24.20% 23.92% 17.51% 5.55% -6.23% -16.67% -18.51%
Processing and Servicing
583.03M 539.13M 496.51M 457.85M 418.67M 388.48M 362.72M 343.25M
Processing and Servicing Growth
39.26% 38.78% 36.88% 33.39% 28.69% 28.49% 30.17% 33.38%
General and Administrative
564.32M 553.32M 551.51M 545.05M 535.66M 530.07M 523.44M 525.29M
General and Administrative Growth
5.35% 4.39% 5.36% 3.76% 1.19% -1.82% -7.48% -10.42%
Funding Costs
441.42M 435.29M 431.33M 425.45M 414.79M 397.61M 374.47M 344.25M
Funding Costs Growth
6.42% 9.48% 15.19% 23.59% 32.94% 45.78% 61.49% 88.10%
Sales and Marketing
329.68M 330.85M 368.11M 434.85M 490.62M 549.55M 574.77M 576.41M
Sales and Marketing Growth
-32.80% -39.80% -35.96% -24.56% -16.31% -7.52% -7.48% -9.69%
Loss on Loan Purchase Commitment
296.04M 285.37M 259.58M 242.26M 229.56M 216.41M 199.77M 180.40M
Loss on Loan Purchase Commitment Growth
28.96% 31.86% 29.94% 34.30% 36.93% 39.87% 43.16% 28.59%
Source: Business metrics provided by Main Street Data and sourced from official company press releases and documents.