Arrow Financial Corporation (AROW)
NASDAQ: AROW · Real-Time Price · USD
36.77
-0.20 (-0.54%)
Apr 29, 2026, 9:30 AM EDT - Market open
Arrow Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Net Income | 43.95 | 29.71 | 30.08 | 48.8 | 49.86 | Upgrade
|
| Depreciation & Amortization | 5.42 | 5.36 | 6.72 | 7.55 | 7.83 | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.29 | 0.4 | 0.19 | 0.17 | 0.28 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.54 | 2.91 | 0.09 | -0.43 | -0.11 | Upgrade
|
| Provision for Credit Losses | 7.27 | 5.18 | 3.38 | 4.8 | 0.27 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | -1.81 | -0.38 | 0.52 | 0.58 | 12.32 | Upgrade
|
| Change in Other Net Operating Assets | -1.78 | -7.42 | -19.95 | -0.57 | -1.03 | Upgrade
|
| Other Operating Activities | -11.97 | -1.92 | -1.25 | -1.99 | 0.32 | Upgrade
|
| Operating Cash Flow | 41.28 | 34.47 | 20.58 | 59.71 | 68.21 | Upgrade
|
| Operating Cash Flow Growth | 19.76% | 67.49% | -65.53% | -12.45% | 61.19% | Upgrade
|
| Capital Expenditures | -5.09 | -5.6 | -7.08 | -14.25 | -7.14 | Upgrade
|
| Sale of Property, Plant and Equipment | 3.15 | 3.33 | 2.71 | 1.48 | 1.55 | Upgrade
|
| Cash Acquisitions | - | 32.35 | - | - | - | Upgrade
|
| Investment in Securities | 18.7 | 67.78 | 150.3 | -60.06 | -183.86 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -75.17 | -187.51 | -228.9 | -319.55 | -85.12 | Upgrade
|
| Other Investing Activities | -3.04 | 0.7 | 0.32 | -0.68 | -0.03 | Upgrade
|
| Investing Cash Flow | -61.45 | -88.95 | -82.65 | -393.06 | -274.6 | Upgrade
|
| Long-Term Debt Issued | - | 102.1 | 256.5 | 27 | - | Upgrade
|
| Total Debt Issued | - | 102.1 | 256.5 | 27 | - | Upgrade
|
| Long-Term Debt Repaid | -4.41 | -120.06 | -284.85 | -17.25 | -17.53 | Upgrade
|
| Total Debt Repaid | -4.41 | -120.06 | -284.85 | -17.25 | -17.53 | Upgrade
|
| Net Debt Issued (Repaid) | -4.41 | -17.96 | -28.35 | 9.75 | -17.53 | Upgrade
|
| Issuance of Common Stock | 0.58 | 0.72 | 0.69 | 3.01 | 3.82 | Upgrade
|
| Repurchase of Common Stock | -10.24 | -6.79 | -3.61 | -2.87 | -2.66 | Upgrade
|
| Common Dividends Paid | -18.9 | -18.29 | -17.98 | -17.44 | -16.3 | Upgrade
|
| Net Increase (Decrease) in Deposit Accounts | 111.54 | 102.68 | 189.2 | -52.13 | 315.77 | Upgrade
|
| Other Financing Activities | 1.24 | 6.12 | - | - | - | Upgrade
|
| Financing Cash Flow | 79.81 | 66.49 | 139.95 | -59.69 | 283.1 | Upgrade
|
| Net Cash Flow | 59.64 | 12.01 | 77.88 | -393.04 | 76.71 | Upgrade
|
| Free Cash Flow | 36.19 | 28.87 | 13.5 | 45.46 | 61.07 | Upgrade
|
| Free Cash Flow Growth | 25.35% | 113.88% | -70.31% | -25.55% | 64.24% | Upgrade
|
| Free Cash Flow Margin | 22.86% | 21.45% | 10.34% | 31.47% | 42.87% | Upgrade
|
| Free Cash Flow Per Share | 2.19 | 1.72 | 0.79 | 2.67 | 3.58 | Upgrade
|
| Cash Interest Paid | 77.21 | 84.49 | 51.83 | 5.75 | 5.37 | Upgrade
|
| Cash Income Tax Paid | 18.65 | 8.85 | 6.64 | 13.02 | 14.76 | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.