Atlanticus Holdings Corporation (ATLC)
NASDAQ: ATLC · Real-Time Price · USD
79.31
-0.08 (-0.11%)
At close: Apr 28, 2026, 4:00 PM EDT
79.18
-0.13 (-0.16%)
After-hours: Apr 28, 2026, 4:04 PM EDT
Atlanticus Holdings Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 1,404 | 979.81 | 879.12 | 786.24 | 518.78 | Upgrade
|
| Total Interest Expense | 301.9 | 160.17 | 109.34 | 81.85 | 54.13 | Upgrade
|
| Net Interest Income | 1,102 | 819.64 | 769.78 | 704.38 | 464.66 | Upgrade
|
| Other Revenue | 564.71 | 330.14 | 276.12 | 259.87 | 225.07 | Upgrade
|
| Revenue Before Loan Losses | 1,666 | 1,150 | 1,046 | 964.25 | 689.73 | Upgrade
|
| Provision for Loan Losses | 1,109 | 749.84 | 691.73 | 578.32 | 255.19 | Upgrade
|
| Revenue | 557.17 | 399.94 | 354.18 | 385.93 | 434.54 | Upgrade
|
| Revenue Growth (YoY) | 39.31% | 12.92% | -8.23% | -11.19% | 68.95% | Upgrade
|
| Salaries & Employee Benefits | 65.27 | 50.14 | 43.91 | 43.06 | 34.02 | Upgrade
|
| Cost of Services Provided | 274.11 | 174.59 | 153.04 | 157.83 | 132.03 | Upgrade
|
| Other Operating Expenses | 45.5 | 35.41 | 26.74 | 34.4 | 22.18 | Upgrade
|
| Total Operating Expenses | 390.69 | 262.86 | 226.25 | 237.47 | 189.73 | Upgrade
|
| Operating Income | 166.47 | 137.09 | 127.93 | 148.46 | 244.81 | Upgrade
|
| Earnings From Equity Investments | - | - | - | - | 0.02 | Upgrade
|
| EBT Excluding Unusual Items | 166.51 | 138.58 | 128.56 | 149.27 | 249.01 | Upgrade
|
| Restructuring Charges | -4.3 | - | - | - | - | Upgrade
|
| Other Unusual Items | - | - | - | - | -29.44 | Upgrade
|
| Pretax Income | 159.71 | 138.58 | 128.56 | 149.27 | 219.57 | Upgrade
|
| Income Tax Expense | 39.1 | 28.47 | 26.6 | 14.66 | 41.78 | Upgrade
|
| Earnings From Continuing Ops. | 120.61 | 110.11 | 101.95 | 134.61 | 177.79 | Upgrade
|
| Minority Interest in Earnings | 1.6 | 1.19 | 0.89 | 0.99 | 0.11 | Upgrade
|
| Net Income | 122.2 | 111.3 | 102.85 | 135.6 | 177.9 | Upgrade
|
| Preferred Dividends & Other Adjustments | 10.41 | 23.93 | 25.2 | 25.08 | 22.36 | Upgrade
|
| Net Income to Common | 111.8 | 87.37 | 77.65 | 110.52 | 155.54 | Upgrade
|
| Net Income Growth | 9.80% | 8.22% | -24.15% | -23.78% | 89.02% | Upgrade
|
| Shares Outstanding (Basic) | 15 | 15 | 15 | 15 | 15 | Upgrade
|
| Shares Outstanding (Diluted) | 19 | 19 | 19 | 19 | 21 | Upgrade
|
| Shares Change (YoY) | 1.99% | -0.43% | -2.55% | -7.28% | 3.96% | Upgrade
|
| EPS (Basic) | 7.40 | 5.92 | 5.35 | 7.55 | 10.32 | Upgrade
|
| EPS (Diluted) | 5.96 | 4.77 | 4.24 | 5.83 | 7.56 | Upgrade
|
| EPS Growth | 24.73% | 12.63% | -27.26% | -22.89% | 91.22% | Upgrade
|
| Free Cash Flow | 632.94 | 467.62 | 455.33 | 342.78 | 205.28 | Upgrade
|
| Free Cash Flow Per Share | 33.01 | 24.87 | 24.11 | 17.69 | 9.82 | Upgrade
|
| Operating Margin | 29.88% | 34.28% | 36.12% | 38.47% | 56.34% | Upgrade
|
| Profit Margin | 20.06% | 21.84% | 21.92% | 28.64% | 35.79% | Upgrade
|
| Free Cash Flow Margin | 113.60% | 116.92% | 128.56% | 88.82% | 47.24% | Upgrade
|
| Effective Tax Rate | 24.48% | 20.54% | 20.69% | 9.82% | 19.03% | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.