Better Home & Finance Holding Company (BETR)
NASDAQ: BETR · Real-Time Price · USD
42.18
+1.52 (3.74%)
At close: Apr 28, 2026, 4:00 PM EDT
42.90
+0.72 (1.71%)
Pre-market: Apr 29, 2026, 8:04 AM EDT
BETR Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Interest and Dividend Income | 60.27 | 38.99 | 29.03 | 26.71 | 89.63 | |
| Total Interest Expense | 42.84 | 21.49 | 31.6 | 303.18 | 100.97 | |
| Net Interest Income | 17.43 | 17.5 | -2.57 | -276.46 | -11.35 | |
| Gain (Loss) on Sale of Loans & Receivables | 136.15 | 78.1 | 58.8 | - | - | |
| Other Revenue | 11.3 | 12.89 | 16.11 | 368.37 | 1,222 | |
| Revenue Before Loan Losses | 164.87 | 108.49 | 72.34 | 91.91 | 1,211 | |
| Provision for Loan Losses | - | - | - | 105.6 | - | |
| Revenue | 164.87 | 108.49 | 72.34 | -13.7 | 1,211 | |
| Revenue Growth (YoY) | 51.97% | 49.97% | - | - | 46.81% | |
| Salaries & Employee Benefits | 174.23 | 141.09 | 178.77 | 25.19 | 39.89 | |
| Cost of Services Provided | 124.85 | 121.29 | 128.58 | 677.72 | 1,287 | |
| Other Operating Expenses | 4.74 | -4.44 | 232.31 | 56.66 | 96.33 | |
| Total Operating Expenses | 317.88 | 291.17 | 582.54 | 760.31 | 1,425 | |
| Operating Income | -153.01 | -182.68 | -510.2 | -774.01 | -214.17 | |
| EBT Excluding Unusual Items | -153.01 | -182.68 | -510.2 | -735.1 | -286.46 | |
| Restructuring Charges | -1.2 | -1.25 | -11.63 | -102.59 | -17.05 | |
| Impairment of Goodwill | -14 | -7.27 | - | - | - | |
| Other Unusual Items | 2.1 | -4.2 | - | - | - | |
| Pretax Income | -165.82 | -205.44 | -534.42 | -875.98 | -303.51 | |
| Income Tax Expense | 0.05 | 0.85 | 2 | 1.1 | -2.38 | |
| Net Income | -165.87 | -206.29 | -536.42 | -877.08 | -301.13 | |
| Net Income to Common | -165.87 | -206.29 | -536.42 | -877.08 | -301.13 | |
| Shares Outstanding (Basic) | 15 | 15 | 9 | 6 | 2 | |
| Shares Outstanding (Diluted) | 15 | 15 | 9 | 6 | 2 | |
| Shares Change (YoY) | 1.63% | 63.66% | 58.49% | 234.89% | -27.29% | |
| EPS (Basic) | -10.80 | -13.65 | -58.09 | -150.54 | -173.09 | |
| EPS (Diluted) | -10.80 | -13.65 | -58.09 | -150.54 | -173.09 | |
| Free Cash Flow | -167.77 | -383.36 | -160.18 | 926.52 | 345.49 | |
| Free Cash Flow Per Share | -10.92 | -25.37 | -17.35 | 159.03 | 198.59 | |
| Operating Margin | -92.81% | -168.39% | -705.29% | - | -17.69% | |
| Profit Margin | -100.61% | -190.15% | -741.53% | - | -24.87% | |
| Free Cash Flow Margin | -101.76% | -353.37% | -221.42% | - | 28.54% | |
| Revenue as Reported | - | - | - | - | 1,242 | |
Source: S&P Capital IQ. Financial Services template.
Financial Sources.