Atlanticus Holdings Statistics
Total Valuation
ATLC has a market cap or net worth of $1.18 billion. The enterprise value is $7.11 billion.
Important Dates
The next estimated earnings date is Monday, May 11, 2026, after market close.
| Earnings Date | May 11, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
ATLC has 14.91 million shares outstanding. The number of shares has increased by 1.99% in one year.
| Current Share Class | 14.91M |
| Shares Outstanding | 14.91M |
| Shares Change (YoY) | +1.99% |
| Shares Change (QoQ) | -2.27% |
| Owned by Insiders (%) | 65.07% |
| Owned by Institutions (%) | 24.54% |
| Float | 4.95M |
Valuation Ratios
The trailing PE ratio is 13.30 and the forward PE ratio is 8.84.
| PE Ratio | 13.30 |
| Forward PE | 8.84 |
| PS Ratio | 2.13 |
| Forward PS | 0.37 |
| PB Ratio | 1.95 |
| P/TBV Ratio | 2.06 |
| P/FCF Ratio | 1.88 |
| P/OCF Ratio | 1.86 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 63.60 |
| EV / Sales | 12.76 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 11.23 |
Financial Position
The company has a current ratio of 5.95, with a Debt / Equity ratio of 10.16.
| Current Ratio | 5.95 |
| Quick Ratio | 5.78 |
| Debt / Equity | 10.16 |
| Debt / EBITDA | n/a |
| Debt / FCF | 10.34 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 19.72% and return on invested capital (ROIC) is 1.81%.
| Return on Equity (ROE) | 19.72% |
| Return on Assets (ROA) | 2.21% |
| Return on Invested Capital (ROIC) | 1.81% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.25% |
| Revenue Per Employee | $967,304 |
| Profits Per Employee | $194,090 |
| Employee Count | 576 |
| Asset Turnover | 0.10 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ATLC has paid $39.10 million in taxes.
| Income Tax | 39.10M |
| Effective Tax Rate | 24.48% |
Stock Price Statistics
The stock price has increased by +43.31% in the last 52 weeks. The beta is 1.88, so ATLC's price volatility has been higher than the market average.
| Beta (5Y) | 1.88 |
| 52-Week Price Change | +43.31% |
| 50-Day Moving Average | 58.99 |
| 200-Day Moving Average | 59.33 |
| Relative Strength Index (RSI) | 78.89 |
| Average Volume (20 Days) | 68,585 |
Short Selling Information
The latest short interest is 473,534, so 3.18% of the outstanding shares have been sold short.
| Short Interest | 473,534 |
| Short Previous Month | 484,377 |
| Short % of Shares Out | 3.18% |
| Short % of Float | 9.57% |
| Short Ratio (days to cover) | 7.13 |
Income Statement
In the last 12 months, ATLC had revenue of $557.17 million and earned $111.80 million in profits. Earnings per share was $5.96.
| Revenue | 557.17M |
| Gross Profit | 396.32M |
| Operating Income | 166.47M |
| Pretax Income | 159.71M |
| Net Income | 111.80M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.96 |
Full Income StatementBalance Sheet
The company has $621.09 million in cash and $6.54 billion in debt, giving a net cash position of -$5.92 billion or -$397.10 per share.
| Cash & Cash Equivalents | 621.09M |
| Total Debt | 6.54B |
| Net Cash | -5.92B |
| Net Cash Per Share | -$397.10 |
| Equity (Book Value) | 643.83M |
| Book Value Per Share | 40.79 |
| Working Capital | 6.29B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $637.96 million and capital expenditures -$5.02 million, giving a free cash flow of $632.94 million.
| Operating Cash Flow | 637.96M |
| Capital Expenditures | -5.02M |
| Depreciation & Amortization | 7.73M |
| Net Borrowing | 1.20B |
| Free Cash Flow | 632.94M |
| FCF Per Share | $42.45 |
Full Cash Flow StatementMargins
Gross margin is 71.13%, with operating and profit margins of 29.88% and 21.93%.
| Gross Margin | 71.13% |
| Operating Margin | 29.88% |
| Pretax Margin | 28.67% |
| Profit Margin | 21.93% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 113.60% |