Arrow Financial Corporation (AROW)
NASDAQ: AROW · Real-Time Price · USD
33.45
+0.46 (1.39%)
Mar 6, 2026, 4:00 PM EST - Market closed
Arrow Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 184.07 | 171.34 | 142.02 | 112.98 | 104.99 | Upgrade
|
| Interest Income on Investments | 26.08 | 23.65 | 20.55 | 16.67 | 10.57 | Upgrade
|
| Total Interest Income | 210.15 | 194.99 | 162.56 | 129.65 | 115.55 | Upgrade
|
| Interest Paid on Deposits | 75.95 | 78.75 | 50.1 | 9.83 | 3.53 | Upgrade
|
| Interest Paid on Borrowings | 1.04 | 4.51 | 7.63 | 1.48 | 1.67 | Upgrade
|
| Total Interest Expense | 76.98 | 83.26 | 57.73 | 11.31 | 5.2 | Upgrade
|
| Net Interest Income | 133.16 | 111.73 | 104.83 | 118.34 | 110.36 | Upgrade
|
| Net Interest Income Growth (YoY) | 19.18% | 6.58% | -11.42% | 7.24% | 11.24% | Upgrade
|
| Trust Income | 10.3 | 9.95 | 9.44 | 9.71 | 10.14 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.54 | -2.91 | -0.09 | 0.43 | 0.11 | Upgrade
|
| Other Non-Interest Income | 20.77 | 20.82 | 19.73 | 20.68 | 19.72 | Upgrade
|
| Total Non-Interest Income | 32.43 | 28.07 | 29.12 | 30.9 | 32.37 | Upgrade
|
| Non-Interest Income Growth (YoY) | 15.52% | -3.58% | -5.76% | -4.54% | -0.89% | Upgrade
|
| Revenues Before Loan Losses | 165.6 | 139.81 | 133.95 | 149.24 | 142.72 | Upgrade
|
| Provision for Loan Losses | 7.27 | 5.18 | 3.38 | 4.8 | 0.27 | Upgrade
|
| Revenue | 158.32 | 134.63 | 130.57 | 144.44 | 142.45 | Upgrade
|
| Revenue Growth (YoY) | 17.60% | 3.11% | -9.61% | 1.40% | 16.25% | Upgrade
|
| Salaries and Employee Benefits | 56.29 | 50.14 | 45.3 | 44.69 | 42.52 | Upgrade
|
| Occupancy Expenses | 7.76 | 7.17 | 6.55 | 6.2 | 5.81 | Upgrade
|
| Federal Deposit Insurance | 2.52 | 2.78 | 2.05 | 1.18 | 1.04 | Upgrade
|
| Selling, General & Administrative | 20.79 | 23.19 | 21.14 | 19.63 | 18.23 | Upgrade
|
| Other Non-Interest Expense | 15.58 | 14 | 18 | 9.84 | 8.97 | Upgrade
|
| Total Non-Interest Expense | 102.93 | 97.27 | 93.05 | 81.53 | 76.57 | Upgrade
|
| EBT Excluding Unusual Items | 55.39 | 37.36 | 37.52 | 62.91 | 65.88 | Upgrade
|
| Legal Settlements | - | - | - | - | -1.48 | Upgrade
|
| Pretax Income | 55.39 | 37.36 | 37.52 | 62.91 | 64.4 | Upgrade
|
| Income Tax Expense | 11.44 | 7.65 | 7.45 | 14.11 | 14.55 | Upgrade
|
| Net Income | 43.95 | 29.71 | 30.08 | 48.8 | 49.86 | Upgrade
|
| Net Income to Common | 43.95 | 29.71 | 30.08 | 48.8 | 49.86 | Upgrade
|
| Net Income Growth | 47.95% | -1.22% | -38.37% | -2.12% | 22.12% | Upgrade
|
| Basic Shares Outstanding | 17 | 17 | 17 | 17 | 17 | Upgrade
|
| Diluted Shares Outstanding | 17 | 17 | 17 | 17 | 17 | Upgrade
|
| Shares Change (YoY) | -1.38% | -1.71% | -0.13% | 0.04% | 0.81% | Upgrade
|
| EPS (Basic) | 2.66 | 1.77 | 1.77 | 2.87 | 2.93 | Upgrade
|
| EPS (Diluted) | 2.65 | 1.77 | 1.77 | 2.86 | 2.92 | Upgrade
|
| EPS Growth | 49.72% | 0.27% | -38.28% | -2.05% | 20.86% | Upgrade
|
| Dividend Per Share | 1.140 | 1.090 | 1.060 | 1.030 | 0.960 | Upgrade
|
| Dividend Growth | 4.59% | 2.83% | 2.91% | 7.29% | 3.00% | Upgrade
|
| Effective Tax Rate | 20.64% | 20.47% | 19.84% | 22.43% | 22.59% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.