Atlanticus Holdings Corporation (ATLC)
NASDAQ: ATLC · Real-Time Price · USD
59.64
+0.06 (0.10%)
Dec 5, 2025, 4:00 PM EST - Market closed
Atlanticus Holdings Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest and Dividend Income | 1,117 | 979.81 | 879.12 | 786.24 | 518.78 | 410.62 | Upgrade
|
| Total Interest Expense | 221.35 | 160.17 | 109.34 | 81.85 | 54.13 | 51.55 | Upgrade
|
| Net Interest Income | 895.52 | 819.64 | 769.78 | 704.38 | 464.66 | 359.07 | Upgrade
|
| Other Revenue | 470.3 | 330.14 | 276.12 | 259.87 | 225.07 | 149.39 | Upgrade
|
| Revenue Before Loan Losses | 1,366 | 1,150 | 1,046 | 964.25 | 689.73 | 508.46 | Upgrade
|
| Provision for Loan Losses | 867.33 | 749.84 | 691.73 | 578.32 | 255.19 | 251.27 | Upgrade
|
| Revenue | 498.5 | 399.94 | 354.18 | 385.93 | 434.54 | 257.19 | Upgrade
|
| Revenue Growth (YoY) | 33.26% | 12.92% | -8.23% | -11.19% | 68.95% | 452.12% | Upgrade
|
| Salaries & Employee Benefits | 55.34 | 50.14 | 43.91 | 43.06 | 34.02 | 29.08 | Upgrade
|
| Cost of Services Provided | 238.99 | 174.59 | 153.04 | 157.83 | 132.03 | 98.06 | Upgrade
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| Other Operating Expenses | 40.4 | 35.41 | 26.74 | 34.4 | 22.18 | 17.82 | Upgrade
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| Total Operating Expenses | 338.66 | 262.86 | 226.25 | 237.47 | 189.73 | 146.2 | Upgrade
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| Operating Income | 159.84 | 137.09 | 127.93 | 148.46 | 244.81 | 110.99 | Upgrade
|
| Earnings From Equity Investments | - | - | - | - | 0.02 | 0.46 | Upgrade
|
| EBT Excluding Unusual Items | 160.16 | 138.58 | 128.56 | 149.27 | 249.01 | 113.83 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | - | - | 0.56 | Upgrade
|
| Other Unusual Items | -2.5 | - | - | - | -29.44 | - | Upgrade
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| Pretax Income | 153.36 | 138.58 | 128.56 | 149.27 | 219.57 | 114.39 | Upgrade
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| Income Tax Expense | 36.39 | 28.47 | 26.6 | 14.66 | 41.78 | 20.47 | Upgrade
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| Earnings From Continuing Ops. | 116.97 | 110.11 | 101.95 | 134.61 | 177.79 | 93.92 | Upgrade
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| Minority Interest in Earnings | 1.4 | 1.19 | 0.89 | 0.99 | 0.11 | 0.2 | Upgrade
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| Net Income | 118.37 | 111.3 | 102.85 | 135.6 | 177.9 | 94.12 | Upgrade
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| Preferred Dividends & Other Adjustments | 13.12 | 23.93 | 25.2 | 25.08 | 22.36 | 17.07 | Upgrade
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| Net Income to Common | 105.26 | 87.37 | 77.65 | 110.52 | 155.54 | 77.05 | Upgrade
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| Net Income Growth | 11.36% | 8.22% | -24.15% | -23.78% | 89.02% | 255.93% | Upgrade
|
| Shares Outstanding (Basic) | 15 | 15 | 15 | 15 | 15 | 14 | Upgrade
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| Shares Outstanding (Diluted) | 19 | 19 | 19 | 19 | 21 | 20 | Upgrade
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| Shares Change (YoY) | 1.94% | -0.43% | -2.55% | -7.28% | 3.96% | 31.62% | Upgrade
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| EPS (Basic) | 7.00 | 5.92 | 5.35 | 7.55 | 10.32 | 5.32 | Upgrade
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| EPS (Diluted) | 5.63 | 4.77 | 4.24 | 5.83 | 7.56 | 3.95 | Upgrade
|
| EPS Growth | 26.57% | 12.63% | -27.26% | -22.89% | 91.22% | 138.44% | Upgrade
|
| Free Cash Flow | 487.84 | 467.62 | 455.33 | 342.78 | 205.28 | 211.99 | Upgrade
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| Free Cash Flow Per Share | 25.52 | 24.87 | 24.11 | 17.69 | 9.82 | 10.54 | Upgrade
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| Operating Margin | 32.06% | 34.28% | 36.12% | 38.47% | 56.34% | 43.15% | Upgrade
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| Profit Margin | 21.12% | 21.84% | 21.92% | 28.64% | 35.79% | 29.96% | Upgrade
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| Free Cash Flow Margin | 97.86% | 116.92% | 128.56% | 88.82% | 47.24% | 82.42% | Upgrade
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| Effective Tax Rate | 23.73% | 20.54% | 20.69% | 9.82% | 19.03% | 17.90% | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.