Bank of the James Financial Group, Inc. (BOTJ)
NASDAQ: BOTJ · Real-Time Price · USD
23.18
-0.02 (-0.09%)
Apr 28, 2026, 4:00 PM EDT - Market closed
BOTJ Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Net Income | 9.02 | 7.94 | 8.7 | 8.96 | 7.59 | Upgrade
|
| Depreciation & Amortization | 2.3 | 2.35 | 2.38 | 2.61 | 2.06 | Upgrade
|
| Other Amortization | 0 | 0.01 | 0.01 | 0.01 | 0 | Upgrade
|
| Gain (Loss) on Sale of Assets | -0.03 | - | 0.03 | 0.18 | 0.09 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.18 | 0.51 | 1.44 | 0.51 | 0.52 | Upgrade
|
| Provision for Credit Losses | -0.04 | -0.66 | -0.18 | -0.9 | -0.5 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | 5 | 2.14 | 5.1 | 4.46 | 13.74 | Upgrade
|
| Accrued Interest Receivable | -0.32 | -0.23 | -0.1 | -0.67 | 0.29 | Upgrade
|
| Change in Other Net Operating Assets | 1.28 | 1.81 | -3.03 | -0.17 | 1.08 | Upgrade
|
| Other Operating Activities | -1.34 | -1.11 | -1.32 | -0.46 | -0.32 | Upgrade
|
| Operating Cash Flow | 11.66 | 8.51 | 9.49 | 9.31 | 16.35 | Upgrade
|
| Operating Cash Flow Growth | 37.03% | -10.36% | 1.93% | -43.04% | 214.46% | Upgrade
|
| Capital Expenditures | -1.17 | -2.55 | -1.57 | -1.19 | -2.91 | Upgrade
|
| Sale of Property, Plant and Equipment | 0.05 | - | - | 0.03 | - | Upgrade
|
| Cash Acquisitions | - | - | - | -0.82 | -10.4 | Upgrade
|
| Investment in Securities | -16.63 | 26.36 | -22.73 | -58.09 | -76.17 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -24.64 | -34.1 | 2.38 | -28 | 25.85 | Upgrade
|
| Other Investing Activities | -0.01 | -0.88 | -1.95 | -0.06 | -1.77 | Upgrade
|
| Investing Cash Flow | -42.4 | -11.17 | -23.34 | -88.13 | -65.03 | Upgrade
|
| Long-Term Debt Issued | - | - | - | - | 10.99 | Upgrade
|
| Long-Term Debt Repaid | -11.01 | -0.99 | -0.94 | -0.89 | -0.41 | Upgrade
|
| Total Debt Repaid | -11.01 | -0.99 | -0.94 | -0.89 | -0.41 | Upgrade
|
| Net Debt Issued (Repaid) | -11.01 | -0.99 | -0.94 | -0.89 | 10.57 | Upgrade
|
| Repurchase of Common Stock | - | - | -1 | -1.4 | -0.44 | Upgrade
|
| Common Dividends Paid | -1.82 | -1.82 | -1.46 | -1.37 | -1.27 | Upgrade
|
| Net Increase (Decrease) in Deposit Accounts | 54.73 | 3.95 | 30.32 | -38.92 | 122.09 | Upgrade
|
| Financing Cash Flow | 41.9 | 1.14 | 26.92 | -42.57 | 130.95 | Upgrade
|
| Net Cash Flow | 11.17 | -1.53 | 13.08 | -121.39 | 82.27 | Upgrade
|
| Free Cash Flow | 10.5 | 5.96 | 7.92 | 8.12 | 13.44 | Upgrade
|
| Free Cash Flow Growth | 76.12% | -24.74% | -2.50% | -39.58% | 289.79% | Upgrade
|
| Free Cash Flow Margin | 21.55% | 13.23% | 18.51% | 18.52% | 34.65% | Upgrade
|
| Free Cash Flow Per Share | 2.31 | 1.31 | 1.74 | 1.73 | 2.83 | Upgrade
|
| Cash Interest Paid | 13.4 | 15.17 | 9.23 | 2.11 | 2.14 | Upgrade
|
| Cash Income Tax Paid | 2.34 | 1.85 | 1.87 | 2.18 | 2.55 | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.